"The index value for January means that credit
conditions are currently better than 96% of the 15 year historical period
covered by the index.6% of the universe.9% in December.

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Q.

PRESS RELEASE January Global Credit Quality Strengthens Further

For more
information on Kamakura's free trial offer please contact Kamakura at
info@kamakuraco.

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European Hospital and Physician -EHP- Database 2005 Release Now Available from Medtech Insight Detailing Current Statistics for 9 Major European Countries wi

9% in March 1994 . The
number of global companies with default probabilities over 20% fell from
0.

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About Medtech Insight

Medtech Insight, a division of Windhover Information Inc. Kamakura defines a
troubled company as a company whose default probability is in excess of 1%.

Kamakura is offering free trials of its KRIS default probability and
default correlation service to qualified institutions . Kamakura is also the first company in the world to develop
and install a fully integrated credit risk, market risk, asset and
liability management, and transfer pricing software system.ips-sendero .

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Q. The all time low in the index was 5.7% of the universe from 0. van Deventer were both named
to the 50 member RISK Hall of Fame in December 2002.com), making Kamakura products available in almost
every major city around the globe.

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Together these
methods provide standardized healthcare information that is
unparalleled, updated annually and comparable across the European
Union.

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0% of the universe .com.amazon. Professor Jarrow and Dr. Kamakura management
has published twenty-one books and more than 100 publications on credit
risk, market risk, and asset and liability management.

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medtechinsight .medtechinsight.riskbook. Kamakura has been a provider of daily default
probabilities and default correlations for listed companies since November,
2002.

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For each country, EHP data are obtained from national databases,
specialized analysts, interviews with public, private and university
hospital administrators, professional organizations and key opinion
leaders.com).

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The 2005 EHP release includes the latest available data from
each country, representing data reported between 2002 and 2004.4% in
October.6% of the universe. The countries currently covered by
the index include Australia , Austria, Belgium, Brazil, Canada, Denmark,
Finland, France, Germany, Hong Kong, India, Ireland, Israel, Italy, Japan,
Luxemburg, Malaysia, Netherlands, New Zealand, Norway, Singapore, South
Africa , South Korea, Spain, Sweden, Switzerland, Taiwan, United Kingdom,
and the United States.

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EU I. For more on the company's products
and services, please see www.

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Business Editors/Health/Medical Writers

NEWPORT BEACH, Calif., is the
leading provider of business information and market intelligence for
the medical technology marketplace. The index fell to 6.
Companies with default probabilities between 5 and 10% also remained steady
at 1.com and in "Advanced Financial Risk
Management " (John Wiley & Sons, 2004) by Kamakura's van Deventer, Kenji
Imai, and Mark Mesler (available on www.

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For
more information, including sample data, pricing and frequently asked
questions, please call Medtech Insight at 949-219-0150, or
888-290-2225 toll-free in the United States, e-mail
sales@medtechinsight ., Medtech Insight and TforG's
suite of European healthcare databases -- your ultimate source for
accurate, reliable European Healthcare Data (also see
http://www.com)
and Unisys (www.

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----Medtech
Insight announces the availability of the latest, most reliable
database of key hospital and physician data and national statistics
for each country in Europe: the EU I.Q. Kamakura launched its business mortality model for unlisted companies
in January 2004.

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medtechinsight.

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EHP includes detailed, exhaustively
researched, by-country information including: number of hospitals by
type of hospital and bed size, average length of stay, total number of
hospital beds, emergency rooms, operating rooms by type, recovery
beds, ICU beds by type, number of ambulances by type, dialysis
centers, nursing homes, total number of physicians by surgical and
non-surgical specialty, along with population statistics , gross
domestic product, national health care spending, and much more.com, or visit:
http://www .
Kamakura has expanded the index beginning this month to a global index
covering 16,000 public companies in 29 countries using the most recent
version of Kamakura's advanced credit models. Kamakura 's risk management products are currently used in 17
countries, including the United States, Canada , Germany, Switzerland, the
United Kingdom, Eastern Europe, the Middle East, Africa, Australia, Japan ,
China, Korea and many other countries in Asia.

Kamakura's research effort is led by Professor Robert Jarrow, who was named
Financial Engineer of the Year in 1997 by the International Association of
Financial Engineers.

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Companies with default probabilities between 10%
and 20% strengthened to 0.unisys.

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Mid-year, data will be available for Austria, Denmark, Finland,
Greece, Ireland, Norway, Portugal, and Switzerland.com/euiq/ehp/ehp.com/euiq/euiq.Q.7% to 0. The model used is the fourth generation
Jarrow-Chava reduced form default probability, a formula that bases default
predictions on a sophisticated combination of financial ratios, stock price
history, and macro-economic factors .

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Medtech Insight is the exclusive distributor of the EU I.9% of the
global public company universe in January from 7. The all
time high of the index was 28%, reached at the peak of the last recession
in September, 2001.

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EHP data is now available for Spain, The Netherlands, Sweden,
Belgium, Germany, France, Italy, United Kingdom, and Luxembourg. More information can also be found on the Kamakura
Corporation web site www. Kamakura has
clients ranging in size from $3 billion in assets to $1.6 trillion in
assets.

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European Hospital and
Physician Data (EHP) 2005 Release. In the fourth
quarter, data for the Czech Republic, Hungary, Poland, Russia,
Slovenia, Slovakia, and Turkey will be released.html
EHP is the latest addition to EU I.html). suite
of European healthcare databases for TforG, a highly respected
European consulting firm."

Beginning in January, Kamakura has moved to a global index covering 29
countries using the annualized one month default probability produced by
the best performing credit model of the Kamakura Risk Information Services
default and correlation service.kamakuraco.

special specializations

com

Kamakura Corporation announced today that its
monthly global index of troubled companies improved in January and is close
to its all time record for best credit conditions.
(Click here for details)
"The average value for the troubled company index from January 1990 to the
present is 14. The number of companies with default probabilities
between 1% and 5% remained unchanged in January at 4. "Advanced Financial
Risk Management" was recently named "best finance book of 2004" on
www.

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European
Surgical Procedure (ESP) Volumes Data - 2005 Release is also available
from Medtech Insight, that provides the most recent procedure volumes
for inpatient and outpatient surgeries performed in public, private
and university hospitals in France, Germany, Italy, the United Kingdom
and Spain (includes 250 procedures in 10 specialty areas ).2%," said Warren Sherman, Kamakura President and Chief
Operating Officer.com.

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2% in December and 8.

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TforG has carefully compiled, developed and
refined this set of data over the last 10 years, using industry
experts in each country and a combination of public and private
sources, national organizations and primary research.

About Kamakura Corporation

Kamakura Corporation is a leading provider of risk management information,
processing and software. Kamakura has
world-wide distribution alliances with IPS-Sendero (www.

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