We
congratulate Green Mountain Energy on the launch of this entrepreneurial
initiative.com/about/environment. The company is based in
Austin, Texas.

ENVIRONMENT (R) Papers
ENVIRONMENT(R) Papers are an ecologically responsible brand that feature a
100 percent recycled option and a 100 percent post-consumer fiber option
certified by the Forest Stewardship Council. Also available are
ENVIRONMENT(R) Alternative Fiber and ENVIRONMENT(R) FSC-Certified with a
minimum of 20 percent virgin fiber.
Esurance's partnership with Friends of the Urban Forest will show how
businesses and non-profits can work together to create beautiful, healthy,
productive communities together.

logging legacy

Third Annual 'Design for the Environment Contest'
Recognizes Outstanding Graphic Design Work

ALPHARETTA, Ga.neenahpaper. It was nice , and rather
novel, to have the phone ring and hear that a company was actually seeking us
out to help our efforts to enhance and protect San Francisco's urban forest. In that time, Friends of the Urban Forest has planted nearly 40,000
trees -- nearly half of the street trees in San Francisco .planetcheck.

jym radical

http://www. White Mountains assumes no obligation to update
publicly any such forward-looking statements, whether as a result of new
information, future events or otherwise.

compromise legacy

The 70
pound text is a great choice for reducing the total weight of paper required
for a job.
Companies have a very important role to play in their communities and in the
broader world.

nonviolent earth

"

eMission Solutions

eMission Solutions includes a wide range of carbon reduction products and
services including Renewable Energy Credits (RECs), forest sequestration
projects, LEED consulting and other carbon reduction strategies .

Businesses interested in eMission Solutions should visit
www.
Sandor, who was named a Hero of the Planet by Time magazine for his work in
founding CCX., In support of Earth Day and to
recognize graphic design work among non-profit, pro-environmental
organizations, Neenah Paper is seeking entries for its third annual "Design
for the Environment Contest. In honor of
Earth Day, Esurance engaged in a month-long sponsorship of Planet Check, an
environmentally themed, one -minute radio program airing on several stations
nationwide. Plus, it gives Planet Check's listeners a chance to get
acquainted with a company like Esurance."
Swigart concluded, "Though Earth Day always focuses a lot of attention on
the environment, this is a year-round commitment for Esurance . Someone will end up paying for it long-term.

veganism motivate

The
Chairman and CEO of CCX is economist and financial innovator Dr. To help spread the important message of
environmental responsibility, we sponsored Planet Check for the month. That's why we have started to work with Friends of the Urban Forest. As corporate citizens and as citizens of the communities where
we live and work, we all have a responsibility to affect positive change. Reports always include fun facts issued by an expert in the field.

radical compromise

CCX is the world's first and North America's only voluntary, legally
binding rules-based greenhouse gas emissions allowance trading system. American Forests is on the World Wide Web at
www."
Planet Check's CEO, Mo Mellady, explained, "We are honored to have
forward-thinking companies like Esurance on board helping us spread the green
love! Thanks to earth-friendly sponsors like Esurance , we continue to get our
message out there -- that saving the environment is important and that
conservation is cool. When that's not possible, we will explore ways to try to offset
any negative environmental effects arising from our operations. By combining
the best of technology with industry know-how, Esurance is able to offer
hassle-free coverage with 24/7 customer service and claims handling at
competitive prices.

inspire first

"

American Forests

In addition, Green Mountain Energy Company is expanding its ongoing
partnership with American Forests to offer customers the opportunity to
reduce their carbon footprint through supporting forest sequestration
projects. Winners of the second and third
place design awards will each receive a $500 cash award, $500 for their
designated non-profit environmental organization, and three cases of 8-1/2" x
11" FSC-certified ENVIRONMENT (R) Papers. All entries must be postmarked by June 30, 2005.
The new 100 pound text is ideal for projects when just a little more
weight would give the product the substance it needs. As a text weight, it
has high opacity, good feel and is a weight designers like to use. Our customers really can say they save some green with Esurance,
both monetarily and environmentally.esurance.com , customers can get instant
quotes, view comparison quotes, buy an Esurance policy, and print their proof
of insurance card -- all in minutes. Esurance also offers policyholders the
ability to make policy changes and file claims instantly online, demonstrating
its commitment to improving the entire insurance process from quote to claim.

dyer renowned

com/emission), a portfolio of
carbon reduction services for commercial and institutional sector clients
looking to improve their environmental position.greenmountain .

