The system consists of the Elemental server and Elemental
agents running on workstations and server hosts throughout a network.

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"

The Elemental Compliance System
The Elemental Compliance System is an award-winning enterprise security
software solution that enables organizations to express, monitor, and enforce
security policies for any computer connecting to the network. Elemental provides unified visibility and control to manage
dynamic computing environments , enabling enterprises to satisfy compliance
requirements and measurably improve their security. For example, with BizCast(TM) 6. Avolent's
award winning BizCast software streamlines all processes in the invoice-to-
cash cycle through real-time electronic invoicing and payment, customer self-
service , cash management and forecasting.

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No other vendor we've seen has the complete arsenal to match the
capabilities that Elemental delivers. In addition, Information Security awarded it a "Hot Pick"
Award, as an information security product that offers a unique solution to a
persistent security problem.
* A/R Dashboard: Provides the Controller and VP of Finance with real-time
financial reports, receivable alerts, customer profiling, and cash flow
reports that allow you to quickly determine the root causes of changes in
financial performance, and suggest courses of action. BizCast can also be deployed in shared services to centrally
automate billing and accounts receivable.avolent.

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Founded in December 2002,
Elemental is a privately held company backed by Bessemer Venture Partners,
Mayfield , Sequoia Capital and Lehman Brothers Venture Partners. Founded in 1995, Avolent's customers and
partners include some of the largest companies in the world, including
MasterCard, Delta Dental of California , Office Depot, PacifiCare, Highmark, Do
It Best, Unisys and more.

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" The Customer Profiler
can help identify recent changes in account status, how payment behavior
changes due to industry seasonality , cyclicality, or size of the invoice.

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For example, a future business partner
can now see Marshall BankFirst's performance against the PCI policy baseline. "We are pleased to work with
them to help improve their network security, and provide a vital tool in their
compliance and reporting efforts . This enables corporations to increase margins by 1-2% while
reducing Days Sales Outstanding (DSO ) by 3-10 days.g.

"BizCast has redefined the EIPP space and we owe much of this to our
customers ," said Doug Roberts, CEO of Avolent.

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Elemental's solution
provides security compliance monitoring to assure conformity with industry
best practices, in addition to reviewing and reporting compliance with
industry and government regulations, such as the Payment Card Industry (PCI)
Data Security Standard and the Gramm-Leach-Bliley Act. By utilizing the Elemental security
compliance management product, Marshall BankFirst can achieve a significant
ROI, operational efficiencies and industry and regulatory policy compliance.com for more information., the leading provider
of eBilling and Cash Flow Optimization software, today announced the release
of BizCast(TM) 6.
BizCast(TM ) 6.

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, a bank holding company
headquartered in Minneapolis, has purchased Elemental's security compliance
management product to secure its network by automating security policy
deployment, compliance monitoring and reporting.0 a finance professional can:

* Accurately predict inbound cash flow based on real-time information on
the status of all invoices, not just historical information
* Forecast inbound cash flow based on unique customer payment profiles,
not outdated models
* Increase cash flow by instantly changing all trade discounts/interest
penalties without having to print a single invoice

"We have seen over 70% of customers move their cash and A/R reporting to
BizCast due to more detailed and timely data," said Scott Dunlap, VP,
Marketing for Avolent, "It makes clear sense for us to build on that to
deliver more advanced capabilities for understanding and controlling financial
processes.

Companies, not associated with carriers, which specialize in the reduction of telephone bills, usually by means of auditing and bill verification.

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"
Brenden noted that Marshall BankFirst benefits from the flexibility of
Elemental's any-time reporting, which gives granular results, at-a-glance
updates, and customized reports.
"With Elemental , we're able to prevent users from connecting to our LAN if
their wireless network card is active . The Elemental
Compliance System earned an "Excellent" rating from the InfoWorld Test Center
and a 9. The
company is headquartered in San Mateo, Calif.

