The survey found most Americans have never estimated how much
money they will need for retirement and most also fail to regularly
monitor their retirement assets.
So I just want to give you a quick foreign policy report, and tell you that
this world of ours is getting better as more people become free.
And, you know, I'm interested in all ideas.

pensioners productive

The margin of error is +/- 4
percent .

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Member NASD. MST

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"
Only 47 percent of Americans have estimated the amount of money
they will need for retirement.

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In addition, three in five have not
met with a financial services provider , seven in 10 have not sought
retirement advice from books, magazines, television or the Web, and
one in four have personally saved less than $5,000 for retirement.
"Our survey reveals too many Americans are operating in the dark
when it comes to retirement planning," said Nikki Sorum, Thrivent
Financial senior vice president of marketing and products. "Confidence
needs to be built on real needs such as determining one's financial
needs and then developing a strategy for reaching those goals.S.

If you've got a grandkid, you'd
better ask the political people what they intend to do about making sure
Social Security, the safety net of Social Security, is available for them .

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Interviews were conducted for Thrivent Financial by Quinley
Research, Claremont, Calif., 625 Fourth Ave. The promise government has made to
those who are retired or near retirement will be kept.

priority retirees

Americans' Retirement Optimism Likely Built on Shaky Ground

Similarly, 49 percent of Americans say
they regularly monitor their retirement needs and assets.
One in four Americans acknowledge being worried (22 percent) or in
a panic (4 percent) about their retirement finances.thrivent. I think that this isn't a
Republican issue or a Democrat issue; this is a national issue that requires a
national dialogue. It's a beautiful city you've got here.

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Still, one in five pre-retirees age 50 to 64
and one in seven of those with incomes of at least $75,000 have saved
less than $5,000 . (Applause.

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And that's a lesson we've learned from previous
generations, that free societies are peaceful societies. There's just no doubt about it.
And that's really what I'm here to tell people in Tucson, is that if
you're getting your check, you're fine.

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For more information, visit www. South, Minneapolis, MN 55415-1665, 800-THRIVENT
(800-847-4836) a wholly owned subsidiary of Thrivent Financial for
Lutherans.

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As a not-for-profit organization, Thrivent
Financial sponsors national outreach programs and activities that
support congregations, schools, charitable organizations and needy
individuals. Member SIPC.

This category is reserved for general information and websites about retirement for retirees, and for specific retirement issues for specific groups.

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Thrivent Financial for Lutherans is a not-for-profit Fortune 500
financial services organization helping 2. WASHINGTON , The following is a transcript of
remarks by President Bush to seniors:

Morris K.

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Business Editors

MINNEAPOLIS----Seven in 10
Americans say they are confident or hopeful about their retirement
finances and four in five report taking steps to prepare for their
retirement years, according to a recent national survey of non-retired
adults for Thrivent Financial for Lutherans . Unfortunately, the survey
also revealed that people's optimism may be misguided. MST

THE PRESIDENT: -- (in progress) -- now it's our turn to sacrifice for
future generations, and we are.

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Remarks by President Bush to Seniors

I know there are some contradictory
statements being made, it's just not true.

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You know, I have
this great faith in the capacity of freedom to make the world a better place.
So I want to thank you for giving me the chance to come back to the Udall
Center.

retiring generations

AUDIENCE MEMBER: Yes, it's great. I'm looking forward to
meeting you all .M.

seniors retirement

I'm also talking, of course, a lot about Social Security.

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M.

THE PRESIDENT: It is great -- well, I hope so.

END 10:53 A.

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Even those with
incomes of more than $75,000 report being worried (23 percent) or in a
panic (2 percent). adults.

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com

Securities are offered through Thrivent Investment Management
Inc.

retirees reserved

Udall Recreation Center
Tucson, Arizona

10:51 A. I think this is
a generational issue, and it's a generational issue because your generation
has nothing to worry about in terms of getting the promise government has
made .) Are you
playing a little cards over there? I've got a little time for some cards. Thank you.

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Twenty-six percent of Americans have personally saved less than
$5,000 for retirement with young adults age 18 to 34 (39 percent) and
those with incomes of less than $35,000 (43 percent) being most apt to
be under this threshold.8 million members achieve
their financial goals.
But because the math has changed, because there's a lot of baby boomers
like me are getting ready to retire, and we're living longer, and we're
getting bigger benefits than the previous generation, and there are fewer
workers, we need to worry about not this generation, but the next generations.

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Thrivent Financial and its affiliates offer a
broad range of financial products and services including life
insurance, annuities, mutual funds, disability income insurance, bank
products and more.
(Laughter .) Anyway, thanks for letting me come by.

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, between November 29 and December 5, 2004,
among 661 non -retired U. This world is becoming more peaceful and it's
because we're free. The Mayor was telling me what a unique place it is, and he wasn't
exaggerating.