Neiman,
with co-author Sheryl Garrett, CFP(R), caution these couples to do the
necessary paperwork and planning while the relationship is good. and in 2003, 2004 and 2005 was
named one of the 25 Most Influential People in Financial Planning by
Investment Advisor magazine. Characteristics of each couple were coded by
independent raters, and all analyses were completed with the SPSS statistical
software program.

betrayal spouses

Kaplan Professional provides
licensing and continuing education training, certification , professional
development courses, and compliance tracking for financial services, legal,
IT, and real estate professionals and corporations.5 strikes)
* Leonardo DiCaprio and Gisele Bundchen (2.5 strikes)
* Drew Barrymore and Fabrizio Moretti (1.

offending unmarried

"
Dr. It would be intriguing for
celebrity couples to take our TRUE(TM) Compatibility Test so we could learn
what other factors most strongly affect celebrity couples.

drb cheaters

Neiman, CFP(R), MBA is a financial planner specializing in
investment , retirement, and tax-planning for unmarried couples and families.com/magazine/index. To find out more about how TRUE helps
people around the world Live, Love and Learn(TM), please visit
http://www .

bathsheba gained

They are in order of their impact/ importance:
* Romantic scenes: Acting jobs may offer celebrities a safe way to flirt
or cheat while playing a role, and arguably promote spoken or unspoken
jealousy and worries about infidelity. Founded on an advanced, scientific compatibility
test uniquely endorsed by Psychology Today and independently certified by one
of the leading experts in tests and measurements -- Integrated Knowledge
Systems, Inc.

hurting spouses

TRUE. He then
further assessed which relationships were very likely to succeed and which
ones were likely to burn out.5 strikes)
* Britney Spears and Kevin Federline (2 strikes)
* Jessica Simpson and Nick Lachey (1.

gained mistrust

adultery offending

Divorce Rate Plummets as More Americans Shack Up Instead of Getting Married

Debra A.
* Earning power and children: Sex and money are the two leading causes
of relationship break-ups for the general public as they are tied to
control and power. "All couples face
challenges, but when you add fame, fortune and extravagant lifestyles it makes
happy, long-term relationships very difficult to maintain.

drb offending

"Everything needs to be in writing including who pays what bills, how
rent will be paid and who gets what if the two of you part ways. "Instead, we found factors like involvement in frequent
romantic movie scenes and an equal share of public popularity to increase
possibilities of break-up among celebrity couples .

mistrust offending

, a wholly owned subsidiary of The Washington Post Company
(NYSE: WPO). Houran did
not know the identities of any of the celebrity couples used in this research
prior to the final outcomes.

marriages cheating

com 's Chief Psychologist Assesses Variables That Determine the Success or
Failure of Celebrity Relationships

DALLAS, Hollywood couples are widely known for
their failed relationships and unusually high divorce rates.

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According to the recently released Rutgers University
National Marriage Project the number of divorces is declining.

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"Whether romantically involved , or not, the issues are the same," says
Neiman."
Sheryl Garrett, CFP(R) is a nationally recognized financial expert,
founder of The Garrett Planning Network, Inc.
She is a frequent lecturer and a founding member of PridePlanners Association.

Houran conducted the study based on standard correlation analyses between
the ratings of relationship status (couples with strong marriages and couples
who have broken up) and a series of 11 psychosocial variables.

mistrust unmarried

First It Was Jennifer and Brad Then Denise and Charlie ... Are Jessica and Nick Next?

Houran
found three to be mathematically linked to celebrity break-ups. But for celebrities, they offer freedom to pursue
impulsive fantasies or other indulges that can undermine a
relationship.

cheater bathsheba

Out of 11 characteristics of celebrity couples, Dr.
"Surprisingly, the TRUE Celebrity Relationship study revealed it didn 't
seem to matter if the celebrity couple tested spent significant time together
or had close ties with extended family.5 strikes)
* Gwyneth Paltrow and Chris Martin (1 strike)
* Beyonce Knowles and Jay-Z (1 strike)
* Gwen Stefani and Gavin Rossdale (1/2 strike)

See the full results and take the quiz at
http://www.htm

"There is no hard and fast recipe for a celebrity break-up, but these
results underscore some of the compatibility challenges that are significantly
magnified in the lives of celebrities," said Dr.

unmarried marriages

But the lower
divorce rate is largely because couples are postponing, choosing not to, or
are legally unable to get married.

