The RWFN
provides financial services by providing credit lines to partner
institutions, which provide microloans to small business owners, a
majority of whom are women living in Moscow. Dr. John, Medical Director of
the Caring Ambassadors Program commented , "No one is immune to
hepatitis C.

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Now, more than ever, women
entrepreneurs and small business owners in the former Soviet Union, South
America and the Middle East are in dire need of capital . Calvert Foundation
invested $25,000 in the Microfund For Women in Jordan (MFWJ). Their outstanding work has led to standing orders
every three months to produce $5,700 worth of pots for a Peace Corps
volunteer, who resells them, and others from their Pro Mujer Communal
Association , in Managua.89 million
in Calvert Foundation 2005 disbursements includes affordable housing (21
percent ); fair trade agriculture (13 percent); community development (12
percent); social innovation (8 percent ); and other small business (6 percent).
Increasing hepatitis C awareness is a key mission of the Hepatitis
C Caring Ambassadors Program. The HCCAP Activist
Resource Center will help on all of these fronts.

Women's groups and organizations.

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Women remain underserved by conventional banking channels , even though
micro-enterprise and small business growth is essential for economic
stability. Women are also helped to become more
effective in their roles as mothers, wives, income earners and
community members.

Calvert Foundation's investment aims to help women like Elsa Mercado, who
lives with her husband and five children. The increase in the family's income has enabled Elsa
to send two children to the university.

ABOUT CALVERT FOUNDATION
The Calvert Social Investment Foundation
(http://www.

Hepatitis C Caring Ambassadors Program Launches Online Activist Resource Center

The HCCAP
Activist Resource Center is a set of tools designed to increase
hepatitis C awareness and community involvement. People at risk for hepatitis C need to know their
risk profile so they can be tested. The HCCAP Activist Resource
Center provides one more tool to help the community have a united
voice. Please visit the HCCAP Activist Resource Center at
www.

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89 million in new loans to international microfinance efforts that
primarily serve female entrepreneurs. We have a long way
to go. Calvert Foundation investors can make a real difference in lives
of tens of thousands of women and the communities in which they live. Users can send
e -mails or letters to their elected officials and other important
policy makers, sign up for electronic notification about emerging
issues in hepatitis C, learn the latest news and information about the
disease, and more.

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She has also been able to make badly
needed repairs on the roof, expand the kitchen and buy a few home appliances.org) is a 501-c3 non-profit organization.org
For additional information about the Hepatitis C Caring
Ambassadors Program and the HCCAP Activist Resource Center , contact
Lorren Sandt at 877-737-4372 or lorren@hepcchallenge.

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The figures for 2005 bring Calvert Foundation's loan portfolio to $83 million,
placed in 195 non-profit community development organizations and social
enterprises.CalvertFoundation."
The Hepatitis C Caring Ambassadors Program believes strongly in
the power of people working together.

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These groups are
subjected to industry-leading due diligence by Calvert Foundations to ensure
both portfolio strength and high social impact. An estimated 4 million Americans are
infected with the hepatitis C virus (HCV), the most common cause of
chronic liver disease and adult liver transplantation in the U.

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, Women around the world struggling
to start or grow new businesses are getting a big helping hand from the
Calvert Foundation."
Berenbach highlighted three examples of Calvert Foundation's work to
benefit female entrepreneurs:

* Pro Mujer provides loans and microenterprise training to Latin
American women , aiming to empower them to raise themselves and their
families out of poverty. Loans and technical assistance from Pro Mujer have made it
possible for Elsa and her family to purchase a potter 's wheel and develop the
skills to use it effectively. In order to avoid confusion and be consistent when
referring to Calvert Foundation in print news stories, always use "Calvert
Foundation" as opposed to "Calvert" in headlines and subheads.S. Hepatitis C
currently kills at least 12,000 Americans annually, a number that is
expected to triple by 2010 according to the Centers for Disease
Control and Prevention.

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hepcchallenge." said Lorren Sandt, Manager of the
Hepatitis C Caring Ambassadors Program . And policy makers need to be
made aware of the threat posed by hepatitis C so they can take action
to protect the health of the American people.

