The Water School format has proven to be an effective
method of promoting awareness and increasing knowledge of water resources in
communities and is recommended as a powerful local action tool., a nonprofit Internet safety foundation, and Microsoft
Corp.isafe. in the
United States and/or other countries . Back-To-School Survey Finds 'Developing Good Financial Skills'
May be a Greater Concern Than 'Following the Wrong Crowd' and
'Drugs/Alcohol Use'

SAN FRANCISCO, Visa USA, today, released the
results of its annual back-to-school survey which found that a top concern of
parents is the development of their children's personal money management
skills . The program is part of
Visa's decade-long, continued commitment to improving access to financial
education for all consumers."

* 76 percent of parents surveyed said their high school student does not
have a budget. Additionally, 76 percent said that
schools should be required to teach money management skills. At the 2001 National Education Association Expo, the
program was put before teachers to evaluate and grade. The curriculum
currently reaches 2.S.

category sites

With
complete lesson plans, the curriculum includes presentation materials, in-
class activities, quizzes and more .3
trillion in transactions with virtually 100 percent reliability.

children classroom

com/cgi-bin/prnh/20000822/MSFTLOGO )
"A survey by our National Assessment Center revealed that more than half
of parents feel their ability to monitor and shelter their children from
inappropriate material is limited," said Teri Schroeder, founder and CEO of
i-SAFE. "We created i-LEARN Online to educate and empower people -- so
educators and parents can help protect their students, and students can help
protect themselves and their peers with only the click of their mouse.
i-SAFE America Inc.

* Only 32 percent of parents said their family will have an itemized back-
to-school budget.
Visa offers a trusted, reliable and convenient way to access and mobilize
financial resources -- anytime , anywhere, anyway.

dead parents

Project WET Plays Major Role in the Fourth World Water Forum

These programs include some of Project WET's
most popular and effective water education lesson plans," said Dennis Nelson ,
CEO, Project WET International Foundation.org .
And i-SAFE is one of the first organizations to use streaming training videos
to certify adults and kids in Internet safety. Only personal safety ranked higher (89 percent)."
Visa surveyed 1,000 Parents of High School students July 28-31, 2005.

children classroom

The World Water Forum aims to raise the awareness on water issues all over
the world .,
i-SAFE America Inc.5 million teachers, 37 million students, and 100,000
schools.

About Visa
Visa USA is the nation's leading payment brand and largest payment system,
enabling banks to provide their consumers and business customers with a wide
variety of payment alternatives tailored to meet their evolving needs. Through its 14,000 Member financial
institutions, more than 463 million Visa-branded cards have been issued to
cardholders in the United States.

parents day

These students will be participating in the Second Children's World Water
Forum, which is being co-convened and facilitated by the Project WET
International Foundation. i-LEARN Online
enables teachers and students to learn about how to increase Internet safety
and security through any computer with Internet access . These modules help empower students to take their knowledge of
Internet safety into the real world to educate friends, peers and family and
community members.

NOTE: Microsoft is a registered trademark of Microsoft Corp.
The names of actual companies and products mentioned herein may be the
trademarks of their respective owners. Some 70 percent of parents
surveyed said their child has not had any formal training in money management,
either in school or outside the home.
Worldwide , cardholders in over 150 countries carry more than 1 billion
Visa-branded cards, accounting for more than $3 trillion in annual transaction
volume.

it parents

With the goal of assuring better living standards for people all
over the world and a more responsible social behavior towards water issues,
many topics will be addressed, including: water scarcity and famine, water
disasters and risk management , urban waters, water sanitation, water health,
integrated water resource management, sustainability , and water for food and
agriculture.
Through these demonstrations, Project WET will help to show the
effectiveness of education, thereby building the capacity of water
professionals to reach children, parents, teachers, schools, and communities
with water education. Each module is designed to
educate the user to effectively combat cyber-crime.
"Technology brings benefits to millions of people around the world;
however, it can also present new safety challenges so we need to equip our
children to navigate the online world more safely and securely," said Mike
Nash, corporate vice president of the Security Technology Unit at Microsoft. The goal is to educate students on how to
avoid dangerous, inappropriate or unlawful online behavior.
"The financial choices kids make will not only impact them today, but over the
course of their entire lives.

educators youth

org.

About Microsoft
Founded in 1975, Microsoft is the worldwide leader in software, services
and solutions that help people and businesses realize their full potential. is designated a tax-exempt 501(c)(3) charitable
organization by the U.

Building Teen Personal Finance Skills a Top Worry for Parents Visa Survey Finds

Practical Money Skills for Life contains comprehensive, interactive
materials to help parents work with their children to develop strong financial
skills at home, including a Back - to-School Budget Calculator, which is an
effective, hands-on way to teach kids how to prepare a budget and spend
wisely.

Additional key findings of the survey included:

* 53 percent of parents agree that their child thinks "money grows on
trees. Nearly 100 percent of
teachers who reviewed the site said they approve of the Practical Money Skills
for Life program; 98 percent said they would recommend the site to other
educators, and 94 percent gave the program a "B" or better. Visa
USA is committed to increasing the choice, convenience, acceptance, and
security of Visa payments for all stakeholders in the payments systems --
Members, cardholders and merchants .

educators holidays

USA Organization Playing Leadership Role in Global Water Forum

BOZEMAN, Mont.
(Logo: http://www.
"These results show that parents understand that developing good financial
habits starts at a young age," said Rosetta Jones, vice president, Visa USA.
"We need to ensure that personal finance education extends into the
classroom because teaching young adults about the importance of saving and
investing is a dual responsibility, shared by both parents and educators ,"
Jones added.PracticalMoneySkills.