Dearborn Trade Publishing, a Kaplan Professional Company, is the nation's
premier trainer and information provider for business and financial leaders
committed to profiting from breakthrough ideas.com(TM), Dr. Houran considered a set of variables to determine the leading cause of
celebrity break-ups and found that three key factors prove most destructive to
celebrity relationships. Dr. The two significant correlations were at the traditional
95 percent confidence level and the two suggestive correlations were at a
96 percent confidence level .

infidelity betrayal

true.

offending sensitivity

James Houran, an internationally recognized expert on the
psychology of romance, compatibility , and celebrity worship, examined
21 celebrity couples to determine the leading factors that destroy celebrity
relationships. These strengths did not suppress the
influence of the key variables that were associated with celebrity break ups,"
said Dr. Houran. Listed
below are the eight couples he tested in order of least to most likely to make
it long term (three strikes and you're out!):

* Justin Timberlake and Cameron Diaz (3 strikes)
* Jennifer Lopez and Marc Anthony (2. Houran."

About TRUE
TRUE is safer, savvy, and the only scientifically -based, online
relationship service whose mission is to help singles find long lasting and
fulfilling relationships. With the help of proprietary research
and the industry's most extensive team of scientists , relationship experts and
psychologists, TRUE also guides its members step-by-step through all stages of
the relationship-building process.

mistrust cheating

"No matter how temporary or permanent the relationship , it's easier making
financial decisions about the future of your relationship while you're still
in love," says Garrett.
Thus, it is no surprise that celebrity couples without children in
this sample were more at risk to break up.

Armed with this knowledge and 14 years of clinical experience, Houran
examined the same variables in ten celebrity couples currently making
headlines to predict which ones are most likely to succeed in the long run.
Based on the three characteristics above, Houran implemented a three-strike
policy for each relationship to assess their potential success rate. TRUE's
research shows that couples need to have similarities and dissimilarities in
order to achieve happiness and stability.

adultery symco

"Although unmarried couples don't receive federal protection like married
couples, documents can be developed to mirror some of those protections, not
just if you break up, but in the event of the death or incapacitation of one
of the partners ," says Debra Neiman, CFP(R) and co-author of Money Without
Matrimony. "From creating a durable power of attorney to making sure jointly
held property is correctly titled, it takes work for unmarried couples to
protect themselves financially, but it's well worth the effort.

affair betrayed

Like Oprah Winfrey and Stedman Graham, and
Elton John and David Furnish, these 11 million unmarried couples are in
committed relationships and sharing financial obligations, but aren't entitled
to the 1,140 federal laws that apply to married couples. "Because there are no laws to protect finances for
unmarried couples -- barring states that recognize common law marriages --
planning today makes a possible break up tomorrow easier, financially
speaking. Most recently,
Denise Richards and Charlie Sheen called it quits after three years of
marriage, which was preceded by the dissolution of Hollywood's fairytale
marriage between Brad Pitt and Jennifer Aniston.

spouses sensitivity

Unmarried Couples Face More Personal Finance Challenges Than Married Couples

CHICAGO, More Americans are taking "til death do
us part" seriously ."
According to Current Population Reports the average American will spend
the majority of their life unmarried and those people will likely partner,
live together and enter financial commitments with another person. Kaplan Professional is a
unit of Kaplan, Inc. Having children is a natural bond between couples. Moreover, TRUE is the only site to
conduct single verification screening.

com .

satires affair

* Popularity: Equal popularity sounds like balance, but instead it can
instill unspoken or unconscious feelings of competition and
resentment.

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Chief psychologist for
TRUE . Also, if the couple has
comparable earning power and no children, their relationship tends to be at
risk.5 strikes)
* Ben Affleck and Jennifer Garner (2.true. -- to meet the Standards for Educational and Psychological
Testing, TRUE is the only online relationship service that actively seeks to
further protect the safety of its communicating members by conducting
extensive criminal background screenings.

sensitivity gained

"
And planning is not just for romantically involved couples." Houran added, "It
all comes down to compatibility, and whether couples -- famous or not -- have
adequately talked through issues that are the basis of compatibility.