local general government reserve levels.m.

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This report 'The
Bottom Line: Local General Government Reserves and the Policies that
Shape Them' underscores that policies driving reserve levels are often
just as important to Fitch as the reserves themselves. EST start time.
(Logo: http://www.

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com
Participants from the U.fitchratings .

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com
Fax: +353 1 4100 980

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In conjunction with the teleconference, Fitch's tax -supported public
finance market sector tomorrow will release the first in a series of
reports that highlight key management practices. 3 at the close of
the business day at 800-642-1687 (domestic ) or 706-645-9291
(international). The conference ID number for the instant replay is
'3657614 .
The Bottom Line is a concise, executive-level summary of the current state
of the market , evolutionary path, and the implications for companies doing
business in this space.

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Business Editors

NEW YORK----Fitch Ratings on
Wednesday, Jan.
In order to ensure there are sufficient telephone lines available,
please use internal conferencing capabilities, if possible, for
multiple listeners at a single location.researchandmarkets.

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Once released,
the report can be found on www .

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S.com/reports/c14414) has announced the addition
of Digital Music: Analysis and Forecasts to their offering. This report examines
adoption trends, usage patterns, and the service providers offering
electronically distributed music.com, Inc.
-- iTunes (Apple Computer)
-- Magnatune
-- MSN Music
-- Musicmatch, Inc.

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Fitch Teleconf 1/26: U.S. Gov't Reserve Levels + Importance of Policy

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DUBLIN, Ireland, Research and Markets
(http://www.

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Based on consumer surveys and the latest industry data, this report
provides an in-depth look at the music space and the issues , technologies, and
players that matter.
-- MusicNet, Inc.

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If you would like to
participate , please e-mail pfconference.researchandmarkets.

Discussion forums / message boards for communists or socialists, or for discussion about communism or socialism.

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There is no password.
-- MusicNow , LLC
-- Napster, LLC
-- Rhapsody
-- Sony Connect
-- Wal- Yahoo LaunchCast

Contents of this report include:
The Bottom Line
-- Notes on Methodology
-- Service Providers
-- Consumer Adoption and Usage Patterns
-- Market Demand
-- Hardware and Technology
-- Forecasts
-- Implications

Resource Book
Section I: Profile of Digital Music Users
Section II: Profile of High Intenders for Digital Music
Section III: Adoption of MP3 Players
Section IV: Digital Music and Portable MP3 Players
Section V: Profile of Households with a TV/Stereo-Computer Connection
Section VI: Service Provider Profiles

For more information visit
http://www.com/reports/c14414

Laura Wood
Senior Manager
Research and Markets
press@researchandmarkets .

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com
A replay of the teleconference will be available on Wednesday,
Jan. 26, two hours after the call ends, until Feb.'
Additionally, a replay of the teleconference will be archived on
the Fitch Ratings web site for three months.com
-- eMusic.

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calls@fitchratings. Learn who is using digital music and portable MP3
players, how these files and devices are being used, and who is likely to buy
over the next year.
The Resource Book contains a wealth of consumer survey data and company
profiles - a must-have reference for product/market planning.

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S. and Canada should call 888-266-4139 and
callers outside the U.

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or Canada should call 706-643-1860 five
minutes prior to the 1:00 p . Moreover, the report profiles households with PC-stereo
connections and online music providers.

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It provides the latest consumer data,
market analysis, player profiles, and revenue forecasts and is a comprehensive
guide to digital music, a must-have for those impacted by this dynamic change .

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26 will hold a teleconference to discuss its opinion
on policies that drive U.S. Interested parties can
find the appropriate link at the 'Teleconference and Online Events'
link, which is located under the heading 'About Fitch' at
www.newscom.

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fitchratings.com/cgi-bin/prnh/20040820/RESEARCH )
Consumers continue to adopt electronic formats for music largely ignoring
the raging legal debate over piracy and P2P networks.