1stglobalfinancial .

For additional information, please contact Arnold F. The Company's mining operations are managed through five operating
subsidiaries located throughout eastern Kentucky.

1884 socialism

The Chief Executive Officer of 1st Federal is T.
Debit Cash Card will begin marketing its proprietary brand stored-value
debit card, The Best Cash Card (http://www.

darwen socialism

All such
forward-looking statements are subject to certain risks and uncertainties
that could cause actual results to differ materially from those in
forward-looking statements.
Triad owns and operates six surface mines and one underground mine in
Southern Indiana.

gunlock toynbee

The Triad acquisition has been approved by the Company's Board of
Directors and by the Board of Directors and shareholders of Triad.

occurred eccles

com/), in
early April.

Safe Harbor Statement

Safe Harbor Statement under the Private Securities Litigation Reform Act of
1995: This release includes forward-looking statements intended to qualify
for the safe harbor from liability established by the Private Securities
Litigation Reform Act of 1995. RICHMOND, Va.

toynbee firing

workingcapitalasap. Based on unaudited 2004 results, Triad produced
approximately 3. Depreciation , depletion and amortization during 2004 were
approximately $5.

passed petition

With the energy, ideas, experience ,
and business acumen of Gil Gillis and his team on our side, we look forward
to working together to grow our sales within our current target markets and
to developing additional markets for our current and future innovative
financial products and services. These forward-looking statements generally
can be identified by phrases such as FGBF or its management "believes,"
"expects," "anticipates ," "foresees," "forecasts," "estimates" or other
words or phrases of similar import.

James River Coal Company Announces Definitive Agreement to Acquire Triad Mining

We look
forward to working together with them during the next stage in the growth of
Triad Mining. An additional payment could be made , up to a maximum of
$5 million payable in Company stock, if rights to certain coal reserves are
secured within two years after closing.

inventors firing

"

"The addition of 1st Federal to the 1st GLOBAL FINANCIAL family provides a
powerful engine for driving the sales growth of our products and services,"
adds Arnold F.1stfederalfinancial. The Company anticipates that it will finance the cash
portion of the acquisition with proceeds from a combination of debt and equity
issuances.

passed wilkinson

Gillis operated a merchant bankcard sales and
electronic transaction processing company that grew to be one of the
largest of its kind in the nation. Funding provides
cash advances for working capital needs to small to mid-size businesses. Socha, the Company's Chairman and
Chief Executive Officer.

firing seventeenth

wilkinson inventions

1st Federal
provides a variety of corporate and merchant services to financial
institutions, banks, and merchants by offering credit and debit card
acceptance, check guarantee, check verification, check conversion, and
Automated Clearing House (ACH) check processing, in addition to point of
sales terminals."

About 1st GLOBAL FINANCIAL CORPORATION

1st GLOBAL FINANCIAL CORPORATION has three operating subsidiaries , Accepted
Sales Advance Purchase Funding, LLC ("A. These risks and uncertainties include among
other things, product price volatility, product demand, market competition,
and risk inherent in the operations of a company.

James River Coal Company mines, processes and sells bituminous, low
sulfur , steam- and industrial-grade coal primarily to electric utility
companies.

passed woollen

Furthering its strategy of becoming a single
source of financial services and products for small to mid-size merchants
and businesses, 1st GLOBAL FINANCIAL CORPORATION (OTC: FGBF) today
announced that it has acquired all of the outstanding shares of 1st Federal
Financial, Inc. Prior to
founding 1st Federal, Mr. Gillis sold that company to IPayment
(NASDAQ: IPMT) in 2001. The first is delivering high quality, highly usable,
affordable financial products and services to our clients, and the second
is driving long -term shareholder value by being able to deliver increasing
amounts of our products and services.

As of December 31, 2004, Triad controlled
approximately 17.
"We believe this acquisition fits well with our strategic plan to grow our
production and reserves," said Peter T.

inventions eighteenth

1st Federal financial is the sales and marketing arm of its
sister companies.com.

