, Handmark(R), a global leader in
mobile media, today announced the release of The Catholic Study Bible, based
on the powerful work by Oxford University Press, for Palm(R) handhelds, mobile
managers, and Treo(TM) smartphones and Windows Mobile(TM) Pocket PCs and
Smartphones.com .

About Handmark
Handmark is a global leader in the development and distribution of mobile
content solutions.

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"
The extensive reading guides in The Catholic Study Bible reference the
scripture using a unique, page number keyed cross-reference system. For more information, visit
http://www. Reduced financial flexibility, given regulatory
uncertainties , is a credit risk that could affect ratings over time.

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Comprehension and personal insight are enhanced through the Olive
Tree Bible reader which allows the student to jump directly to specific
verses , create and jump to bookmarks, and search the entire Bible according to
specific word, phrase, or range of books.

Other features include:
-- Glossary of biblical terms
- - Custom bookmarks
-- Powerful search functionality (by word, phrase, range of books)
-- Fully customizable viewer preferences (fonts, colors, toolbars,
scrolling)

The Catholic Study Bible requires 4MB of free RAM or expansion media
memory and is priced at $29 .'

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Acclaimed throughout the Catholic community, The Catholic Study Bible
presents the power and truth of the Bible in a format that encourages
learning.

Handmark is a registered trademark, tools + toys for a mobile generation,
the Handmark logo, Pocket Express , and associated trade dress are trademarks
of Handmark, Inc.

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Handmark(R) Announces The Catholic Study Bible for Palm(R) and Windows Mobile(TM) Devices

For more information or to purchase The Catholic Study Bible, visit
the Handmark web site, http://www.

Business Editors

CHICAGO----The use of free cash
flows by rural local exchange carriers (RLECs) to pay out dividends
has evolving concerns for bondholders, according to a Fitch Ratings
report.

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Complete Text of New American Bible Inspired by Vatican II Reforms;
Includes 600-Page Reading Guide, Virtual Bookmarks, Powerful Search Capability

KANSAS CITY, Mo. "Its versatility and convenience makes it possible to study
Biblical teachings anywhere, anytime, on virtually all the most popular Palm
and Windows Mobile handsets.

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All rights reserved.
Competitive issues for the RLECs are less than the regional Bell
operating companies (RBOCs), but their markets are not completely
devoid of competition.

Furthermore, the report notes that competition, regulation, and
technological changes are all having an uncertain effect on those RLEC
revenue sources that, historically, provided stability to overall
revenues.

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All other trademarks are the property of their respective
owners.

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Handmark has R+D facilities in Gothenburg, Sweden; Kansas
City, Missouri; and Dallas, Texas, with sales offices in Chicago, Kansas City,
San Francisco, Stockholm, and London.

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handmark. RLEC capital budgets are relatively low as a
percentage of revenues, providing the resources for
shareholder-friendly initiatives .

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Fitch: RLEC Dividend Strategy Is An Ongoing Concern for Bondholders

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The company's flagship Pocket Express wireless service
bundle offers consumer-friendly access to news, reference and infotainment
content on mobile phones as well as BlackBerry, Treo and Windows Mobile
wireless handhelds.

The full report 'A Review of RLEC High-Dividend Yield Strategy' is
available on the Fitch Ratings web site at 'www.

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The product is currently available for
download.

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99 USD.

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com .

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The Catholic Study Bible is supported by an array of invaluable
features including a 600-page reading guide written by today's top Catholic
scholars. The company also holds key mobile content distribution
patents including Java-based push technology for wireless devices; has
technology and distribution relationships with CNN International, The
Associated Press, Oxford University Press, Hasbro, MobiTV, TV Guide and Zagat
Survey as well as Sprint, Nextel, T-Mobile, Verizon, and others; and has an
estimated 43 percent market share in mobile software titles sold through
retail channels. Since 2004, the RLECs , whose cash flows remained relatively
steady during the telecommunications downturn, have shifted the
emphasis from improving balance sheets, a benefit to bondholders, to
more shareholder-friendly activities. Given the stickiness of dividends,
RLECs have a lower degree of flexibility should their investment needs
for the business change.

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"With The Catholic Study Bible, intermediate and advanced students can
gain a greater understanding of the Bible in an easy-to-use and complete
format ," said Douglas Edwards, Handmark co-founder and executive vice
president.handmark.

Sites related to the Church of the Brethren, the largest of the Brethren denominations.

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Guides
are provided for each book of the Old and New Testament.com',
under 'Corporate Finance' and then 'Special Reports.