About American Forests

American Forests' mission is to plant a healthier world with trees .

"

New ENVIRONMENT(R) Wise Choices Available
Neenah Paper recently introduced ENVIRONMENT(R) Papers Wise Choices -- two
additional weights for its ENVIRONMENT(R) Papers as a result of customer
requests.

dyer motto

These
products will allow companies to reduce their carbon footprint and offset
the carbon emissions associated with business activities like
transportation, production , electricity usage, and employee commuting and
air travel. As part of its corporate commitment to sustainable business
practices, the company participates in the Environmental Protection
Agency 's "Climate Leaders Program" and, through a variety of projects, has
taken the impressive step of making its business operations carbon neutral. It offers a substantial feel and is also economical . In
terms of the paper we are still required to use in our operations, we wanted
to plant trees to help offset the negative environmental impact arising from
that. We will
continue to look for ways to make our operations even 'greener' than they
already are.

Information about Earth First! and their activities.

News about the radical environmental movement.

jym radical

PRESS RELEASE Green Mountain Energy Company Launches eMission Solutions to Help Companies Offset Carbon Dioxide Emissions and Mitigate Carbon Risk

"Our experience and relationships put us in a unique
position to offer carbon management solutions designed for next generation
businesses. CCX represents the first legally binding commitment by a
cross-section of North American corporations, municipalities and other
institutions to establish a rules-based market for reducing all six
greenhouse gases.com

About Chicago Climate Exchange , Inc.
The paper is now available in 70 pound text and 100 pound text. This
helps us keep our costs low, which helps us keep our insurance rates for
consumers reasonable. When you look
at the long-term costs of environmental damage -- to our forests, to our air,
to our water, to people -- decision-making that isn't environmentally aware
does not make much sense.net/ , has
provided financial, technical, and practical assistance to San Franciscans for
tree planting, tree care, as well as community involvement and youth
education.

motto jym

greenmountain."

Leading by example

Since its inception, Green Mountain Energy Company has worked to lead by
example. The company recently launched a new division to offer a portfolio of
carbon reduction services for commercial and institutional sector clients
looking to improve their environmental position. It is also
a good choice for tri-folds, brochures, newsletters, booklet covers, posters
and annual report pages. The papers perform as one would expect
from premium sheets, and are guaranteed for laser, ink jet and high speed
copier applications.
Neighbors organize plantings, while Friends of the Urban Forest obtains
permits , removes sidewalk concrete, supplies tools and materials and selects,
purchases, and delivers the trees. Friends of the Urban Forest's
certified arborists, assisted by volunteers and trainees, also prune and
re-stake existing street trees. Friends of the Urban Forest seeks to increase
public awareness and appreciation of the importance of trees to San Francisco. All statements, other than statements of
historical facts, included or referenced in this release which address
activities , events or developments which we expect or anticipate will or may
occur in the future are forward -looking statements.

redwood radical

About Green Mountain Energy

Founded in 1997 to change the way power is made, Green Mountain Energy
Company is one of the nation's leading retail providers of cleaner
electricity products, offering residential, business, institutional and
governmental customers the choice to support cleaner electricity generated
from sources such as wind, solar, water, geothermal , biomass and natural
gas. The
papers are archival and exceed the executive order for recycled papers. For
more information, contact your local Neenah representative, call 1-800-558-
5061 and press "5," or e-mail your request to finepaper@neenahpaper. Esurance is dedicated to constantly improving
the way people shop for, buy, and manage their auto insurance. Planet Check reports also cover everything
from the impacts of environmental regulation to interviews with musicians
who 've gone green to make a difference. The words "believe,"
"intend," "expect," "anticipate," "project ," "estimate," "predict" and similar
expressions are also intended to identify forward-looking statements .

motivate renowned

As a Ceres
company, Green Mountain Energy has published an annual report of its
Environmental practices since 2000.
To enter the "Design for the Environment" Contest, graphic designers can
visit http://www. Suggested uses include periodicals, catalogs, newsletters,
booklets, brochures , annual report pages and other multi-page projects. These
forward-looking statements include, among others, statements with respect to
White Mountains':

-- growth in book value per share or return on equity;
-- business strategy;
-- financial and operating targets or plans;
-- incurred losses and the adequacy of its loss and loss adjustment
expense reserves;
-- projections of revenues, income (or loss), earnings (or loss) per
share, dividends , market share or other financial forecasts;
-- expansion and growth of its business and operations; and
future capital expenditures.

