Family health history can
provide key information, including risks for certain inherited conditions and
health problems such as heart disease, diabetes and some cancers.
The Hartford has been a founding sponsor of the MIT AgeLab since 1999,
collaborating on older driver research and establishing the Safe Driving for a
Lifetime partnership.

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Creating a family tree is an easy way to start documenting family history. Next, go back one generation at a time.
-- Remember to include nationalities for each person. The free guide, which
helps families address one of their most sensitive kitchen table issues --
when should an aging loved one give up their keys -- is produced in
partnership by The Hartford Financial Services Group, Inc.
"Before families initiate a serious discussion about limiting or stopping
a loved one from driving, they need to do their homework ," said Joseph
Coughlin, Ph."
The Hartford and the MIT AgeLab's study included a nationally
representative survey of 3,824 licensed drivers aged 50 and older, in addition
to focus groups with older adults who had modified their driving and
interviews with family caregivers of people with dementia.
The Hartford's Internet address is http://www.

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Members take part in an online questionnaire with more than
300 questions that frame their life stories. Write down the medical information for several generations of your
family including grandparents, parents, siblings, children and yourself ., director of the MIT AgeLab and co-author of We Need to Talk.

The MIT AgeLab invents new ideas and creatively translates technologies
into practical solutions that improve people's health and enable them to be
functional throughout their lifespan.Gallant@thehartford.

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This tree, also known as a pedigree, shows links between family members and
focuses on the medical and health information for each relative. While it may
be difficult to recall family health problems or conditions , establishing a
family tree helps to keep information organized and can prove valuable to
medical professionals.
The information is available in both English and Spanish by visiting the
Web site at http://www.

We Need to Talk offers families a multi-step approach to crafting candid ,
effectual discussions, and also features an important Warning Signs checklist;
strategies for alternative transportation; testing opportunities; and
recommendations on what to do if a parent has dementia or a high-risk driver
refuses to stop driving.

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. The 20-page guide offers easy-to-use , practical information
that can help families have meaningful conversations with loved ones about
whether it's time to limit or even give up driving.
"And the best time to start talking about driving is long before it becomes an
issue, with conversation topics that avoid confrontation.

Contacts:
Joe Loparco
860-547-3397
Joseph.

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Hand-bound in leather or buckram and stamped with gold titles of the
member's choosing, each book contains a professionally written biography,
complete with full-color photo montages and a CD of favorite songs, photos and
other mementos.a closer link to the past."
Members also have an opportunity to recount "Family Oral Histories" as part of
their recollection. Publication prices vary, based on total
chapters . Begin with your parents, siblings, and
your own children.

Some of the statements in this release may be considered forward-looking
statements as defined in the Private Securities Litigation Reform Act of 1995.

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Members upload photos, songs,
and video files to include in their biography.NET, their stories will not be lost.

documenting variants

Membership is $10. Often genetic
problems occur in specific ethnic groups. For relatives
with known medical problems , indicate if they smoked, their diet and
exercise habits, and if they were overweight., Spanish -speaking
families can now receive useful advice in their preferred language on how to
discuss an aging parent's ability to drive safely.
We Need to Talk.thehartford.Conversaciones Familiars con Conductores
Mayores can be obtained by using the convenient order form on the Web site. Based within MIT's School of
Engineering's Engineering Systems Division, the MIT AgeLab has assembled a
multi-disciplinary and global team of researchers, business partners,
universities, and the aging community to design, develop and deploy
innovations to improve quality of life. These important risks and uncertainties include those
discussed in our Quarterly Reports on Form 10-Q, our 2004 Annual Report on
Form 10-K and the other filings we make with the Securities and Exchange
Commission .

researching ancestors

.Holidays and Vacations are Ideal Times to Talk with Family Members about their
Health History

PHILADELPHIA, Whether barbequing with family
members at a summer reunion or vacation, taking advantage of time spent with
loved ones can help to uncover valuable information about your health history.Family Conversations with Older Drivers, The Hartford 's
award-winning publication on age and driving, has now been translated and is
available in Spanish . The information and recommendations contained in We
Need to Talk are based on a two-year study of older drivers' attitudes and
driving habits. Still, if a
family member believes it's time to broach the subject or take action, they
should first observe whether their relative's driving skills have
deteriorated. The company is a
leading provider of investment products, life insurance and group benefits;
automobile and homeowners products; and business property-casualty insurance .

houser documenting

Genealogy Inspires Woman to Create Online Multimedia Biography Database

CINCINNATI, In 1905, Mark Twain wrote, "There was
never yet an uninteresting life. "There's no blank page to face with our online questionnaire.95 monthly.
Although you may not remember Aunt Betty's health conditions , her ailments may
help you learn more about your own health risks.