Avolent Introduces BizCast 6.0 with Ground -Breaking New Capabilities to Gain Insight and Control over Cash Flow and Increase Margins by 1-2%

BizCast(TM)
6.0 Provides Real-Time visibility into the "Invoice to Cash
Process"
BizCast (TM) tracks all financial activities and events between a
corporation and its customers in real-time , from the moment an invoice is sent
to a customer, to when the payment is reconciled (together, these processes
are known as the "invoice-to-cash cycle"). Trade terms can
also be dynamically adjusted to all open invoices without re-printing.

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"
"Marshall BankFirst is a leader specializing in commercial loan
originations and participations, stored value cards and residential mortgage
lending," said Peter Watkins, Elemental CEO.elementalsecurity.0 builds on the success of its real-time eBilling platform to provide a
suite of new capabilities for CFO's and Treasurers to accurately predict and
control cash flow, including cash forecasting, customer profiling, and trade
term management. By complimenting existing systems with BizCast 6. New module examples include:

* Trade Terms Management: Trade terms often control 1-2% of gross margin
for a corporation, yet are still not managed strategically .
* Invoice Design Studio: Enables a company to quickly personalize the
"look and feel" format and data of invoices to meet individual customer needs.

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, Elemental Security, Inc.
"Elemental ties in all of our information and gives us a central view of
our security policies and our compliance with them," said Tyler Brenden,
Director of IT Infrastructure at Marshall BankFirst. Security
compliance has become a top priority for enterprises due to the pressures from
increasing frequency and severity of security breaches, and from regulations
such as Sarbanes-Oxley (SOX), PCI, and the Health Insurance Portability and
Accountability Act (HIPAA).0, their award-winning solution for streamlining all the
financial interactions between a corporation and its customers such as
invoicing, collections , payment processing, and reconciliation.

Optimizing Working Capital by Controlling Financial Processes
BizCast(TM) 6.

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New Patent-Pending Capabilities Leverage Avolent's eBilling Platform to
Empower Finance Execs to Accurately Predict and Proactively Control Cash Flow
Through Trade Discount Management, Customer Profiling and Cash Forecasting

SAN FRANCISCO, Avolent Inc .0 goes beyond forecasting and profiling to provide the
unprecedented ability to proactively control inbound cash flow through
process, trade term, and invoice design automation.

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Elemental's Solution Delivers a Continuous Centralized Network View, Automated
Reporting, and Protection From Unwanted Wireless Network Connections for
Marshall BankFirst

SAN MATEO, Calif., (Minneapolis) and BankFirst Corporation (Sioux Falls, S. For the first
time, enterprises can easily express cross-platform security policies that
affect individual computers and their behavior on the network, gather
meaningful up-to-date information to compare to established metrics, and
selectively enforce policies across a diverse, dynamic environment. Avolent, a leading
provider of software made specifically to improve financial processes with
customers, recognized the need to solve, what has been historically, the most
complicated issue facing CFOs and financial management executives -- insight
and control into inbound cash flow. This allows finance
organizations the ability to stay flexible and adapt quickly to changes in the
market, and provide a more efficient means to managing the invoice-to-cash
cycle.

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Marshall BankFirst is also better equipped
to prove its compliance upon request.3 score out of a possible 10, and won InfoWorld's 2006 Technology of
the Year Award . Red Herring
and AlwaysOn awarded the company their Red Herring 100 and AlwaysOn 100
awards, respectively, which honor the top private companies of 2005. Go to http://www.0 is the first software to provide cash flow optimization
capabilities based on an eBilling platform, presenting a range of capabilities
previously unavailable to finance professionals in existing ERP and Treasury
systems . However, according to a recent study by
CFO magazine, almost two-thirds of medium to large companies lack the internal
expertise to improve cash management and forecasting.
* Central Invoice Distribution hub: By consolidating billing data and
processes from across the enterprise, BizCast enables companies to have a
single central hub/distribution point for all invoices regardless of the
distribution media (e-mail, batch print, fax, EDI, etc), business unit, or
geography.