Interests include genetic engineering, organic farming, national forest protection, nuclear power, population, and veganism.

redwood bari

greenmountain."
The contest asks graphic designers to submit examples of brochures,
letterhead, annual reports or other printed materials developed for non-
profit, environmental organizations and printed on Neenah ENVIRONMENT (R)
Papers from Neenah Paper or other uncoated papers with recycled fiber.com/earth for official rules and entry
requirements. We also chose hybrids
where they were available for the vehicles used by our claims adjusters.

Motto is 'No Compromise in Defense of Mother Earth!'.

judi genetic

"We once
again expect to see outstanding examples of the use of environmental paper
through this contest and feel Earth Day is a great time to acknowledge and
reward these efforts.neenahpaper. In our decision-making, we have found that the green-friendly option
is almost always the most cost-effective option. Our reliance on technology
means that we're a virtually paperless organization."
Kelly Quirke , Executive Director of Friends of the Urban Forest, stated,
"Traditionally, like most non-profits , Friends of the Urban Forest has had to
do most of the outreach to get corporate dollars.
(NYSE: WTM), provides personal auto insurance direct to consumers online and
through select online agents .

earth forests

"We have partnered with Green Mountain Energy Company for over five years
on various projects and are excited to work together on this new
initiative," said Deborah Gangloff, executive director , American
Forests. A copy of the most recent report can be
found online at www.com/emission. Richard L. You
can also visit the web site at http://www.
Planet Check minutes cover positive solutions like bio-diesel, solar and wind
energy, organic farming, and more.

These statements are based on certain assumptions and analyses made by
White Mountains in light of its experience and perception of historical
trends, current conditions and expected future developments, as well as other
factors believed to be appropriate in the circumstances.

first renowned

Earth Day Design Contest For Pro-Environmental Nonprofits Is Announced by Neenah Paper

com.

About Friends of the Urban Forest
Since 1981, Friends of the Urban Forest, http://www. Planet Check's one-minute
reports cover a wide range of pressing topics that affect our health and
world.

compromise ers

Chicago Climate Exchange

In support of this new initiative, Green Mountain Energy Company has
recently joined the Chicago Climate Exchange (CCX), a voluntary,
multi-sector market for reducing and trading greenhouse gas (GHG)
emissions . Our
community-based initiatives help people plan and implement local actions
that restore and maintain healthy ecosystems and communities.americanforests.org.
John Swigart, Esurance Managing Director and CMO, stated, "We have always
been proud of our ability to help the environment by making sound business
choices. Swigart added, "When we looked at the environmental
benefits already inherent to our operations, we knew we could do even more to
create environmental benefits.

About Planet Check
Planet Check, http://www.

motto radical

Green Mountain Energy Company, one of the
nation 's leading retail providers of cleaner electricity products,
announced today that the company is expanding its business with the launch
of eMission Solutions (www. "Together we will help companies realize the value of forest
sequestration in their carbon reduction plans.greenmountain. For more information , visit www.greenmountain.
In 2003, Neenah Paper received chain-of-custody certification from
SmartWood, accredited by FSC, for four colors of ENVIRONMENT(R) Papers."
However, Esurance realized that it wanted to do even more to lend the
planet a helping hand, embarking on its strategy of environmentally focused
corporate sponsorships. Esurance makes conservation a part of
sound business principles, in their operations and in their advertising.
In addition to its newsletter and other periodic publications, it offers tree
tours, quarterly pruning workshops, and leadership training.com , is sixty seconds of
environmental news listeners can use! Planet Check is a quick , informative,
compelling radio minute produced with a rock edge.

farming logging

Forests are an important part of climate change solutions because
of their capacity to store, or "sequester," carbon.
The company is also a member of Ceres, a national network of investment
funds, environmental organizations and other public interest groups working
to advance environmental stewardship on the part of businesses . The
certification applies to ENVIRONMENT(R) Brand FSC-certified White and Ultra
Bright White made with 20 percent FSC virgin fiber from sustainably managed
forests and PC 100 White and PC 100 Natural White made with 100 percent post-
consumer fiber.

renowned bari

com/emission


"With climate change, high energy costs, environmental concerns and
increased focus on sustainable business practices by institutional
investors, customers and other stakeholders at the forefront of today 's
global mind-set, businesses are increasingly looking for ways to reduce
their impact on the environment," said Gillan Taddune, chief environmental
officer for Green Mountain Energy Company and head of the eMission
Solutions division.

