Since 1997, the mortgage industry has
relied on C+S Marketing's knowledge and information tools to provide
quality control , appraisal review and underwriting decision and
process support.

protects fee

New
practitioners will come away with a better understanding of secondary market
guidelines and experienced appraisers will gain a multitude of new tips on how
to communicate their analysis in the most efficient way possible.

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The announcement was made at the MBA's 2005 National
Technology in Mortgage Banking Conference + Expo in Orlando.

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The
Appraisal Institute is also developing an online seminar and a book on the
same topic.

About Genworth Financial

Genworth (NYSE: GNW) is a leading insurance holding company ,
serving the lifestyle protection, retirement income, investment and
mortgage insurance needs of more than 15 million customers, and has
operations in 20 countries, including the U.

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Fraud reports are customized by
lender or investor needs, and delivered electronically through the AU
Central results page and/or the Doc Central folder. For more
information, visit www.

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C+S Marketing's LoanSafe Selected By Genworth Financial To Create New Underwriting Solution; New SecureFirst Application Blends Improved Underwriting and Fraud

SecureFirst provides lenders and investors with a more seamless
underwriting process, while reducing incidences of mortgage fraud by
detecting situations when loans are locked for underwriting and
require additional investigation. Reports are based on
requirements supplied by the lender.

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Appraisal Institute to Offer Seminar on New Fannie Mae Appraisal Forms

"We are gratified by the degree to which Fannie Mae considered issues
raised by our members, and we are pleased that the new forms reflect our
input," said Don Kelly, Vice President of Public Affairs for the Appraisal
Institute.-based C+S Marketing is the leading provider of
collateral risk assessment and fraud prevention solutions to the
mortgage lending industry.

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appraisalinstitute.

appraisers underwriters

The new forms went through an
exhaustive series of testing and comment periods, in which Appraisal Institute
members played a major constructive role.appraisalinstitute.org/education .

Business Editors
MBA 2005 National Technology in Mortgage Banking
Booth Number: 816

ORLANDO, Fla.K.

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"With the official release of these forms the Appraisal Institute
will now focus on educating appraisers through our new seminar, The
Professional's Guide to the Uniform Residential Appraisal Report, which
premieres in May. "These tools have had a positive effect in the operations
of mortgage lenders, while minimizing risk.com

About C+S Marketing

Sacramento, Calif.

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"
The seminar will help appraisers understand the reasons behind the
revisions and how USPAP's Supplemental Standard Rule applies., Canada, Australia, the
U.

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For more information about The Professional's Guide to the Uniform
Residential Appraisal Report and other Appraisal Institute educational
offerings, visit http://www. Appraisal Institute
members adhere to a strictly enforced Code of Professional Ethics and
Standards of Professional Appraisal Practice.

For more information about C+S
Marketing, visit www.

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WASHINGTON , After a period of testing and
revisions, Fannie Mae has announced the release of a series of revised
appraisal report forms, including the final revisions to the 1004 Report or
Uniform Residential Appraisal Report (URAR). The
solution quickly examines a loan's potential fraud risk by analyzing
property and relationship details between borrowers, brokers,
appraisers, specific market regions , and other known interactions that
are effective in detecting and preventing fraud and misrepresentation .

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For more information regarding
the Appraisal Institute, please visit http://www.genworth.csmarketing .

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----March 29,
2005--C+S Marketing, a leading provider of property valuation,
collateral assessment , and fraud prevention services for the mortgage
lending industry, today announced that Genworth Financial has packaged
C+S' LoanSafe(TM) system with Genworth's AU Central and Doc Central to
create a new technology-based underwriting solution called
SecureFirst(sm).
"This partnership with Genworth Financial - a leading global
mortgage insurer -represents the forefront of blending fraud detection
solutions with loan underwriting," said Steve Schroeder, CEO of C+S
Marketing. Benefits include processing fraud
reports before the loan is underwritten, custom reporting results
based on combined borrower, property and industry standard origination
party scoring, a summary page providing a snapshot of each loan and
private reports that are only available to individuals approved by the
user.

C+S Marketing's LoanSafe system (comprised of HistoryPro(TM),
IdentityPro(TM) and Third Party ScoreCard products) delivers a
comprehensive analysis of the three common elements that expose a
lender to fraud: collateral, borrower, and origination agent.

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SecureFirst can easily be added to AU Central or Doc Central,
adding efficiency and safety to the loan underwriting process
eliminating double-data entry, and report results flow automatically
into Doc Central.

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protects appraising

As the leading organization for professional real estate appraisers, the
Appraisal Institute represents more than 18,000 members worldwide.org .S.

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Members
benefit from an array of professional education and advocacy programs, and may
hold the prestigious MAI, SRPA and SRA designations. + SACRAMENTO, Calif.

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and more than a dozen other European countries. The C+S Marketing family of property information
tools provide the data, comprehensive geographic coverage, ease-of-use
and accessibility lenders need.

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"
Each individual lender or investor determines the parameters for
ordering a fraud report through SecureFirst .com

appraisal accreditation

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