The companies under the Gray Insurance umbrella
include Gray & Company, Inc. With the "One Time Fee
Option" customers can pay once for ongoing access; build customized
collections by selecting holdings on a title-by-title basis; and add
additional titles at any time.

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(OTC: EPLJ) is pleased to announce that the Gray Insurance group of
companies has purchased two of ESPION's flagship email security appliances,
Interceptor with [MX]Lock. "Gray has chosen the ESPION Interceptor as its premier anti -spam,
email-security, and email-encryption solution.

----Global publisher
John Wiley + Sons, Inc. Pricing is based on the U.interscience.

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Gray told us the key
factors that helped in their selection of ESPION's Interceptor were 1)
minimal and easy administration, 2) very high spam catch rate, and 3)
really easy to use, yet meets and exceeds industry encryption standards,"
stated Randy Hymel, Director of Sales of ESPION International.
With the launch of this new sales model, 300-500 new backlist
titles - dating back to January 2003 - are now available, many of
which are in subject areas not previously offered before such as
Physics, Psychology, and Finance.
"We want to offer our customers the tools they need to develop
their online holdings and manage spending, recognizing that not all
customers have the same needs," said Reed Elfenbein, Vice President
and General Manager, Wiley InterScience and Global STM Sales.

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The A.

Founded in 1807, John Wiley + Sons, Inc.

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J. Once a title has been subscribed to for three consecutive
years, ongoing access to that title is provided at no additional cost. Wiley has
publishing, marketing, and distribution centers in the United States,
Canada, Europe, Asia, and Australia.

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"The
two Interceptors with [MX]Lock have already stopped over 7.I.

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A subscription provides access for
one calendar year. At renewal, titles
can be added and deleted, as long as a minimum of 20 titles is
subscribed.

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13 per share of common stock payable on
May 20, 2005 to shareholders of record as of May 4, 2005.wiley.

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ESPION International, Inc., a Costa Mesa, CA based company with Research
and Development headquartered in Baton Rouge, Louisiana, is a leader in the
development and deployment of Artificial Intelligence (A.

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, Delta Title
Corporation, The Gray Exploration Company, The Gray Oil & Gas Company,
Verlander Corporation, The Gray Casualty & Surety Company, and Gray Matter,
Inc.I.
Georgia Bank Financial Corporation is the holding company for Georgia Bank
+ Trust Company of Augusta., today announced the launch of a new sales
model for its online book platform, Wiley InterScience OnlineBooks(TM)
(www.
The addition of new subject areas to the online book program
further broadens the editorial scope of an impressive collection of
titles in the areas of Analytical Chemistry and Spectroscopy ,
Biotechnology and Food Science, Chemical Biology and Biochemistry,
Communications Technology , Computer Science, Electrical and
Electronics Engineering, Genomics, Proteomics, and Bioinformatics ,
Medical Science, Molecular Biology and Genetics, Occupational Health
and Safety, Organic Chemistry , Pharmaceutical Sciences, Polymers and
Materials Science, Statistics and Mathematics, and Wireless
Communications among other subject areas. The newly expanded online
book collection complements the already extensive major reference work
and journal collections currently available on Wiley InterScience .

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ESPION HOME


"We are very excited to add the Gray family of companies to our list of
clients," commented Drew Burdsall , CEO of ESPION International, Inc.

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This option also allows customers to build
customized collections and add titles at any time. Today Wiley InterScience features
a vast reservoir of must-have content from almost 2000 journals,
online books, reference works, databases, and Current Protocols
laboratory manuals. Its core businesses
include scientific, technical, and medical journals, encyclopedias,
books, and online products and services; professional and consumer
books and subscription services; and educational materials for
undergraduate and graduate students and lifelong learners.

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com/onlinebooks ).

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, The Gray Insurance Company, Inc." Both offer customers
unlimited concurrent user access to purchase titles, as well as
COUNTER-compliant usage statistics reporting.
"This new sales model is an example of the kind of customer-led
development that Wiley is firmly committed to," said Eileen Dolan,
Vice President, Wiley InterScience, "and we'll continue to explore
ways to better serve the needs of all our customers worldwide.interscience.

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Burdsall., The Board of Directors of
Georgia Bank Financial Corporation (OTC Bulletin Board: GBFP) today declared a
regular quarterly cash dividend of $0. "Our new
Online Books sales model is the result of extensive research and
consultation with our customers and offers them real choices and
flexibility. list price
of the hard cover edition and the customer FTE, with discounts based
on the number of titles purchased.

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5 million spam
emails for Gray, and we are looking forward to many more years of providing
working with them," continued Mr. "brain" boosts
the performance of the current ESPION product range, which offers
appliances that are easy to install for organizations from five to five
million users, providing email gateway security, anti -spam and secure,
encrypted email.

Georgia Bank Financial Declares Cash Dividend

S., provides must -have
content and services to customers worldwide.

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PRESS RELEASE Gray Insurance Purchases ESPION Email Security Appliances

With the "Flexi-Subscription Option," titles are priced at an
annual flat fee determined by FTE.com/onlinebooks

About Wiley InterScience

Since its commercial launch in January 1999, Wiley InterScience
(www. The Company is listed on the New
York Stock Exchange under the symbols JWa and JWb.

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com) has earned its reputation as a
world-leading Internet resource for quality research material
promoting discovery across the spectrum of scientific, technical,
medical and professional endeavors.

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interscience.wiley. In addition, approximately 100 new
frontlist titles are also available with this launch, bringing the
total number of online book offerings to almost 1200 titles."
For more information about Wiley InterScience OnlineBooks(TM),
please visit http: //www.wiley.

About John Wiley + Sons, Inc.

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Email security vendor ESPION International,
Inc .

Wiley InterScience Launches New Online Books Sales Model; Extensive Online Book Program Now Delivers More Flexibility and More Titles

"
The new sales model consists of two options - the "One Time Fee
Option" and the "Flexi-Subscription Option. Wiley's Internet
site can be accessed at http: //www.wiley.com

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) based
solutions for email gateway and network security. Georgia Bank + Trust Company is the largest
locally owned and operated Bank in the Augusta Metro Market, offering banking,
investment management and mortgage products through its eight local offices.

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AUGUSTA , Ga.

Publishing Writers/Business Editors

HOBOKEN, N. Previously available only
through subject-specific collections, Wiley InterScience
OnlineBooks(TM) are now available through two convenient options
affording maximum flexibility and value for the institutional
customer.

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