About Practical Money Skills for Life
The Practical Money Skills for Life curriculum is teacher tested and
teacher approved.

This category lists sites that focus on observing the Day of the Dead with children and teenagers.

that holidays

, Project WET (Water Education for
Teachers) International Foundation is teaming up with the Mexico Institute for
Water Technology to sponsor the Global Water Education Village, Children's
Water School, and convening a global water education round-table at the Fourth
World Water Forum in Mexico City, Mexico from March 14 - 22, 2006.
The Global Water Education Village provides global water education
programs, in a village setting, and is a tool to share successful local
programs aimed at providing children with water education. The water festival atmosphere created by the
active participation of the students will demonstrate the importance of hands-
on learning for water education.
The round-table, called Water Education for Children and Youth, will bring
together five water education programs and approaches from around the world,
along with four water education experts and over 250 participants to discuss
and debate successful methods for reaching children and youth with water
education.
Additionally , Project WET coordinators will be accompanying five young
North Americans -- four Americans and one Canadian -- to the Forum to share
their accomplishments with local and international water resource initiatives. The program facilitates and promotes awareness,
appreciation, knowledge, and stewardship of water resources through
dissemination of classroom-ready teaching aids, educator workshops, and the
establishment of internationally sponsored Project WET programs in twenty-one
countries.

It is one of the
only Internet safety foundations to combine these elements. Internal Revenue Service.

* 88 percent of parents feel it's important to monitor their child's
spending and guide their money use.

dead holidays

Included at the Global Water Education Village is a Water School for
participants to observe water managers and professionals using Project WET
tools with Mexico City students. (Nasdaq: MSFT) today announced they have teamed up to create i-LEARN
Online, an on-demand system for Internet safety education."
Included as part of the i-LEARN Online program is the i-MENTOR Training
Network. After viewing all modules, students become certified
i-MENTORS, capable of addressing issues such as cyber-predators,
cyber-bullying and cyber-security.

About i-SAFE America
Founded in 1998 and active in all 50 states, i-SAFE America Inc.S. Congress through the Office of Juvenile Justice and
Delinquency Prevention, Office of Justice Programs, Department of Justice.

It includes sites for parents, educators, and youth.

parents dead

This is the first time that water education has been given this
level of prominence at a World Water Forum. For more information , visit http://www. is one of
the leaders in Internet safety education.org.S.
Practical Money Skills for Life also helps give educators the tools they
need to teach practical money management lessons in their classrooms.

educators classroom

As the main international event on water, it seeks to enable multi-
stakeholder participation and dialogue to influence water policy making at a
global level.
"Microsoft is excited to support i-SAFE and bring online safety education to
teachers to help educate our children to better protect themselves online.
i-SAFE has educated more than 1 million students around the world . http://www. is
funded by the U.

Parents should sit down and talk with their
children about money matters so they will have the necessary tools needed to
become financially responsible and savvy adults," added Jones.
"We've heard from many parents that they dread back-to-school shopping, so
why not turn this into an educational opportunity and experience for your
teens? " said Jones.com. Last year, U.

teenagers this

projectwet.

i-SAFE and Microsoft Bring Net Safety to Schools and Parents

i-SAFE is a nonprofit foundation
whose mission is to educate and empower youth to make their Internet
experiences safe and responsible. i-SAFE helps
accomplish this through dynamic K-12 curriculum and community outreach
programs to parents, law enforcement and community leaders.

this classroom

Creation of i-LEARN Online Provides Easy Access to i-SAFE's
Celebrated Lessons

CARLSBAD, Calif.isafe. i-SAFE America Inc. "While talking about finances is important, there 's no
substitute for real-world experience in becoming disciplined with money.

observing sites

Project WET International Foundation is a non profit water science and
education program and publisher for educators and young people ages 5-18
located in Bozeman, Montana., and REDMOND, Wash.
In response to the need for greater financial literacy among young people,
Visa offers parents, students and teachers a free, online financial education
program called Practical Money Skills for Life. It's also mapped to state educational
standards ensuring that activities not only teach important life skills but
also keep classes on target to meet state requirements.-based financial
institutions relied on Visa's processing system, VisaNet, to facilitate $1.

category society

newscom. No longer available solely in a classroom
environment, i-LEARN Online provides teachers and parents with tools to
educate others about safe and responsible use of the Internet. The i-LEARN Online program is available at
http: //ilearn.
According to the July survey of parents of high school students,
developing good personal financial skills and being able to handle their money
(74 percent) ranked ahead of both following the wrong crowd (58 percent) and
drugs/alcohol use (56 percent) in terms of concerns parents have for their
children's futures.

While students learn most of their money management skills at the kitchen
table, the survey also showed that an overwhelming majority of parents would
like to see schools play a part in this effort. Additionally, this program won the National Association of Consumer
Agency Administrators 2002 Achievement in Consumer Education Award (ACE) for
the best innovative program for the private sector and was named an "Honorable
Mention" by the Jump$tart Coalition for Personal Financial Literacy's 2002
Soaring$tar Award.

teenagers classroom

"The Village is a place for 15,000 Forum participants to interact with
experts in children's water education while observing and participating in a
variety of educational programs."
The i-LEARN Online program gives adults and kids access to i-SAFE's free
Internet safety lessons. The program is
composed of six online education video modules, which address personal safety,
cyber-community issues, cyber-predator identification, cyber -security,
intellectual property and community outreach. This is especially important since 69 percent of parents do not give
their children an itemized budget detailing what they can spend for back to
school.

* Over half of the parents surveyed, 63 percent, require their working
teens to save at least some of what they earn. To
see Visa's Back to School survey results and to access the Back to School
Budget Calculator please visit Practical Money Skills for Life at
http: //www.

category educators

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