PRESS RELEASE VHA Promotes Beal to Vice President of People Strategies

She
had previously been senior director of employee services and employee
relations at VHA. Prior to that,
she worked for a decade in the banking industry.

Singleton -Beal received her undergraduate degree from Mundelein College at
Loyola University in Chicago.

VHA Inc. is a national alliance of leading not-for-profit health care
providers that work together to improve the health of the communities they
serve. VHA delivers industry-leading supply chain management services and
enables regional and national member networks to improve clinical and
operational performance and drive sustainable results. Organized as a
cooperative and based in Irving, Texas , VHA has 18 local offices serving
members across the United States.

Lincoln Financial Distributors Website Awarded Top Ranking; LFD.com rated #1 in Life/Annuity and Mutual Fund DALBAR Rankings

Business Editors

PHILADELPHIA----Lincoln Financial
Group (NYSE:LNC), today announced that the website for Lincoln
Financial Distributors, LFD.
"I am extremely proud of our DALBAR ranking results," said Dr. The timeliness, relevance,
and quality of the content are also factors in the evaluation.

life college

Singleton-Beal joined VHA's employee services team in 1996.com, became the first financial
professional website in DALBAR's WebMonitor program to receive a #1
rating in both the Life/Annuity and Mutual Fund categories.
Jason Glazier, senior vice president, chief technology officer and
chief e-commerce officer, Lincoln Financial Group.com is a great representation of our distribution business
model in action," said Wes Thompson, president and CEO of Lincoln
Financial Distributors . DALBAR evaluates website
activity on a daily basis and scores them using criteria such as
functionality , usability, freshness of content and accuracy. The top
40 websites in each category are evaluated and ranked based on the
scope of functionality and their usability.

society people

, a national health care alliance , has
promoted Glenda Singleton-Beal to vice president of people strategies.com, not only are we offering our
advisors one-stop shopping for all of Lincoln's retail product
solutions, we are also providing a best in class website that allows
our advisors to easily access value-added services."
DALBAR 's WebMonitor Program tracks website innovations across the
financial services industry and identifies the industry's best sites
for financial professionals and consumers.
Lincoln Financial Group is the marketing name for Lincoln National
Corporation (NYSE:LNC) and its affiliates. With headquarters in
Philadelphia, Lincoln Financial Group had consolidated assets of $116
billion at December 31 , 2004, and had annual consolidated revenues of
$5.

life top

society kenyon

DALBAR
issues a quarterly report that summarizes the trends and best
practices of the 40 Mutual Fund and Life Insurance/Annuity firms that
lead the industry in Web-Based technology. "These rankings are
an excellent indicator of how well we are meeting our clients'
information needs. LFG has worked tirelessly to constantly improve our
websites , and these rankings are an acknowledgement of our continued
efforts."
"LFD.4 billion in 2004.

Through its wealth accumulation and protection
businesses, the company provides annuities, life insurance , 401(k) and
403(b) plans, 529 college savings plans, mutual funds, managed
accounts, institutional investment and financial planning and advisory
services.

kenyon life

VHA Inc. The Duncanville resident is a member of the
Society of Human Resources Management, the Dallas Chapter of the Juvenile
Diabetes Research Foundation and the Mooreland YMCA Advisory Board, and she
serves on the board of the Visiting Nurses Association of Texas.

"Through LFD. Though our
quarter-to-quarter rankings may fluctuate , our long-term goal is to
remain in the top decile of financial professional websites.