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barriers conduct

20013.

american nafta

Rendell, five of the Governor's advisory commissions today urged
Pennsylvanians to contact the American Red Cross and make a donation to the
tsunami relief fund to assist families affected by the natural disaster.

american multilateral

"Any and all
amounts will be welcomed to bring healing to the affected areas in Asia.C.

procedures compliance

, On behalf of PA Governor Edward
G.

organized accurate

, a provider of Home Mortgage
Disclosure Act (HMDA) and Community Reinvestment Act (CRA)
compliance software and geocoding services. The company provides software design,
compliance-quality geocoding and outsourcing services that are backed
by 16 years of direct mortgage software and origination experience.

committees conduct

committees affairs

"By supporting the American Red Cross and its tsunami relief efforts,
residents will be able to provide hope to the families of those who perished
and may assist in the recovery," said Hai-Chow (Harry) Kao, executive director
of the Governor's Advisory Commission on Asian-American Affairs.
Ryan can discuss the following topics regarding this
issue:

-- The impact community groups will have on small, medium
and large lenders as the HMDA data is made public

-- How lenders can educate the public on the meaning of
HMDA data

-- Tips on how to proactively identify issues that may
attract the attention of community groups and the most
effective way to address them

When: Ryan is available immediately

Contact: To meet or speak with Ryan or for more information,
contact: Elizabeth Salter at 678-781-7224 or Chuck Meyers
at 678-781-7204


About QuestSoft

Laguna Hills, Calif.

exporters nafta

barriers committees

PA Governor's Advisory Commissions Urge Donations to the American Red Cross for Tsunami Relief

"This was a tragedy of incredible proportions which has left communities
and families devastated," Governor Rendell said .

accurate procedures

" Pennsylvanians can reach
out to those who have lost everything, including family members, by making a
contribution to the American Red Cross, a worldwide leader in providing
assistance to families and communities across the globe..

----QuestSoft Corp.-based QuestSoft is a compliance software
development firm specializing in the Home Mortgage Disclosure Act
(HMDA), Community Reinvestment Act (CRA), flood determination and
other settlement services to more than 1,350 banks, credit unions and
mortgage companies nationwide.

provisions timely

trade procedures

org/donate/donation-form.

Who: Leonard Ryan is founder and president of Laguna Hills,
Calif.

For more information about QuestSoft and its products, visit the
company's Web site at www.

exporters responsible

"
The Governor's Advisory Commission on African-American Affairs, the
Governor's Advisory Commission on Latino Affairs, the Governor's Commission on
Asian-American Affairs, the Commission for Women and the Pennsylvania Rural
Development Council urged residents and those they serve to make contributions
to the American Red Cross. Box 37243,
Washington, D.

dispute provisions

On Dec. Those contributing by check are asked to write
"Tsunami Relief " in the memo line.

ADVISORY/Compliance Expert: What Lenders Need to Know About How Community Groups Will Use HMDA Data

affairs version

Checks may
also be sent to the American Red Cross, American Red Cross, P.

CONTACT: Chuck Ardo
717-783-1116

decisions multilateral

More than 228,000 victims either died or are still considered missing as a
result of the tsunami while more than 1 million have been left homeless.

decisions experiencing

"
Donations may be made online at
https://www. Many lenders are concerned these groups will
misinterpret the data, which does not give a full or
accurate picture of an industry's fair lending practices.

dispute settlement

questsoft.

provisions experiencing

redcross.

settlement exporters

-based QuestSoft Corp.

What: Every year, lenders are required to provide HMDA data to
federal regulators and this information is passed onto
local community groups promoting fair loan distribution
practices.

sice multilateral

26, 2004, a tsunami destroyed much of the coastline of Indonesia.asp, over the phone at 1-800-
HELP NOW (1-800-435-7669) in English or 1-800-257-7575 in Spanish.

dispute organized

com

organized accurate

Business Editors
ADVISORY. Ryan has more
than 20 years of experience in the mortgage industry and
can speak as an expert on compliance issues.

secretariat trade

HARRISBURG , Pa.O.

sice nafta

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- - kjjkjk

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