"I can speak for the rest of the board members as well as the shareholders
in saying that we know Lenka will prove to be an important member of this team
going forward," said Kline's president, Joe Tarantola., Inc. Lazar began his investment banking career in 1982 at Ryan Beck + Co. David's move reaffirms our commitment to provide quality
investment banking services to community banks and middle market companies in
the Pennsylvania markets.

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In her current position as vice president, Contreras has been instrumental
in expanding the scope of Kline 's offerings by launching Global Cosmetics +
Toiletries, an ambitious market analysis of 16 countries on four continents. I look forward to working with Ryan Beck's
Financial Institutions and Middle Market Investment Banking groups.
Founded in 1946, Ryan Beck + Co.

1798 deans

Contreras, a vice president at Kline, was elected by the shareholders of
the privately held company to serve a three-year term .

For more information, contact:
Joseph Tarantola
President
joe_tarantola@klinegroup . Mr.,
where he served as a senior investment banker for more than eleven years,
focusing on Pennsylvania , Maryland and Delaware community banking
institutions.

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Lazar is a highly regarded investment
banking professional with nearly 25 years of related experience involving
publicly traded and privately held companies representing a broad range of
industries.
Ben A., Inc.

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J. provides financial advice and
innovative solutions to individuals, institutions and corporate clients
through the activities of approximately 1,100 employees in 40 offices located
in 14 states.

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2 billion.

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Previously , he was Managing Director and Co-Head of Investment Banking at
Philadelphia-based Berwind Financial Group, which he joined in 1993. It is great
to have him back.

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Lazar as Managing Director in the firm 's
Investment Banking Division. Based in Philadelphia, he will be responsible for investment
banking activity in the Mid-Atlantic region. Lazar's Financial Service and Middle Market
Investment Banking Group gained recognition as an industry leader; originating
more than 50 investment banking assignments and private capital transactions
with an aggregate value in excess of $2.

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"
Mr.

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has
announced the appointment of David P. Lazar most recently served as Senior Executive Vice President and Head
of Investment Banking at Boenning + Scattergood, Inc.

About Ryan Beck + Co., Inc.

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"The important contributions that Lenka has made to our firm over the
years leave no doubt that she will be even more valuable to our company as a
board member," said James Weatherall, senior vice president of Kline + Company
and head of Kline's Research division. Lazar holds a BS degree from Duke University and an MBA with emphasis
in finance from The College of William and Mary.

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, Kline + Company, Inc .

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LITTLE FALLS, N.
Established in 1959, Kline + Company is a management consulting and market
research firm serving clients worldwide in the chemicals and materials,
consumer products, life sciences, and energy sectors., where he directed all
facets of that firm's investment banking activity , and where he originated and
closed 30 transactions with an aggregate value in excess of $1. During
his tenure at Berwind, Mr.
Through its Investment Banking Group, Ryan Beck raises capital and provides
financial advisory services to financial institutions, middle market companies
and municipalities .

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, said of the
appointment, "We are extremely pleased to again be associated with a
professional of David's high caliber and demonstrated expertise.

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She oversees Kline's
syndicated market research efforts in four of the firm's key sectors: consumer
products, healthcare, specialty pesticides, and industrial and institutional
cleaning products.

leise migrated

com
+1-973-435-3458

Ryan Beck + Co. Strengthens Coverage of Mid-Atlantic Market with Addition of Seasoned Investment Banker

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"
During her 13-year tenure with Kline + Company, Contreras has advanced
from a consultant in the firm's Consumer Products Practice to industry manager
of that practice, supervising several of Kline 's best-selling market research
studies, including Cosmetics and Toiletries USA, Home Fragrances USA , and
Household Cleaning Products USA. Lazar stated, "Ryan Beck's
full-service capabilities serve as an excellent platform for me to provide
expanded opportunities to the community banking institutions and middle market
companies the mid-Atlantic region. For individual investors, the firm's Private Client Group
provides a full range of financial services, including investment consulting,
retirement plans, insurance and investment advisory services.

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"Her professional
accomplishments at Kline, the respect she has earned from her peers , and her
strong team skills make her highly deserving of this important role in our
firm. He currently serves as a
Trustee and Treasurer of the Academy of Natural Sciences, and a board member
of RFBD , Learning Through Listening in Philadelphia and its national
investment committee in Princeton.

gedcoms coker

1798 cranston

J., a leading
international management consulting and market research consulting firm based
in Little Falls, NJ, today announced that Lenka Contreras has been named to
the company's board of directors. Returning to Ryan Beck After 13 Years,
David Lazar Brings Depth of Experience with Financial Institutions
and Middle Market Companies

FLORHAM PARK, N., Ryan Beck + Co.5 billion."
Commenting on his joining the firm, Mr.

surnames 1798

Kline Names Contreras to Board of Directors

Mr.
Mr.

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Plotkin, Chairman and CEO of Ryan Beck + Co. He resides in Greenville, Delaware with his
wife Karen and two teenaged children . Institutional
clients benefit from the market making, underwriting and distribution
activities of the firm's experienced Capital Markets Group, which encompasses
equity and fixed income trading and institutional sales as well as research.