1 billion at the manufacturers'
level, accounting for nearly 5% of total sales.
Contreras says these categories have a huge potential for further increases in
sales.com. In Asia, contact Li Wang at
21 5382 6677 or li.researchandmarkets. In 1990,
China imported 128,900 metric tons of pulp and paper chemicals and related
products.
"Education is the overarching theme of XL's Corporate Social
Responsibility and we believe this program will lead to opportunities for
growth for the Chinese insurance market and its people. As of December 31, 2005, XL Capital
Ltd had consolidated assets of approximately $58.

satya aftermath

Pulp and paper chemical imports will grow by 8.
XL is the main financial sponsor of the initiative, the China Insurance
Industry Executive Leadership Program, which has been developed in conjunction
with the Aresty Institute of Executive Education at the Wharton School of the
University of Pennsylvania ("Wharton"). Course participants will also
examine the fundamental principles of risk and capital management. Those who
complete both modules will receive a certificate issued jointly by the CIRC
and Wharton.

Sites relating to the civil war in China, 1927-37 and 1945 -49.

takeover 49

com. In this
century, the exports of pulp and paper chemicals will continue to increase and
the figure will reach 564,700 metric tons in 2005.
The five-day program will be conducted in two modules and is to be led by
university professors, insurance scholars and executives, including
XL Chairman, Michael P. As a cooperative
partner, advisor and investor in the Chinese insurance industry , we are
committed to its long-term development.

kolata communist

com

China will remain a large exporter of pulp and
paper chemicals throughout this century.9% per annum to
492,700 metric tons in the year 2005. At the same time, the exports of pulp
and paper chemicals were active.

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In addition, many retail stores have exceptional customer
service behind the counter, which helps augment sales. As a result, local companies didn't invest in the beauty industry,
leaving the multinationals, which were already on the ground in China in other
businesses, poised to take a big chunk of the developing market.
Kline's GLOBAL COSMETICS + TOILETRIES 2004 presents sales data for 16
countries, including China, with more than 400 product category profiles,
including sales value by product type and brand , retail outlet distribution,
and five-year forecasts.newscom.com/cgi-bin/prnh/20040820/RESEARCH )
China's demand for pulp and paper chemicals has grown at a fast pace in
the past decade.

In the next five years, both production and demand will
continue to grow. O'Hara, commented: "We
have been involved in the design and implementation of the program from the
outset so I am very pleased to see it become a reality.

kathryn takeover

Legislation enacted in 1998 that banned pyramid
selling, which the government could not distinguish from direct selling, had
prevented Avon from selling products through its traditional route.wang@kline-asia.
(Logo: http://www.

aftermath kathryn

Historical data
(1994, 1999 and 2004) and long-term forecasts through 2009 and 2014 are
presented.5 billion.

takeover shek

In 1990, the exports were 153,200 metric
tons, and the figure reached 372,100 metric tons by the end of 2000.

researchandmarkets.

socialism zedong

Initial findings from Kline's newly proposed study, BEAUTY
RETAILING CHINA 2005 , indicate that this channel is quickly losing ground to
specialty stores based outside of mainland China, such as Watson's and SaSa.

Established in 1959, Kline + Company (http://www.klinegroup . The Chinese pulp and paper
chemicals industry will continue to remain a hot spot for foreign investment
throughout the next century. O'Hara.

mao chiang

LITTLE FALLS, N."
Consumer interest in beauty products has undoubtedly progressed in China.
This new study examines China's economic trends, investment environment,
industry development, supply and demand, industry capacity, industry
structure, marketing channels and major industry participants. Today, we are pleased to be able to take another step by
offering our support to the China Insurance Industry Executive Leadership
Program.

zedong aftermath

"This
encourages more women to buy products and helps them make more informed
decisions about their purchases.
As a featured presenter next week at Cosmeeting Conferences 2005 in Paris,
France, Lenka Contreras will discuss the intricate dynamics of becoming a
player in China's beauty business in a seminar titled "The Beauty Market in
China.com/reports/c14311

Laura Wood
Senior Manager
Research and Markets
press@researchandmarkets., and XL President and Chief Executive
Officer , Brian M. We believe that this approach will
not only contribute to the continuing growth and development of the industry
but will support the Chinese Government's goal of encouraging an awareness of
global competition among the country's domestic insurance companies.

zedong 1935

Instead,
Avon established its brand in China using boutiques to market its products
instead of direct sales." Coordinated with the French Federation of Fragrance, Cosmetics, +
Toiletries, Contreras will deliver her presentation on September 12. Major producers in China are profiled.

communist 1945

Earlier this month, Beijing granted Avon the right to sell directly in
China through a pilot program. The report will provide key insights on the distribution channels for
cosmetics and toiletries in major cities and rural areas, and will include
profiles of approximately 10 key retailers in the region.

Research and Markets: Increasing Demand for Pulp and Paper Chemicals 2005

com
Fax: +353 1 4100 980

Co-sponsored by the GuoFa Capital
Market Research Center, the program is the first Sino-foreign insurance
leadership course endorsed by the China Insurance Regulatory Commission
("CIRC") to include sessions in both China and other countries.

1935 shek

J.
"It's difficult for local companies to gain market share because the MNCs
are already entrenched, making it tough for local companies to compete. More information about
XL Capital Ltd is available at http://www.

shek capitalism

4 billion C+T market worldwide was $7.com/reports/c14311) has announced the addition
of Chinese Markets for Pulp and Paper Chemicals 2005 to their offering.

