"
Through its Financial Education Grant program, now in its fourth year,
HSBC funds financial literacy programs provided by local organizations to fit
the financial and credit education needs of their constituents.

counseling low

6 billion each year on 600 million units of such products,
though they are believed to be effective for only about 25 percent of those
with moderate to severe migraine .org

Type of Organization: Non-profit

Industry: Community Development , Venture Capital

Key Executives: CEO: Steven Mercil
COO: Brian Johnson
Investment Manager: Joan Wurzer

Administration
Contact: Dawn Lundquist
Phone: 651-632-2140
Email: dlundquist@mincorp.

chapters retirees

The program is managed by the HSBC Center for Consumer Advocacy , which was
established in 2003 to direct the company's broad range of financial education
and housing programs and community outreach initiatives."
In addition, GelStat has launching a program whereby $0.

age retired

It is provided as a daily use, sublingual
dissolving tablet. Such forward-looking statements are based on the
Company's current expectations and involve known and unknown risks,
uncertainties , or other factors which may cause actual results, performance or
achievements of the Company to be materially different from any future
results, performance or achievements expressed or implied by such
forward-looking statements.

Contact: Stephen C.com

corps retirees

In stark contrast to this score, nearly 80 percent of the students
believe they can manage their own money.

carolina websites

Teri Robert . In
addition to her work as the Expert Guide for the About..

small corps

We've got a lot of work to do and we
are grateful to have support from HSBC to address this critical issue.D."
The Fighting Migraine Disease program was initially conceived by members
of the Yahoo! Support group "Migraine" which is headed by Dr.com .GelStat. Paul, MN 55104

Main Telephone: 651-632-2140

Website: www.

businesses retirees

The $60,000 grant will fund financial education for more than 3,000
students in Charleston, Berkeley, Dorchester and Colleton counties. Individual grants range from
$60,000 to $125,000. Target groups include individuals in low-income areas
and those in need of credit and homeownership counseling.

GelStat Corporation Sponsors Migraine Disease Awareness Initiative

You can find more information about migraine disease, headaches, and Dr.
Americans spend $2.

people counseling

S . Launches coupon program to support non-profit groups providing education,
support and advocacy on behalf of those with migraine

MINNEAPOLIS, GelStat Corporation
(OTC Bulletin Board: GSAC), a pioneer in the development and marketing of
next-generation OTC pain relievers, today announced its sponsorship of the
non-profit migraine disease awareness and support program "Fighting Migraine
Disease. Any statement
other than a statement of historical fact should be considered a
forward-looking statement.

organizations learning

C.
GelStat(TM) Arthritis is the second available product to utilize GelStat's
patent pending formulation.org

low score

S.C. Council on Economic Education HSBC - North America Announce Financial Education Grant Literacy Program

Thirty
elementary, middle and high -school teachers will participate in an HSBC-funded
day-long workshop, Personal Finance 101: A Training Program for K-12 Teachers.com . The company's businesses serve
nearly 60 million customers in five key areas: personal financial services,
consumer finance, commercial banking, private banking and corporate investment
banking and markets.

chapters small

Teachers

COLUMBIA, S.
In 2004, more than 1,000 teachers participated in SCCEE workshops,
institutes and graduate credit courses. The center also
funds grants to educational institutions and maintains the personal financial
education Web site http://www.

fightingmigrainedisease. She was awarded the prestigious "Patient Partners Award" by the
National Headache Foundation in 2004 for her outstanding work in journalism,
patient advocacy and education on behalf of migraine sufferers..org

President/CEO
Contact: Steven Mercil
Phone: 651-632-2140
Email: smercil@mincorp.

groups corps

hsbcusa.
952-881-4105 212-681-4108
Yvonne@WallStreetIR.

cost retirees

Its mission is to help students develop
economic ways of thinking and problem-solving that they can use in their lives
as consumers, investors, and effective participants in the global economy. Financial products and services are offered under the
HSBC, HFC and Beneficial brands."
Fighting Migraine Disease (http://www.com Headaches and
Migraine site, Dr.com

This press release contains "forward-looking" statements within the
meaning of the Private Securities Litigation Reform Act of 1995. Readers are cautioned not to place undue reliance
on those forward-looking statements, which speak only as of the date hereof.

Company: Minnesota Investment Network

Headquarters Address: 1600 University Avenue W
Suite 401
St.

low generations

C.
"The importance of financial education programs can not be overstated,"
said Loretta Abrams, HSBC - North America's vice president of community
development and consumer advocacy.

The South Carolina Council on Economic Education is a nonprofit
organization dedicated to improving the economic and personal financial
literacy of all South Carolinians.
Robert's book at http://www.
Our research has focused on a novel, plant-derived pharmaceutical and the
advanced delivery systems required to provide superior efficacy, safety and
convenience over existing pain relievers. Initial product development is
limited to those applications representing multi-billion dollar markets with a
high level of consumer dissatisfaction .

businesses groups

"As a
small, innovative company we recognize the commitment and innovation that can
spring from independent groups, as well as the power of those groups to exert
a wide influence.
For more information, visit http://www.

