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, today announced that it will
continue to provide the lowest-cost education loans to Arizona students by
offering money-saving origination and repayment benefits. SLM Corporation (NYSE: SLM) is the
nation's leading provider of education funding, managing more than $107
billion in student loans for more than 7 million borrowers.

-- Chela's Express Application Service requires only a name and a social
security number from an applicant -- a Chela Consolidation Loan
specialist will complete the rest of the application for review by the
applicant.

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"Our longstanding commitment
to increasing access to higher education in Arizona is illustrated as we
continue to provide benefits that save students hundreds -- even thousands of
dollars -- year in and year out.

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, Southwest Student Services
Corporation (Southwest), a nationally recognized higher education lender and
loan servicer headquartered in Gilbert , Ariz.(TM) Program for graduating seniors
Created by Chela for the unique needs of graduating seniors, this program
allows college graduates to keep their grace period before entering repayment
while at the same time locking in the lowest available interest rate before
the rate increase .

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For more information about the zero origination fee and borrower benefit
programs, schools should contact their Southwest account representative.

70% for borrowers in school, grace or deferment and 5.

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Chela is offering spokesperson to alert current students and former students
of consolidation options

SAN FRANCISCO, As expected, the federal government
has announced an interest rate increase for all variable rate federal student
loans made on or after July 1, 1998.
Effective July 1, 2005 through June 30, 2006, Stafford Loan interest rates
will be 4.75% or higher. Students who consolidate their loans will be able to secure a record low
interest rate, but will still be able to postpone payments until they have
left school.chelaconsolidation .

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Southwest Student Services Corporation Brings Lowest-Cost Education Loans to Arizona Students for Fourth -Straight Year

Zero origination fees apply to unsubsidized and
subsidized, graduate and undergraduate Stafford Loans.sssc.

Chela's New In-School Program
Due to a new government policy , Chela's loan consolidation program now
allows students who are still in school to consolidate their loan debt.com to schedule an
interview or to request additional information.

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For academic year 2005-2006, Southwest will continue to offer its Absolute
Zero Loan, which waives the 3-percent origination fee on all Federal Stafford
Loans that are taken out by students who reside in or attend a college or
university in Arizona.875%--benefiting anyone
with federal student loan debt. For the last remaining days
before the interest rate increase take effect, the help center's
extended hours will be from 7am to 10pm, PDT.

Expert Availability
A Chela consolidation expert is available for media interviews -- offering
tips on what student loan borrowers need to know about consolidation.

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GILBERT, Ariz.com or contact Kathleen Harris, Vice President at 480-
461 -6511 or E-mail KHarris@sssc.A.

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8 billion in student loans annually, and it is the nation's ninth
largest holder of federal student loans with a portfolio of more than $5
billion.com. After years of decline , the federal
government has announced an interest rate increase of nearly 60% for all
student loans made on or after July 1, 1998. Students need to submit their application by midnight (PST) on
June 30 to receive the current interest rate.

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Department of Education, typically is assessed at the time loan proceeds are
distributed to the student's higher education institution and deducted from
the student's loan amount."
Southwest's zero-origination-fee benefit has been so well received by
Arizona schools and students that it is now being offered by Southwest's
lender partners , including Academic Management Services (AMS), Nellie Mae,
Sallie Mae Education Trust and Student Loan Funding.
Southwest Student Services Corporation is a wholly owned subsidiary of SLM
Corporation , commonly known as Sallie Mae.
For additional information about Southwest Student Services Corporation ,
visit http://www.10%, and consolidation interest rates will rise to 4.

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D.

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org or call
877 .

About Chela Education Financing
For more than 25 years, Chela Education Financing has focused solely on
putting education within reach of students and families by helping them find
the best financing solutions available.

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30% for
borrowers in all other statuses. Chela has also created two customized
programs that meet the unique needs of both recent graduates and those
students still in school.R.

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In addition to this zero-origination-fee benefit, Arizona students also
continue to be eligible to receive an interest-rate discount of up to 1.

This category covers financial aid for college.

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Southwest is known nationally for providing innovative, money-saving
benefits and exceeding customer expectations.

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In 23 years of service,
Southwest has helped more than 1 million people reach their educational goals. SLM Corporation
and its subsidiaries are not sponsored by or agencies of the United States of
America.

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25
percentage points on their Stafford Loans when they enter repayment.
Chela Education Financing, a national student loan provider , continues its
mission of being "in it for the students" with a competitive loan
consolidation program--with interest rates as low as 2.

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The company is among the top 30 originators of federal student loans, issuing
more than $1.

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"Southwest is proud to be the lowest-cost education-loan provider in the
state of Arizona -- helping more families manage the cost of college," said
Vince Roig, chief executive officer of Southwest.

Chela's New G.

Tools, Resources and Information
Chela has created special loan consolidations tools and resources to help
student loan holders make the often overwhelming and confusing consolidation
process easier and faster than ever.

-- Chela eSign allows borrowers to apply and sign their consolidation
application electronically, dramatically decreasing the consolidation
process from an average of 30 days to as little as two weeks. We
want to help you understand the financial aid process, your options , and what
to do to get the money you need to achieve your education goals, without
taking on unnecessary debt.

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S. This program was inspired by ongoing dialogue between Chela
and the college and university financial aid community who were concerned that
new graduates would be missing critical financial benefits.99.

All fee services (sites which provide the majority of its services for a fee or whose primary business is selling material on how to obtain aid) should be placed in the Fee Services category .

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The 3-percent origination fee, which goes to the U.

-- Extended Free Help Center Hours Those interested in benefiting from
consolidation can access http://www.CHELA (24352) for more information . As a leading student loan provider, we
are able to put money where it belongs-into the hands of students-through
interest rate savings and discounts, loan rebates and scholarship programs.

repayment 529

The interest rate for Federal PLUS loans will
be 6. Please
contact Kelly Carone at 415-242-0300 or kcarone@limeprpromo.

Financial aid comes in the form of scholarships, grants, loans and work programs .

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About Southwest Student Services Corporation
Southwest Student Services Corporation serves schools and borrowers at
every education level that seek financial aid counseling, student loan
funding, loan origination, loan consolidation and life-of-the-loan servicing.

Chela Education Financing Now Helps Students In and Out of School Lock in Lowest Consolidation Rates

This
approach can save students thousands of dollars in interest, if they
consolidate their loans before the new rate increase takes effect on July 1,
2005.

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Through this program, Southwest will pay the fee on
the student's behalf.

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