The legislation regulating association health plans (H.
"The bill in its current form could result in negative consequences for
AHPs if the legislation is passed," said Karen Bender, chairperson of the
Academy Association Health Plans Work Group.

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Cargill Workers at Hammond Indiana Plant Reject Contract


Since the contract expired Sept. Based
in Washington, D.

This site contains inter- and intra-national associations of insurance regulators.

regulators supervisors

and Canada, and is the
largest industrial union in North America.

Association Health Plans; Actuaries Still Raise Concerns as Congress Poised to Vote on Legislation

Department of Labor
or at the state-level, will surplus requirements for self-funded AHPs be
sufficient enough to remain solvent, and will they be on equal footing with
other health plans in the states where AHPs operate.org
The Academy is a 15,000-member non-profit, non-partisan professional
association representing all actuaries practicing in the United States.

legislators supervisors

actuary.

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Besides demanding concessions in pensions, retiree health care and health
care insurance for current employees, Cargill also is seeking cuts in vacation
time and a unilateral change in overtime contract language.
Other areas of concern about the legislation are whether AHPs will provide
similar benefits to those provided by other health plans in the states where
AHPs operate, whether different rating rules for AHPs will benefit the market,
and do AHPs allow small employers to have more buying power, and will this
reduce costs?
To view the issue brief, go to
http://www., the Academy conducts an extensive public policy program
at the state, federal, and international levels, bringing actuarial expertise
to bear on issues such as Social Security, Medicare, insurance regulation, and
pension reform.


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The areas of concern that Bender
noted include whether AHPs will be regulated by the U.

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WASHINGTON, As the U.

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The Academy also sets and maintains standards of actuarial
qualification and practice.

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The USW represents 850,000 workers in the U.

administrators commissioners


"We're going to attempt to get back to the table and keep bargaining,"
said USW Region 9 International Representative Bill Coleman .R.

The American Academy of Actuaries is the nonpartisan public policy
organization for the U.

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"There is concern that companies in the corn milling industry are trying
to lower working standards," said Coleman.

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No strike vote has been taken at this time. "We want a
contract that offers stability for Cargill employees and rewards them for
their hard work in maintaining this plant. To interview Karen Bender,
please contact Tracey Young, the Academy's media relations manager by phone at
202-785-7872 or by e-mail at young@actuary.

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United Steelworkers attempt to get back to bargaining table

HAMMOND, Ind.

adjusters apec

House of Representatives
prepares to vote on legislation contingent on getting assurances for
association health plans (AHPs), the American Academy of Actuaries raises
concerns that the legislation, in its current form, still does not address the
main problem of America's health care crisis: the rising costs, among other
things.

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actuarial profession.

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525 ) would allow
small businesses to join together through their membership in a trade or
professional association to offer health insurance to their employees.pdf.

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"Cargill is a profitable company that can afford to maintain its workers'
pension and health insurance for active and retired employees ," said Tim
Jeviak, chairman of the local 6-210 bargaining committee. The Academy provides
independent analysis to elected officials and regulators, maintains
professional standards for all actuaries , and communicates the value of
actuarial work to the media and public.

examiners solidarity

org/pdf/health/ahp_mar05.

uniformity enhances

, Unhappy with the concessions
demanded by Cargill, 97 percent of the United Steelworkers (USW) local 6-210
membership at the corn milling plant here rejected the company's contract
offer at a meeting Thursday night, June 23.
The Academy's Association Health Plan Work Group has introduced six issues of
major concern that Congress needs to address in the Issue Brief: Frequently
Asked Questions on AHPs.

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30, 2004, the 125 union-represented
production and maintenance employees have been working on an extended
contract.

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S.S.

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