These forward-looking statements
are subject to a number of risks and uncertainties.

inventions gunlocks

S. Information on the 1st GLOBAL FINANCIAL can be accessed
at www.
Additional information concerning these and other factors can be found in
James River Coal Company's public filings with the Securities and Exchange
Commission.

eighteenth complaining

("1st Federal") of Moorpark, California.P."
Tim and Joe Aull, speaking on behalf of the Aull family and Triad
shareholders, stated, "This combination is a good fit for our company to
ensure long term growth that will benefit our loyal employees and long-time
customers. Statements regarding future events and developments and the Company's
future performance, as well as management's expectations , beliefs, plans,
estimates or projections relating to the future, are forward-looking
statements within the meaning of these laws.

eccles chiefly

A. (Gil) Gillis, a credit
card industry veteran with over 30 years of sales experience. Sock, president of 1st GLOBAL FINANCIAL.

FORWARD-LOOKING STATEMENTS: Certain statements in this press release, and
other written or oral statements made by or on behalf of the Company, are
"forward-looking statements" within the meaning of the federal securities
laws .

reformers petition

PRESS RELEASE 1st GLOBAL FINANCIAL Acquires 1st Federal Financial Inc. to Expand Merchant Client Marketing and Acquisition Capabilities

All 1st Federal credit card processing clients
receive their merchant accounts through IPayment.com.6 million.

chiefly revolution

thebestcashcard.

socialism wilkinson

Mr. Sock, President at
866-418-1GFC (418 -1432) or via email at info@1stglobalfinancial.

1884 gunlocks

com). "Our goal is to balance our operations between
mining methods (underground and surface) and coal basins (Central Appalachia
and Illinois Basin ). The cash portion of
the purchase price will be increased or decreased based on changes in Triad 's
net working capital, less agreed upon distributions, between December 31, 2004
and the closing date. Management believes
that these forward-looking statements are reasonable; however, you should not
place undue reliance on such statements.

canals revolution

The
transaction is subject to customary closing conditions , including the Company
obtaining financing for the acquisition on terms and conditions approved by
its Board of Directors. These risks and
uncertainties include, but are not limited to, the following: a change in the
demand for coal by electric utility customers; the loss of one or more of the
Company 's largest customers; failure to exploit additional coal reserves;
failure to diversify the Company 's operations; increased capital expenditures;
encountering difficult mining conditions; increased compliance costs;
bottlenecks or other difficulties in transporting coal to the Company's
customers; lack of availability of financing sources; the effects of
regulation and competition; the risk that the Company is unable to close the
Triad acquisition or to successfully integrate the Triad business; and the
risk factors detailed in the Company's registration statement, initially filed
with the Securities and Exchange Commission as of August 13, 2004, which
important factors are incorporated herein by reference.

gunlock firing

"Both companies are entrepreneurial
in practice, nature, and philosophy and we believe that 1st Federal's
expertise in acquiring merchant clients will create many additional
opportunities. Funding")
(www. (www.P. We expect the transaction to have an immediate positive
impact on our company. The Aull family and the Triad management team have
done a tremendous job in the growth and development of this company."
The purchase price for the acquisition is $75 million, consisting of $64
million in cash and $11 million of Company common stock.

complaining 1884

"The culture fit between the two companies is ideal," stated Gil Gillis,
Chief Executive Officer of 1st Federal .A. Similarly, such statements in this
release that describe the company's business strategy, outlook , objectives,
plans, intentions, or goals also are forward-looking statements., James River Coal Company
(Nasdaq: JRCC) announced that it has entered into a definitive agreement to
acquire all of the stock of Triad Mining, Inc. These statements are based on current
expectations and speak only as of the date of such statements. The Company
undertakes no obligation to publicly update or revise any forward-looking
statement, whether as a result of future events, new information or otherwise .

seventeenth passed

S.A.com), Debit Cash Card, LLC, and 1st Federal
Financial, Inc.4 million tons of coal , and generated revenues of
approximately $81.6 million and operating income of approximately $13 .0
million.

woollen petition

"This acquisition
significantly advances our ability to execute on two of our important
strategic priorities.4 million tons of proven and probable coal reserves.

This category lists sites especially for the Industrial Revolution, a time of technical, social, economic, and cultural changes during the seventeenth century.