Michael Walsh, senior vice president of Chicago Climate Exchange said,
"eMission Solutions is a great example of the creative environmental
actions that can leverage CCX's organized emission reduction market.
Materials will be judged for overall look, layout, use of color and use of
environmentally responsible paper. The winning
designs will be announced in mid July. The
70 pound text can be ordered in rolls for larger web projects , with no limit
on quantity.

About Neenah Paper
Established in 1873, Neenah Paper is a leading manufacturer of premium
uncoated writing, text and cover papers marketed under the CLASSIC (R),
ENVIRONMENT(R), UV/ULTRA(R) II, NEENAH(R) and other fine brand names.

Auto Insurance Company Saves Some Green

Esurance has also engaged in a longer term partnership with San
Francisco-based Friends of the Urban Forest, a non-profit organization
committed to protecting and expanding San Francisco 's urban forest.
Through Esurance's Web site, http://www.

Consequently, all of the forward-looking statements made in this press
release are qualified by these cautionary statements , and there can be no
assurance that the actual results or developments anticipated by White
Mountains will be realized or, even if substantially realized, that they will
have the expected consequences to, or effects on, White Mountains or its
business or operations.

legacy nonviolent

Twenty colors are available, ranging from 95 brightness
whites to Cosmos Black, as well as a variety of finishes and weights."

About Esurance
Esurance, a subsidiary of White Mountains Insurance Group, Ltd. After the work is done,
everyone celebrates over a community lunch.

ers dyer

Reductions achieved through the CCX system are significant in scale and
impact. CCX Members gain practical experience by building an efficient
emissions management and monitoring system, while also acquiring cutting
edge measurement and trading skills that will be needed in short and long
term as the world comes to terms with the climate change challenge. The winning designer will receive $1,000
in cash, $1,000 for a designated non -profit environmental organization, plus
three cases of 8-1/2" x 11" FSC- (Forest Stewardship Council ) certified
ENVIRONMENT(R) Papers from Neenah Paper.
"At Neenah Paper, we care about the environment and want to support
designers who use recycled as well as other environmentally responsible papers
in their work," said Gerry Rector, brand manager, Neenah Paper. Esurance Launches New Efforts to Help Our Environment

SAN FRANCISCO, As a part of its ongoing
commitment to safeguarding the environment, Esurance, a direct-to-consumer
personal auto insurance company, announced two recent initiatives.fuf. On planting day, Friends of the Urban
Forest volunteers work side-by -side with residents.

Safe Harbor Statement under the Private Securities Litigation Reform Act
of 1995
This press release may contain "forward-looking statements" within the
meaning of Section 27A of the Securities Act of 1933 and Section 21E of the
Securities Exchange Act of 1934 . However, whether
actual results and developments will conform with its expectations and
predictions is subject to a number of risks and uncertainties that could cause
actual results to differ materially from expectations, including:

-- claims arising from catastrophic events, such as hurricanes ,
earthquakes, floods or terrorist attacks;
-- the continued availability of capital and financing;
-- general economic, market or business conditions;
-- business opportunities (or lack thereof) that may be presented to it
and pursued;
-- competitive forces , including the conduct of other insurers and
reinsurers;
-- changes in domestic or foreign laws or regulations applicable to White
Mountains, its competitors or its clients;
-- an economic downturn or other economic conditions adversely affecting
its financial position;
-- loss reserves established subsequently proving to have been
inadequate; and
-- other factors, most of which are beyond White Mountains' control.

activist logging

CCX enables members to receive credit for reductions, and
to buy and sell credits to determine the most cost-effective means of
achieving emission reductions. Our work
encompasses tree planting, urban forestry, environmental education, and
community-based forestry.com. However, this obviously has benefits for the
environment .

legacy movement

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