The bank developed the policy in partnership with a group of key
suppliers, such as International Paper, and environmental organizations such
as Metafore, a non-profit group that works to conserve, protect and restore
the world's forests, and the non-profit organization, Environmental Defense. Bank of America Corporation stock (NYSE: BAC) is
listed on the New York Stock Exchange.
Adcapital Industries (OTC: ADCS ) would like
to announce that talks have began for the sale of a licence for our device,
"The Auto Emission Post Regulator," and our technology with a private
entity from the Czech Republic.

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In 2004 , the bank recycled 28,268 tons of paper,
effectively recycling all the paper it uses internally, plus the same amount
again received from external sources.

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The bank has set
a goal that 90 percent of total paper purchases contain a minimum of 20
percent post-consumer recycled content by 2006.

com

* Serving more middle market banking clients than any other bank.

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bankofamerica. Stay tuned for further updates
from this and other news from Adcapital Industries!

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Bank of America Implements Paper Procurement Policy

C. The areas of northwest Bohemia
centered around Zeplica and in northern Moravia on Ostrava are presenting
critical health hazards; acid rain and damaging forests.

environmentalism engages

"
The new procurement policy, implemented on April 1, has three primary
goals:

(1) Source Reduction and Recycling -- Minimize the bank's consumption of
paper products containing virgin wood fiber, in order to reduce
demand on forests.
(2) Sustainable Forest Practices -- Ensure that source forests from which
virgin wood fiber is procured are managed using environmentally
preferable practices. Bank of America is the No.

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To reduce paper
sent to outside parties, it now offers online banking customers the option of
electronic statements in place of paper statements, for which over 1 million
customers have signed up.

http://www.pdf

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"
As part of the policy, the bank will continue its existing efforts to
reduce paper consumption, maximize recycled content where paper elimination is
not feasible , and recycle the paper it uses in internal operations and
receives from external sources.
To protect endangered forests, Bank of America will require suppliers of
paper products to warrant that neither their products nor product inputs,
whether sourced from internal operations or third party suppliers, were
derived from the harvesting of primary tropical moist forests, or primary
forests in temperate or boreal forest regions that are not managed using
sustainable forestry practices as verified by an independent third party
audit.bankofamerica.

The Czech Republic must be recognized for the following international
environmental agreements: party to -- Air Pollution, Air Pollution -Nitrogen
Oxides, Air Pollution-Sulphur, Antarctic Treaty, Biodiversity, Climate
Change, Environmental Modification, Ozone Layer Protection, Ship
Pollution, signed, but not ratified -- Antarctic-Environmental Protocol.

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"We applaud Bank of America's commitment to use less paper, buy post-
consumer recycled paper and promote sustainable forest management among its
paper suppliers," said Environmental Defense senior economist Robert Bonnie.

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1 overall Small Business Administration
(SBA) lender in the United States and the No.

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PRESS RELEASE Czech Republic Discovers Adcapital's AEPR

As our
readers are well aware, our AEPR device and technology is proven to reduce
97% of the harmful vehicle emission NOx!

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The Czech Republic releases 162,100 tonnes of NOx per year .

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Industry leading initiative aims to reduce virgin fiber demand and protect
endangered forests

CHARLOTTE, N. "Efficient use of
resources reduces environmental impacts and expenses, driving benefits for
both our shareholders and the communities in which we do business. The bank will require its suppliers to work with their third-party
suppliers of wood fiber to encourage and monitor compliance with conversion
requirements and promote retention of high conservation value forests and
natural forest ecosystems.

siting strive

, Bank of America, the nation's
largest retail bank, and one of the world's largest consumers of paper
products, has devised a new paper procurement policy that reduces impacts on
the world's forest ecosystems and promotes sustainable forestry practices."
In addition to simply encouraging best practices that protect endangered
forests, the new policy has teeth and aligns with the bank's forest practices
lending policy, Taylor said. 1 SBA lender to minority-owned
small businesses. Fortune 500 companies and 85 percent
of the Global Fortune 500.

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"
Regarding forest practices, the bank will not align with suppliers engaged
in the conversion of high conservation value forests or natural forest
ecosystems to tree farms or plantations, on any scale, on lands that they own
or manage.

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econet ecologically

"Maintaining the ecological health of forests is a key factor in
sustaining the cultures, local communities and economies relying on this
resource," said Greg Taylor, Supply Chain Management executive.
In 2004, 70 percent of the paper purchased by the bank contained recycled
content, at an average of 20 percent post-consumer content.

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(3) Protection of Endangered Forests -- Require the bank's suppliers of
paper products to identify and appropriately manage endangered and
high conservation value forests.

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greener igc

The company
provides unmatched convenience in the United States, serving 33 million
consumer relationships with more than 5,800 retail banking offices, more than
16,700 ATMs and award-winning online banking with more than 12 million active
users. This is a very exciting prospect
considering that the Czech Republic not only joined the European Union in
2003 but has existing pollution control legislation specific to NOx.

environmentalism ecologically

"This new
policy expands on Bank of America's heritage of environmental stewardship to
address climate change, biodiversity and conservation of natural systems. "Suppliers of paper products to the bank must
remain in compliance with applicable laws and regulations governing timber
harvesting and ensure their third party suppliers also comply with applicable
laws and regulations. The company serves clients in 150 countries and has
relationships with 98 percent of the U.

For more information on the bank's paper procurement policy, click on the
link below.

Any issue which concerns the ecological and human environment - this covers everything from local transport pollution to the destruction of the ozone layer.

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"We believe our paper reduction and recycling efforts are already best in
class, but we are eager to raise the bar," Taylor said.

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If the link is not live, please copy and paste into your browser.
Approximately 4,837,786 old and new vehicles are currently on the roads
adding daily to the tonnes of NOx emissions.

ozone econet

com/newsroom/press /pdfs/Paper_Procurement_Policy. These facts are
documented by the Czech Statistical Office.

With such a wide range of legislative agreements, the 10,241,138 people in
the Republic deserve the possible benefits of our "AEPR" technology! The
Motor Vehicle Industry is one of the six largest in the Czech Republic.

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"These efforts will help protect forest ecosystems, conserve natural resources
and reduce pollution. Bank of America's new policy is a big step forward for
the financial services industry , and we hope other firms will follow its
lead.
During the same time period in which the bank 's assets have grown from
$670 billion in 2000 to more than $1 trillion in 2004, it has decreased the
amount of paper used in internal operations by 32 percent.

About Bank of America
Bank of America is one of the world's largest financial institutions,
serving individual consumers , small and middle market businesses and large
corporations with a full range of banking, investing , asset management and
other financial and risk-management products and services.S.