.
We caution investors that these forward-looking statements are not guarantees
of future performance, and actual results may differ materially.

variants kinsmen

NET after researching
genealogies of my own family," says biowriters.. Adult
onset disorders generally do not show symptoms until a person is 30 or older. Medical family trees can help a doctor or genetic
counselor identify health factors early on that may otherwise be overlooked .

Necesitamos Hablar: Award-Winning Guide from The Hartford and MIT AgeLab on Older Driver Safety Now Available in Spanish

They can also be obtained by writing to: The Hartford, Necesitamos Hablar ,
200 Executive Boulevard, Southington, CT 06489.thehartford.

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"Our service makes the biography process easy," says Suzanne Warden, the
founder.
"I came up with the concept for biowriters . By discovering your family history, you can learn
more about the disorders that may be present in your family and may be able to
help delay or minimize the effects. Family reunions, vacations and holiday
gatherings are wonderful opportunities for relatives to contribute
information .org) website.

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As people age and see their parents or loved ones suffering from the effects
of Alzheimer's or other adult onset disorders, many wonder if they too are at
risk for these diseases .

variants evelyn

" Now, a
century later, a new online service sets out to prove him right by asking
people to share their life story.
Knowing health risks empowers patients by helping them identify options for
health management, such as early detection or preventive measures. "If older drivers have problems behind the wheel, most prefer
to hear about it from family members first. At the Crossroads is also available in
both English and Spanish at http://www.

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NET has launched an online, interactive biography writing
service.biowriters.
"Like everyone else, I was longing for 'real life' stories rather than just
wedding dates, birth and death certificates.
Family health history can also provide clues about the adult onset
disorders, such as Alzheimer's, Parkinson's and Huntington's diseases .7 billion.Loparco@thehartford.

Sites in which the primary focus is the etymology of the surname and its variants, a one-name study or organization, relevant genealogy, or an associated family history.

kinsmen ancestral

biowriters. It's
a great way to stay in touch with extended family. If
possible, include information about the age of onset.
To learn more about creating a medical family tree or to download a free
family history tool, visit the National Society of Genetic Counselors
(http:/ /www..
"As the Hispanic population grows in this country, it becomes more
important to provide this helpful information in Spanish," said Maureen
Mohyde, The Hartford's director of corporate gerontology and co-author of We
Need to Talk.

ancestries norma

Go to http://www. So I
thought, wouldn't it be great to help people today create an affordable and
meaningful link to their future generations?"
Colorful chapters in members' biographies include "The View from Right
Now," "The Infant Years" and range through to "The Post-Career Years.

houser circa

New Interactive Biography Service Lets People Tell Their Own Tale

Include age and birthday."
Statistics show that older drivers, as a group, are typically safe on the
road and that age alone is not a reason to give up driving.thehartford. Investors
should consider the important risks and uncertainties that may cause actual
results to differ.

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NET .
Simply answer the questions that apply to your life, in your own words, at
your own pace. (NYSE: HIG) and the
Massachusetts Institute of Technology AgeLab.

The Hartford is one of the nation's largest financial services and
insurance companies, with 2004 revenues of $22.

variants circa

With today's online technologies and
biowriters. The entire process can take as little as two months.

Family Health History Can Provide Key Information About Future Health Risks

Once
you create a family tree, keep it in a safe place, and keep it updated.com/talkwitholderdrivers.com. We assume no obligation to update this release, which speaks as
of the date issued.

researching anita

Such a thing is an impossibility. There are more than 800 million people online today, each with
an interesting life story to tell.
-- Write down as much information as possible about aunts, uncles,
cousins and grandparents.
According to the survey, 75 percent said a health change was a legitimate
reason for family members to talk to them about their driving; 70 percent said
getting lost while driving was a reason to start a discussion; 50 percent said
a serious accident provided an opportunity to talk and 33 percent said a minor
accident or a near-miss should trigger a conversation.

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"
After completing the questionnaire , members choose from a variety of
custom biography "packages" most of which include working with a professional
writer who will assist them in fleshing out the remaining details and
completion of their book.NET founder Suzanne Warden. If you don't
know a relative's exact age, estimate if they are in their early 40s,
late 60s.
-- List any health conditions that affect each family member. In 2000, The Hartford and the MIT AgeLab published At
the Crossroads: A Guide to Alzheimer's Disease, Dementia + Driving, now with
more than 325,000 copies in print.com/alzheimers .

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Although they are a great way to learn about your family's history,
medical family trees are also becoming a standard medical tool..com

Victoria Gallant
860-547-4938
Victoria.

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"Creating a medical family tree begins with communication," explained
Kelly Ormond, president of the National Society of Genetic Counselors.
-- Make a list of family members .nsgc.Widely-Read Booklet Urges Candor Among Families About Sensitive Driving Issues

HARTFORD , Conn. Free copies of
the booklet Necesitamos Hablar.D.

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"This
summer, spend time talking with your family members about their health
history."
Begin tracking your family's history in a few easy steps:

-- Speak with your relatives.com

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