Aflac has been included in both Fortune magazine's listing of
America's Most Admired Companies and Forbes magazine's Platinum 400 List of
America's Best Big Companies for five consecutive years.

expatriates living

A full range
of corporate upgrades and service options are offered at extra
charge.

"FGIworld is a proven and reputed organization that XN is
delighted to welcome as an alliance partner," said Daniel M. The results for 62
industry sectors reflect the views of more than one thousand portfolio
managers and analysts in the United States and abroad."
Aflac's Investor Relations team has received numerous accolades in the
past, including the prestigious Grand Prix award and the Best Annual Report
from Investor Relations magazine. In January 2006,
Aflac was included in Fortune magazine's list of the 100 Best Companies to
Work For in America for the eighth consecutive year. Aflac was also included
in Fortune magazine's list of the Top 50 Employers for Minorities in August
2005, and in September 2005, Aflac Japan was named the Life Insurance Company
of the Year at the Asia Insurance Industry Awards, sponsored by the Asia
Insurance Review.com

sites irish

This partnership grants XN members access to FGIworld 's services,
which include

Confidential counseling sessions when required for expatriates
and their families; 3 sessions and up to three hours of
counseling is provided in this program. XN offers both corporate- and
association-sponsored employees "24/7" global access to personalized
insurance and financial information through both the Web and a
multilingual call center. in the United States, and other
countries.

About FGIworld

FGIworld is a leader in Employee Assistance Programs, Workplace
Health + Wellness, Absence Management + Prevention and Cross-Cultural
Solutions.com.

for sites

For an in-depth look at
XN, please visit www. "We are committed to transparent communication with
our shareholders and the investment community, and to upholding the highest
principles of corporate governance.
Aflac's insurance products provide protection to more than 40 million people
worldwide.

For the listing of sites pertaining to expatriate life for Irish living abroad.

listing people

Multilingual support
is available telephonically with access to face -to-face
counseling in more than 100 locations worldwide."
"We are extremely pleased that XN Holdings has chosen FGIworld to
provide EAP information and services to their growing number of
expatriate members worldwide," said Allon Bross, Chairman and Chief
Executive Officer of FGIworld .

society life

----In BW5472 issued
May 31, 2005: Please replace the release with the following corrected
version due to the last graph being replaced.

Manager/supervisor and appropriate personnel consultation for
expatriates with difficult problems."
In addition to Employee Assistance Programs , FGIworld specializes
in expatriate selection and preparation, cross-cultural business
training , destination services, repatriation, disaster management and
recovery, and critical incident (trauma ) support. For more than 20 years, FGIworld has been helping
organizations address their health and productivity issues by
supporting the physical, psychological and social health of their
employees . Institutional Investor Magazine Highlights Aflac in its Inaugural Listing

COLUMBUS, Ga ., Aflac was named as the number-one
shareholder-friendly company in the Life Insurance sector by Institutional
Investor magazine. This award is a reflection of that
commitment. Both honors recognize the company's
commitment to providing its shareholders with timely and accurate information . To find out more about Aflac,
visit aflac.

listing pertaining

Access to other important FGIworld services designed to
enhance personal and family adaptation and maximize the
probability of assignment success.
"Aflac is honored by this recognition," said Dan Amos, Aflac chairman and
chief executive officer.
Ken Janke, Aflac's senior vice president of Investor Relations, was also named
Best Investor Relations Officer by the publication. Aflac is the number one provider of
guaranteed-renewable insurance in the United States and the number one
insurance company in terms of individual insurance policies in force in Japan.

sites abroad

Business Editors/Insurance Writers
Correction.. Anber,
Chief Executive Officer of XN Holdings. "The breadth and quality of
the FGIworld offering is unparalleled in the international mobility
marketplace, and this relationship is yet another means by which XN
aggregates and continues to deliver the services expats and employers
need most. FGIworld's integrated delivery of services continues to
redefine workplace health.

Aflac Incorporated is a Fortune 500 company listed on the
New York Stock Exchange under the symbol AFL.newscom.

expatriates pertaining

.by XN Holdings

BOCA RATON, Fla.

The corrected release reads:

XN HOLDINGS FORMS ALLIANCE WITH FGIWORLD

PARTNERSHIP GIVES XN MEMBERS ACCESS TO LEADING INTERNATIONAL
EMPLOYEE ASSISTANCE PROGRAM

XN Holdings, parent company of XN Financial Services and XN Risk
Insurance Services, today announced a strategic partnership with
FGIworld to provide members with access to a comprehensive global
Employee Assistance Program.com

XN Holdings, XN Risk and XN Financial Services are registered
trademarks of XN Holdings, Inc.
Institutional Investor magazine is a publication geared toward coverage of
events, issues and people that impact the business and finance industry.

for expatriates

XN offers both corporate - and
association-sponsored expatriate employees "24/7" access to
personalized insurance and financial information from any location in
the world, through both the Web and a multilingual call center.

Quarterly Expatriate/Family Outreach Program and access to
FGI's "Members' Only Website " containing articles, wellness
information and resources for expatriate assignees and their
families. "Offering expatriates resources to
ensure peace of mind while abroad is critical to the success of their
international assignments.

About XN Holdings

XN Holdings is a leading online provider of insurance and
financial products designed specifically for the needs of expatriates
and internationally mobile employees. XN enables expatriates to access customized
products and information designed to ease common concerns about
security issues, health care, travel arrangements, relocation and tax
planning. FGIworld touches the lives of more than four million
people, serving 2,200 companies in more than 100 countries around the
world.
To determine the listing, the Institutional Investor's All-America
Research team, made up of over 300 research and investment analysts, voted on
top corporations' performance in corporate governance practices and Investor
Relations efforts in maximizing shareholder value.

life expatriate

CORRECTING AND REPLACING XN Holdings Forms Alliance with FGIworld; Partnership Gives XN Members Access to Leading International Employee Assistance Program

XN Holdings is headquartered in Boca Raton, Florida, with
the Global Service Center in Montreal, Canada.

Aflac Named as the Number-One Shareholder-Friendly Company in the Life Insurance Sector

The inaugural listing is featured in the February edition
of the publication.

for abroad

FGIworld is a leader in Employee Assistance Programs, Workplace Health
+ Wellness, Absence Management + Prevention and Cross-Cultural
Solutions.xn.
Earlier this year, Aflac ranked among the top 50 in Fortune magazine's 100
Best Companies to Work for in America listing and was named Georgia's Company
of the Year by Business to Business magazine.
For more than 50 years, Aflac products have given policyholders the
opportunity to direct cash where it is needed most when a life-interrupting
medical event causes financial challenges.
(Logo: http://www.com/cgi-bin/prnh/20041202/CLTH019LOGO)

Media Contact:
Yolonda King
Aflac Incorporated
(706) 243-8547 Voice
(706) 320-2288 Fax
yking@aflac.