ratingsdirect.gov.

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HRmarketer tracks and maintains information on
hundreds of human resources conferences, trade shows, associations and
publications -- sourcing journalists, analysts, editorial calendars, speaking
opportunities, advertising and promotional information, list rentals, award
competitions and buyer guides.

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Credit Risk Is Increasing for Former Lead-Paint and Lead-Pigment Manufacturers Says S+P Credit FAQ

The IRS Tax Products CD is available from NTIS, call 1-877-CDFORMS or
(703) 605-6000, for $25 plus $5 handling fee, no additional charge for
shipping; quote order number IRS2005PUB1796KTN.

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"In addition to helping medical , dental, vision, disability, workers
compensation, retirement, behavioral health and other vendors understand the
language and culture of this unique channel, we've aggregated all the key
marketing and PR resources that will help them build brand and market to the
brokers and consultants," says Mark Willaman, president and founder of Fisher
Vista, LLC, the company that owns HRmarketer.
The report is available to subscribers of RatingsDirect, Standard + Poor's
Web-based credit research and analysis system, at
http://www. The CD is
released twice yearly; the First Release which is currently shipping; and the
Final Release which is currently available for sale and is shipping in late
February 2006.

language computers

"As an account executive for a major employee benefit carrier, it's
crucial I maintain high visibility with brokers and consultants," says Matthew
Schoenthaler. All products that were available in Package X are available on
the IRS Tax Products CD and more. Most major credit cards
accepted.

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com
HRmarketer. (BB/Watch Neg/--), and
Millennium Chemicals Inc. Although this CD does not support electronic filing,
software is provided to view, search, save, and fill -in forms.

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"

About HRmarketer. All Standard + Poor's
research information is accessible for 24 hours after publication on the
public Web site. Members of the media may request a copy of this report by
contacting the media representative provided.

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Increasing numbers of HR service providers rely on employee benefit
agencies, brokers and consultants to sell or distribute their products and
services to the lucrative HR and employee benefits market.com, a service of Fisher Vista, LLC, is the no.

Contact:
Elrond Lawrence, Director of Media Services
831-757-9100

ntis.

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(BB-/Watch Neg/--) on CreditWatch with negative
implications.com . Includes 2005 Tax Forms, Publications, and Instructions on CD-ROM

SPRINGFIELD, Va.

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standardandpoors.
In addition to 2005 tax forms, publications, and instructions, the CD also
contains:

* Prior year tax forms and publications to 2003

* Recent issues of Internal Revenue Bulletins (Tax Years 2004, 2005, and
2006)

* Links to prior year taxpayer information available on the Internet

* Market Segment Specialization Guides

* E-File Information

* Tax Law Frequently Asked Questions

* Tax Topics from the IRS telephone response system

* User's Guide

The 2005 Federal Tax Products CD can be used with Windows 98 and above
with Pentium class processors, and requires a minimum of 32 MB RAM and 115 MB
hard drive space.

orthogonal supports

HRmarketer's
expanded resources help vendors determine the best places to advertise , the
best mailing lists, what publications and eNewsletters are read by brokers and
consultants , which events they attend, which journalists cover this space,
etc.
Following the verdict , Standard + Poor's placed the ratings of
Sherwin-Williams Co.

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Fax orders to (703) 605-6900.

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, In response to HRmarketer's
growing popularity with insurers and other employee benefit providers, the
company today announced it has significantly enhanced its coverage of broker,
insurance and consulting related resources, including conferences and
tradeshows, events, publications, journalists, buyer guides, award
competitions and more.
The IRS is no longer publishing Package X.gov/products /bestsellers/irscd2005.

binding asked

com.

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The report answers frequently asked questions about the
CreditWatch placements , and the potential impact on other former lead-paint
and lead-pigment manufacturers.

toolkit conferences

If you are not a RatingsDirect subscriber, you
may purchase a copy of the report by calling (1) 212-438-9823 or sending an
e-mail to research_request@standardandpoors. Approximately 3 million products are
available from NTIS in a variety of formats: electronic download, online
access, CD-ROM, DVD, multimedia, microfiche and paper.

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This package, a compilation of
federal tax forms and instructions, was created as a reference set for tax
professionals. This CD package consisting of both releases
is the most complete and convenient offline resource for tax information
available from the IRS. Save the $5 handling fee by ordering
online at http://www.

frequently binding

asp.S.

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(A+/Watch Neg/A-1), Valhi Inc.
"As lead-pigment litigation gains traction, it becomes a much more
prominent risk factor in our rating deliberations," said Standard + Poor's
credit analyst Kyle Loughlin.

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Whether it's finding
places to advertise or sending a press release to a targeted group of
journalists who write for the publications brokers and consultants read, HR
Marketer is one-stop. 1 marketing and
public relations service for companies who sell products or services to human
resources professionals.com; under Credit Ratings in the left navigation
bar, select Find a Rating, then Credit Ratings Search. Free technical
support is included.

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NEW YORK, Standard + Poor's Ratings Services
recently published a report, "Credit FAQ: Impact of Rhode Island Verdict On
Former Lead-Paint And Lead-Pigment Manufacturers," after a jury verdict in
Rhode Island found three companies liable for the abatement of lead paint in
that state.
The report states that a significant increase in litigation in other
jurisdictions could depend in part on legal developments in this case, which
might enable plaintiff lawyers elsewhere to better determine the probability
of success of possible lawsuits against the paint manufacturers.

IRS Tax Products CD Now Available

government and complementary
material from international sources.

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Expanded Resources Helps Companies Who Sell Through Employee Benefit Brokers
and Consultants Execute More Targeted Marketing and PR Initiatives

CAPITOLA, Calif. Ratings information can also
be found on Standard + Poor's public Web site at
http://www., The official IRS Tax Products CD
is now available from the National Technical Information Service.
Access information on more than 600,000 government information products on
the NTIS Web site: http://www.ntis.

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HRmarketer .com Helps Human Resource Service Providers Target Employee Benefit Brokers and Consultants

"HR Marketer helps me create and execute more targeted marketing
and PR campaigns that reach brokers and consultants .

The National Technical Information Service is the federal government's
central source for the sale of scientific, technical, engineering, and related
business information produced by or for the U.