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Pro Mujer strongly believes that a small amount of
money in the hands of a creative, entrepreneurial woman can make a big
difference in a family's life.
In addition to the 41 percent devoted to microfinance, the $12.
Hepatitis C is the most common chronic, blood-borne viral
infection in the United States.org

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The organizations in which Calvert Foundation invests range from
coffee cooperatives, affordable housing developers, and small business support
centers to international microfinance intermediaries.

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Calvert Foundation uses the power of investment to channel affordable credit
to low-income communities, reversing inequality and creating hope and economic
opportunity where it is most needed. The user-friendly tools of
the HCCAP Activist Resource Center make it easy to take action and
raise hepatitis C awareness.
Approximately 30,000 new HCV cases are reported each year.

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Nearly Half of 2005 Portfolio Invested in Microfinance,
With Particular Focus on Helping Women-owned Businesses

BETHESDA, Md. Over the past 10 years, Calvert Foundation has
recycled more than $300 million in investments that have helped to create more
than 127,000 jobs for low income individuals , built or rehabilitated 7,020
affordable homes, and financed more than 7,398 nonprofit facilities , including
daycare centers, community health clinics, and schools.

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RWFN also works to
advance a legal and regulatory environment that is positive for the
development of the microfinance sector in Russia.

EDITOR'S NOTE: Calvert Foundation is a separate entity from Calvert Group
Ltd. and its products should not be confused with any Calvert Group-sponsored
investment product .org.

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The
number of women and others in dire need of loans for small-business
start-up costs and pre-financing in the Middle East is projected to
triple in the next few years, according to experts at the World
Economic Forum held in Amman, Jordan on May 21, 2005. The Calvert Foundation receives
investment capital from individuals and institutions, and uses industry-
leading due diligence to select and manage a diversified portfolio of high
social impact investments. It is critical for people with HCV and those
concerned about this crisis to be heard.

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* The Moscow-based Russian Women's Financial Network (RWFN) provides
technical assistance, including consulting, formal training, informal
exchange opportunities , and networking opportunities. They are now able to create at least 100 high-
quality pieces each week. Calvert Foundation
makes available a wide range of innovative financial instruments.----The Hepatitis
C Caring Ambassadors Program (HCCAP), a national nonprofit advocacy
organization, is pleased to announce the Internet release of its new
HCCAP Activist Resource Center at www. "Awareness is the key to changing the outcome of
the hepatitis C epidemic.

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Its Web-
based information services and philanthropic products include Community
Investment Notes, the Community Investment Profile Database, the Calvert
Giving Fund, and Community Giftshares.

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In 2005, the Foundation directed nearly half of its
$12. People in the community need to understand how to protect
themselves from HCV. People infected with HCV need to
know how their disease can be managed.

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Calvert Foundation 's emphasis on women resulted in investments during 2005
in such organizations as: Pro Mujer, a nonprofit international development
organization that provides loans and microenterprise training to Latin
American women; Microfund For Women in Jordan (MFWJ), which extends much-
needed microloans to woman-owned small business owners in the Middle East; and
the Russian Women's Financial Network, which supports the development of
sustainable, women-focused, locally managed microcredit operations throughout
Russia.hepcchallenge.

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When Elsa came to Pro Mujer in
1999, she was making simple plates , bowls, and cups similar to the ones her
parents made.

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Calvert Foundation Invests With Heart: Women Entrepreneurs Benefited From More Support in 2005

Calvert Foundation Executive Director Shari Berenbach said: "Valentine's
Day seems like a very appropriate occasion for Calvert Foundation to show how
investors can align their hearts and dollars.

* Calvert Foundation launched the Middle East Microcredit Giftshare
project to extend microloans to woman-owned small business owners
and other entrepreneurs in the Middle East. Founded in
1996, the Microfund For Women in Jordan provides individual and group
loans ranging from roughly US $300 to US $3,500.

Philanthropy Writers/Health Editors

OREGON CITY, Ore. Tina St.

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