-- "Transition Costs Associated with Social Security Reform" examines why
transition costs will be considered regardless of what reform is
agreed upon.

Quinceaera is the coming-of-age birthday for girls turning 15 in Latin America and among Hispanics in the U.

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S. Its history goes back centuries and has been influenced by Native Americans, Catholicism, and European culture.

Websites submitted here must be Quincea era related and in English.

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"As a member of the Latin community I understand the value and
significance that gold jewelry represents within our culture, especially to
those who are immigrants to the United States, as I am.QVC.
-- "The Proposal to Index Initial Benefits to Prices Rather Than Wages "
explains how this proposed reform would affect benefits.
-- "Pension Finance and Savings" tackles issues at the heart of the
Social Security debate: funding mechanisms, real versus bogus
savings, and spending.

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With a variety of pendants,
earrings, bracelets and rings, the prices range from approximately $31 to
approximately $209.
"QVC recognizes the importance of culture, family and religion in the
Hispanic community and is proud to offer a jewelry line that embodies the same
sense of meaning. WASHINGTON, As the debate around Social
Security reform intensifies, Watson Wyatt today released a special report
containing viewpoints , analyses and information on the critical issues
surrounding the discussion. Social Security Program " discusses
the valuable insurance features of our current system.

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QVC reaches
over 87 million homes in the United States.
The remaining six articles provide an in-depth look at Social Security in
terms of its history, funding, functions and outlook:

-- "Social Security Crisis: Real or Ruse" describes what's ahead for the
system and who would be most affected by delaying reforms.

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Designed in 14K gold, the "Latin Treasures" collection features pieces in
yellow gold, two-toned and tri-colored styles., a $5.

-based Watson Wyatt + Company , a publicly traded company
(NYSE: WW), and U.

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, Honoring the enduring, rich
customs of the Hispanic culture, QVC introduced the "Latin Treasures" jewelry
line in August 2004 and is now set to celebrate its success in a one-year
anniversary show featuring new items and precious favorites. The report , published as a special edition of
Watson Wyatt's Insider newsletter, includes several articles that address how
Social Security reform will affect employers, workers and retirees. Together the companies operate as Watson Wyatt
Worldwide, with more than 5,900 associates in 88 offices in 30 countries .

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About QVC
QVC, Inc.
-- "Social Security Financing Problems, Yesterday and Tomorrow" describes
the system's pay-as-you-go funding - when it has worked, when it
hasn't, and why.

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Capturing the timeless traditions of faith and cultural pride, "Latin
Treasures" adds an important variety to QVC's extensive jewelry offering. Many of the "Latin Treasures " pieces
are also designed as gifts for important cultural celebrations, such as the
quinceanera , which recognizes a young girl's entry into womanhood.1515 and
http://www.-based Watson Wyatt LLP , a privately held, limited-
liability partnership.
Corporate offices are in Washington, D.

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Tune in on August 8 at 1 AM (ET) as Bargueiras and QVC host Jacque
Gonzales present the special "Latin Treasures" anniversary show.

Watson Wyatt Releases Special Report on Social Security Reform; Watson Wyatt Expert Available to Discuss Social Security Report

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Other divisions/subsidiaries
include QVC.

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On August 8,
2005 at 1 AM (ET), QVC will present a special two-hour show with guest Rene
Bargueiras , creator of the religious-inspired gold collection.345. The QVC Studio Tour is located at the company 's world
headquarters in West Chester, Pa.
The first two articles present opposing personal views on President Bush's
proposal to introduce individual accounts to Social Security.

It is a grand social event with the 15 year old wearing a full length dress and high-heels, and signifies her passage into adulthood.

Sites in Spanish should be submitted to the appropriate World/Espa%f1ol subcategory .

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The Latin
Treasures jewelry collection is available through QVC at 800.

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August Marks the First Anniversary for the Symbolic Jewelry Collection on QVC

WEST CHESTER, Pa.

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QVC Celebrates Time-Honored Traditions of Hispanic Culture in a Special Anniversary Show for 'Latin Treasures' Jewelry

Since premiering on QVC last August, the collection has built a strong
customer base with particular success surrounding popular Latin holidays like
Our Lady of Guadalupe Day (December 12).com.C.

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The preservation of tradition and cultural heritage lay at
the heart of 'Latin Treasures' and we're looking forward to celebrating its
first anniversary on QVC by offering some great new pieces," stated Karen
Fonner, QVC's director of merchandising for gold, watches and costume jewelry.

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For many, this type
of jewelry is used not only as an accessory, but also as a direct expression
of hard work, prestige and committed faith ," says Bargueiras. It also
includes comprehensive research that will be central to the debate in the
coming months. Sylvester
Schieber, director of research and information at Watson Wyatt and a member of
the Social Security Advisory Board, argues in favor of private accounts. The firm is a global
alliance between U.

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7 billion company, is an e-commerce leader, marketing a
wide variety of brand name products in such categories as home furnishings,
licensed products, fashion, beauty , electronics and fine jewelry., and Reigate, England.

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About Watson Wyatt Worldwide
Watson Wyatt Worldwide is one of the world's leading human capital
consulting firms, providing services in the areas of employee benefits, human
capital strategies and related technology solutions.

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-- "Insurance Protections of the U.

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S.S.K.

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com, Q Direct, Q Records and Video, QVC @, QVC Local, and QVC
ProductWorks. QVC is a subsidiary of Liberty Media
Corporation. Eric
Lofgren , who retired last year as head of Watson Wyatt's worldwide retirement
practice, lays out his reasons against them.