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Examples of this new
functionality include:

* Customer Profiler: Using the Customer Profiler, a credit, collections,
or CSR agent can quickly review the financial history of each customer (e ."

About Avolent
Avolent, the leading provider of enterprise application software for
eBilling and Cash Flow Optimization, delivers F2000 organizations
unprecedented insight and control over their inbound cash flow.

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This is the
first product we've seen that, in an automated fashion , brings together all of
our compliance results and reporting.

About Elemental
Elemental is an award-winning pioneer in the Security Compliance
Management market. Elemental's products address enterprises' need to
centrally manage the security compliance of all computers in their
environments .S.0 becomes a powerful platform for providing insightful,
tangible and strategic value for its customers .

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"Previously, it was a
time-consuming challenge to manually pull all the necessary reports together
for Marshall BankFirst's routine but frequent audits and exams. Additional company and product names
may be trademarks or registered trademarks of other individual companies and
are respectfully acknowledged.

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Elemental's award-winning product is the world's first solution that
unifies policy management, host configuration, inventory management and
network access control in one seamlessly integrated offering. To provide both insight and control, CFOs
cannot depend on existing Treasury, Business Intelligence, and A/R systems
that rely on historical data for forecasting and provide no capabilities to
proactively control your forecast should it need to be changed.

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Elemental Automates Security Compliance and Audit Reporting for Marshall BankFirst

This was a very important issue for
us.

NOTE: Elemental and the Elemental Compliance System, among others, are
trademarks or registered trademarks in the United States and certain other
countries of Elemental Security, Inc."

The CFO's Dilemma: Predicting and Controlling Cash Flow
In today 's post-Enron environment, companies are publicly castigated for
missing sales and cash projections . Avolent's key
insight was to build these capabilities on a real-time system like eBilling
that would provide accurate forecasts, ensure processes are controlled and
enforced, and allow for the dynamic changing of trade terms to influence
customer payment behavior.

BizCast 6.

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, the
award-winning pioneer of new technology in enterprise information security,
today announced that Marshall BankFirst Corp.D.

For more information call (800) 553-5505 or visit
http://www .

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).
"We did not have the capability to prevent an employee from connecting to
a neighboring wireless network, whether unintentionally or not," said Brenden.
Elemental's architecture is unique in its ability to detect, monitor and
control hosts with or without Elemental agents running on them .0, all trade terms with customers, such as trade discounts and interest
penalties, can now be centrally managed for consistency and performance. With BizCast, Finance professionals
gain insight into cash flow across the enterprise, and can control cash flow
through a unique patent-pending ability to dynamically adjust trade terms to
meet corporate financial goals.

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, and has offices throughout the
U.0,
finance professionals can now reduce operational risk, accurately track cash
flow through the organization and effect change in receivables by dynamically
adjusting trade terms to meet corporate financial goals. By tapping into this rich data
source, BizCast(TM) 6. With BizCast(TM)
6.

minimizes upheaval

"They recognized the power of
BizCast in not only streamlining financial processes and improving customer
service, but in the richness in the invoice and payment history data that
produces, and the ability to leverage this data to control cash flow.

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In addition to helping Marshall BankFirst address improvements for
internal auditing, Elemental also helps protect the organization from unwanted
wireless LAN connections. It is a
client-server security system that provides broad visibility into all hosts in
the enterprise and the means to control or contain them through auto-deployed
security policies .
payment history, past due balances) as well as the relative performance to
similar customers to understand their "payment profile.com.

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This month, Marshall
BankFirst is rolling out the Elemental Compliance System across its multiple
locations to its Windows XP desktops/laptops and Windows and Solaris servers.
Marshall BankFirst was created with the January 2005 merger of Marshall
Bancorp , Inc.
With the Elemental Compliance System, Marshall BankFirst now has an automated
system to provide continuous compliance monitoring. This
allows finance teams to understand how and when trade terms are being used,
fine tune their trade term and collection policies, and optimize trade
discounts to find the balance between margin and cash flow.

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