Business Editors

----Minnesota Investment Network Corporation is
dedicated to building the capacity for equity investments in
underserved markets such as smaller communities and growing vertical
industries.mincorp.

service counseling

"Our goal is to develop long-term relationships with teachers so that
financial literacy education eventually becomes as easily understood and
readily taught as reading and math," said Helen Meyers, president of the South
Carolina Council on Economic Education.

About GelStat Corporation
GelStat Corporation is dedicated to providing safe and effective OTC
treatments for pain and inflammation. Roberts, MD or Yvonne L. The organization acts as a catalyst that pools individuals
and organizations together to address unmet financing needs.

executives newsroom

Grant to Fund Financial Literacy Training for S. "On a 2004 Survey of Economic
Literacy, South Carolina's high school students scored an average of 53
percent.com/newcoupon . Minnesota
Investment Network Corporation seeks to build local equity capacity by
establishing local investment funds called RAIN funds throughout
Minnesota and the upper Midwest.

counseling workshops

HSBC also today announced financial education grants totaling more than
$1 million to 11 community organizations in Arizona, the District of Columbia,
Ohio, South Carolina, Texas and Washington.com .
"The real value of our new coupon program is that it provides a means
whereby GelStat might effectively support a number of migraine initiatives,"
said Stephen Roberts, M. Robert is a widely-known health writer and patient
advocate. Dr.HelpForHeadaches. The Center for Disease Control
estimates that , in its many forms, arthritis affects up to 70 million
Americans, causing significant, often long -term pain and disability.
The Company undertakes no obligation and does not intend to release publicly
any revisions to these forward-looking statements to reflect events or
circumstances after the date hereof or to reflect unanticipated events or
developments.

Company Profile for Minnesota Investment Network

generations carolina

, The
South Carolina Council on Economic Education and HSBC - North America today
announced the financial services organization has awarded a grant to SCCEE to
fund financial literacy programs throughout a four-county region in the state. "By allying ourselves with independent
organizations that can potentially reach millions of migraine sufferers, we
effectively leverage our resources to achieve the greatest good, even while
increasing awareness of GelStat Migraine.50 will be donated
to migraine-related non-profit organizations for each coupon redeemed off its
website (http:/ /www. Teri
Robert's book, "Living Well With Migraine Disease and Headaches: What Your
Doctor Doesn 't Tell You . That You Need To Know" will be published by
HarperCollins this November.

workshops retirees

com) is
dedicated to providing education and promoting awareness of Migraine as a true
neurological disease.

profit groups

We applaud
the South Carolina Council on Economic Education for the great work they're
doing to help individuals and families throughout the state.gelstat., chairman and chief executive of GelStat. Typical
arthritis medications often provide only marginal relief, and are increasingly
associated with frequent and significant side effects such as gastrointestinal
bleeding, stroke, heart attack and potentially life-threatening skin
reactions. Zappulla
Chairman + CEO Managing Director
GelStat Corporation Wall Street Consultants Corp.

corps throughout

"
HSBC operates 18 HFC and Beneficial lending offices throughout the state. "So much of our lives -- from the interest
we pay on our mortgages to our ability to get a job -- depends on our
understanding of personal finance and the way we manage our money. Still, misconceptions persist, such as thinking migraine attacks
are just "bad headaches. Over 90
percent of the 30 million Americans with migraine use OTC headache remedies,
generally aspirin or other non-steroidal anti-inflammatory drugs (NSAIDs ). The initial clinical trial of GelStat
Migraine showed it to be effective for 83 percent of those with moderate to
severe migraine. Arthritis and chronic joint symptoms are among the most
common medical complaints in the United States.org

Investment Manager
Contact: Joan Wurzer
Phone: 651-632-2144
Email: jwurzer@mincorp .

groups executives

yourcreditcounts. Migraine is in fact an often disabling illness known to
affect roughly 32 million people in the United States, where it accounts for
nearly 160 million missed workdays and over 3 million emergency room visits
each year.

Includes websites for local SCORE Chapters.

newsroom age

and PROSPECT HEIGHTS, Ill.

HSBC - North America comprises all of HSBC's U. and Canadian businesses,
including the former Household businesses. For more information, visit:
http://www."
"Promoting awareness of migraine and providing support for the migraine
community is an important part of GelStat's corporate philosophy," said
Richard Ringold, president of GelStat.asp).
GelStat(TM) Migraine, the first product available as a result of these
efforts, is a sublingually (under the tongue) administered OTC medication for
acute relief from the pain and associated symptoms of migraine. The OTC arthritis medication market is estimated to be
approximately $5 billion annually.