dope snuff

P Star Pictures is the film division of Planet Propaganda, a
design, advertising and interactive company based in Madison, Wis.

Myth #6: As a cosigner, you are just a "back up.

Myth #9: If you show your creditors a divorce decree that indicates
your ex-spouse is responsible for paying the debt, you no longer are
liable for the debt owed on your accounts. "Ask your creditors important questions
or contact a reputable credit counseling agency, such as MMI, when you
encounter information of which you are unsure.

Note that this category is not for sites promoting alleged snuff films.

afu fakes

MMI Debunks Finance-Related Urban Legends; MMI Gives the Whole Truth about Credit-Related Rumors

The urban legend apparently originated in publicity for the low-budget film Snuff (1970), intended to give the false impression that it contained footage of a real murder.

Though many alleged snuff films have been investigated since the 1970s, no genuine example has been found.

alleged investigated

As the
nation's largest full service non-profit credit counseling agency,
Money Management International (MMI) has come across some myths about
credit that are humorous, odd and downright bizarre.

Myth #2: If you send a creditor any payment, such as only $5. It is best to
reach out to a creditor or a reputable credit counseling agency to
explain your individual circumstances before creditors contact you or
your family members.

1970s purported

investigated obvious

Produced by P Star Pictures, Madison, Wis. To
learn more about "Lifelike," please visit http://www.
Fact: Studies show that 75 percent of the time, the creditor
approaches the cosigner for payment, because they seek payment from
the person who offers the best chance of repaying the debt.

Myth #7: If a payment to a creditor is just one day late, you are not
considered delinquent.

inquirer alleged

com

alleged publicity

The award comes on the heels of the 2005
Wisconsin Film Festival where the film was recognized as Best
Narrative Short. His daily routine is knocked off course when one
morning he finds a young writer asleep in his antler shed. Counseling is available by
appointment in branch offices and 24/7 by telephone and Internet.

alleged impression

''Lifelike'' Wins Platinum at Houston International Film Festival

----It was announced on
Saturday that Wisconsin-native John Besmer's short film, "Lifelike"
was awarded a Platinum Remi at the 38th annual Worldfest - Houston
International Film Festival. The following are
MMI's top ten urban legends related to personal finance:

Myth #1: If a check is written in red ink, it takes longer to be
scanned by the bank's equipment and the check will be delayed in
clearing, giving you access to your money for a longer period of time.
Fact: Whoever is signed on the original contract with the creditor,
whether it is you or your spouse, will still be obligated to repay the
debt after a divorce. Thus, you are still liable on these debts and
the creditors can report the status of these accounts on your credit
bureau file.

sequences snuff

The
feature script has been recognized with awards of its own, including
finalist status at the 2004 IFP Market in New York. However, you cannot believe
everything you see and hear these days when it comes to credit.

obvious investigated

, and Double Dutch
Films, Chicago, "Lifelike" is based on Besmer 's feature length script,
"Not Birds, Airplanes," which currently is seeking financing.00, the
creditor won't consider you delinquent.
Fact: Creditors are not required to accept "good faith" payments if
the payment is not sufficient to bring the account current.

Sites about the truth or falsity of rumors about 'snuff films'.

1970s fakes

"The
characters are two peas in a surly pod.

Myth #4: It is safe to give your credit card information to people
who call to verify your account number.

genuine dope

Fact: It is now common for creditors to raise interest rates based on
a consumer's creditworthiness because of the Universal Default clause.

Myth #10: If you try to make a partial payment to a creditor and they
refuse to accept the payment, then you no longer owe the creditor."

About Money Management International

Money Management International (MMI) is a non-profit, full-service
credit counseling agency, providing confidential financial guidance,
financial education, counseling and debt management assistance to
consumers for over 47 years.

fakes genuine

It is better to be over
informed than misinformed.

publicity pinch

moneymanagement.

purported circulation

Myth #5: A creditor cannot raise the interest rate on your fixed rate
loan .
Services are available in English or Spanish.

originated obvious

" Creditors exhaust
every means of collecting from the primary borrower before they come
after a cosigner.org

publicity impression

Fact: You must make the minimum monthly payment required by the
creditor in order to avoid penalties.

false investigated

Charges you didn't make could suddenly be added to your bill
and the trip might not be a reality.

The term 'snuff film' refers to an underground movie in which people are literally murdered on camera for entertainment .

circulation fakes

"Lifelike" is a 19-minute drama about an aging taxidermist in a
small Wisconsin town.

Myth #3: Luxurious vacation packages are available at bargain-
basement prices, simply by calling a travel club and supplying your
credit card number to the voice on the other end of the phone. To learn more , call
800-762-2271 or visit www.

circulation inquirer

But they reluctantly learn to
get along and ultimately help each other move forward with their
lives," explains writer/director Besmer. MMI helps consumers trim their expenses,
develop a spending plan and repay debts.

apparently murdered

Lifestyle Editors/Entertainment Editors

MADISON, Wis.
Houston's Worldfest is dedicated to providing a forum for
independent short and feature films. Filmmakers who began at Worldfest
include Steven Spielberg, Spike Lee, Robert Rodriguez, David Lynch and
many more.
Fact: While most creditors do not file a negative report with a credit
rating agency until you have exceeded your due date by 30-days, it is
important for you to find out how your creditors report late payments.

"It is important to consider the information source, particularly
when it relates to your finances," said Cate Williams, vice president
of financial literacy for MMI.

1970s literally

lifelikefilm.

Business Editors

HOUSTON----Unfortunately for
consumers, there is no limit to the number of scams, fraud and
misconceptions related to credit .
Fact: The color of ink you use to write checks has nothing to do with
the processing time. And with the recent Check 21 legislation, checks
can clear the same day they are written.
Fact: Many times these "too good to be true" offers truly are just
that.

Myth #8: A creditor cannot call anyone else, such as friends or
relatives, to ask about your debt.
Fact: A collector is permitted to contact others to find out where
you live, what your phone number is and where you work .

obvious circulation

purported investigated

Fact: Never give any personal or account information out to someone
over the phone unless you initiated the call.