XL Capital Ltd Announces Launch of China Insurance Leadership Program

shek capitalism

"Service at retail outlets in China is really amazing, and it is delivered
at every type of channel, even at the mass level," Contreras says.
It was not long ago that Chinese women were restricted from using makeup and
fragrances , due to anti-capitalist reforms imposed by Mao Zedong's Communist
regime. Indeed, the recent opening of XL's
Representative Office in Beijing was a tangible first step that demonstrated
our commitment to a country, which is fast becoming a major player in the
global economy.

49 kai

"The change in the government's policy will help Avon to re-establish
itself with wider distribution and penetrate the rural areas that the recent
boom in sales hasn't reached yet," says David Vladyka, head of Kline 's
Consumer Products consulting practice. Pulp and paper
chemicals output reached 1,632,000 metric tons in 1990 and the figure was
about 3,930,000 metric tons in 2000 with the average annual growth rate of
9. Esposito, Jr. We are now working
closely with CIRC and our Chinese partners to help introduce international
insurance theories and practice in China."

XL Capital Ltd, through its operating subsidiaries, is a leading provider
of insurance and reinsurance coverages and financial products and services to
industrial, commercial and professional service firms, insurance companies and
other enterprises on a worldwide basis.4 billion and consolidated
shareholders' equity of approximately $8.

examining 1949

According to the China volume of GLOBAL COSMETICS + TOILETRIES 2004, to be
published soon by Kline, skin care and makeup products account for the largest
share of the C +T market with 31% and 11% of the market, respectively. Contreras says more Chinese women are interested in
enhancing their appearance and now have the disposable income to purchase
beauty products.

But
regional suppliers like Shiseido and LG Household and Health Care are entering
the business and finding their niche," Contreras says.com.

Some of the areas described in detail comprise of:

- Business Environment
- Pulp and Paper Chemicals Industry Assessments
- Pulp and Paper Chemicals Production and Demand
- Pulp and Paper Chemicals Consumption by Market
- List of Charts
Pulp and Paper Chemicals Production and Demand Summary
China's GDP and Industrial Output
Population Trends
Industrial Output by Ownership
Foreign Investments and Loans
China's Imports and Exports
Pulp and Paper Chemicals Capacity in China
Pulp and Paper Chemicals Capacity, Output and Demand
Pulp and Paper Chemicals Exports and Imports
Pulp and Paper Chemicals Demand by Market in 2008

For more information visit
http://www.

1935 examining

, China's booming economy, a
shift in consumer attitudes, and a dynamic retailer landscape have all
contributed to the country's double-digit growth in the cosmetics and
toiletries market in the past year.
While local and regional companies chase their larger competitors, the
Chinese government recently made it a bit harder for them to keep up the pace. The study is based on data collected from
approximately 1,000 interviews with cosmetic and toiletry marketers ,
distributors, and retailers, as well as government agencies and trade
organizations.pardo@kline -europe. A second
module will take place in October in Philadelphia and Bermuda.

examining satya

According to business consulting and market research firm Kline + Company,
the C+T market in China increased 13% from 2003 to 2004, and China's share of
the $147. and Japan, but with a population of over a billion
people, the growth potential there is staggering," says Lenka Contreras, vice
president and head of the Consumer Products practice for Kline's research
division. In Europe, contact Pilar Pardo
at (0) 2 776 0737 or pilar.5% annually to reach 8,163,400 metric tons in the year 2010. HAMILTON, Bermuda, XL Capital Ltd
(NYSE: XL) ("XL" or "the Company") today announced its involvement in an
executive training and development program designed to help the People's
Republic of China identify and nurture future leaders among the country's
insurance regulators and executives. It will include a series of discussions highlighting
strategic choices facing the government and insurance industry on both local
and international levels, and address challenges and opportunities presented
by China's emergence in the global market.
XL President and Chief Executive Officer, Brian M.xlcapital.

kathryn 1949

S.

1949 trotsky

"China's share of the global C+T market may seem small compared to huge
markets like the U.com.

To learn more about Kline's customized consulting capabilities for the
consumer products industry, contact David Vladyka at 973-435-3402 or
david_vladyka@klinegroup. DUBLIN, Ireland, Research and Markets
(http://www.2% in the past ten years.

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Specialty chains are expected to grab a bigger piece of the business due
to several market drivers.com) is an
international business consulting and market research firm serving clients
worldwide in the consumer products, specialty chemicals, life sciences, and
energy industries.

For more information, contact:
Lenka Contreras
Vice President, Kline Research
973-435-3407
lenka_contreras@klinegroup .
Up to 50 participants will attend the Beijing leg of the program, 25 of
whom will be selected to travel on to Philadelphia and Bermuda.com .

chiang examining

Currently, 80% of C+T sales are through hypermarkets and mass
merchandisers.
For more information on either study, contact Lenka Contreras at
973 -435-3407 or lenka_contreras@klinegroup.

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Change in Retail Environment Steering Cosmetics and Toiletries Market in China

Kline's proposed market study, BEAUTY RETAILING CHINA 2005, will examine
the changing retail environment for 14 categories of cosmetics and toiletries
in China, including the potential of new retailers and formats entering the
market.
The Chinese market demand for pulp and paper chemicals will increase by
7. China will also keep importing
certain types of pulp and paper chemicals due to the surging demand and
insufficient supply of top grade products by the domestic market.

takeover kolata

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- - kjjkjk

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