banking affiliates: Bank of
America, The Bank of New York, Bank of Tokyo-Mitsubishi/Union Bank of
California, BB+T, City National Bank, Citibank, Citizens Bank, Comerica Bank,
Deutsche Bank , First-Citizens Bank, HSBC Bank USA, JPMorgan Chase Bank,
KeyBank, LaSalle Bank, M+T Bank, National City Bank, PNC Bank, UBS, U., Allume Systems,
Inc. This offer expires
March 31, 2005.allume.

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Personal ImageManager users also have access to in-depth, step-by-step
online tutorials, tips and free technical support.allume.: Everyday Solutions(TM)
Founded in 1988, Allume Systems, Inc .

image images

, Union Bank of California, Wachovia
Corp. The unique, caption
technology allows users to create virtual captions utilizing text, clip art,
and other photos without the need for a special viewer .

Safe Harbor Statement
This announcement contains forward-looking statements within the meaning
of Section 27A of the Securities Act of 1933, Section 21E of the Securities
Exchange Act of 1934, and within the meaning of the Private Securities
Litigation Reform Act of 1995.

com image

Through its relationship with the Federal Reserve, the
Image Payments Network can reach more than 10,000 endpoints and help financial
institutions of all sizes take advantage of image exchange."
The Image Payments Network is a single, end-to-end system that provides
unparalleled control, security and processing efficiency for transmitting and
settling check images directly between industry participants .5
trillion per day. Personal ImageManager(TM) Makes It Easy to Email, Organize, Convert
and Share Photos

WATSONVILLE, Calif.
"Digital camera owners told us they wanted an easy way to email, edit and
organize their photos.com http://www.

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C ., today announced that HSBC Bank USA, N.A.
The Image Payments Network is the nation's private -sector volume leader in
image payments by dollar value and total number of items. The network
enables financial institutions to exchange and settle check images peer-to-
peer without a cumbersome central processing system, thus eliminating the
expense of transporting physical checks.99. Allume's
software offers a range of solutions, empowering users in the areas of
information access, removal, recovery , security, productivity and Internet
distribution.houseplans.

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"The participation of HSBC Bank USA in the Image Payments Network will
create immediate benefits for both institutions, including the opportunity to
exchange images with the Federal Reserve, EDS and other institutions already
utilizing the network," said Susan Long, Senior Vice President of The Clearing
House, responsible for SVPCO -Electronic Clearing Services. In December, the
Image Payments Network set new volume records and reported $3.319.personalimagemanager.com/win/imagemgr/.com and
http://www.

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, KeyCorp,
LaSalle Bank , M+T, National City Corp.5554, susan.com/win/imagemgr/. So, we made these tasks easy and effective ," said Greg
Titus, senior product manager at Allume. Users can print
photos with or without the caption or move it around and edit at any time.

Pricing, Availability and Requirements
Personal ImageManager works on Windows, 98SE, ME, NT4, 2000, or XP, and
requires 80 MB available disk space and 8 MB RAM (16 MB for Windows
NT/2000/XP).


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The results can make anyone look like a pro.
For a limited time, Allume is offering users of other image manager
products the opportunity to switch to Personal ImageManager for only $9.

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Twelve Large Banks, Federal Reserve and EDS Now Exchanging Check Images
Through the Image Payments Network

NEW YORK, SVPCO - Electronic Clearing Services, the
electronic check and check image exchange business of The Clearing House
Payments Company L. Services include local and regional check exchange and settlement
services; ACH association and operations; large-value "wire" payments;
electronic check presentment; and an image exchange.


Allume Systems Ships Intuitive Image and Photo Manager With Unique Smart Captions to Add Virtual Captions to Photos

images national

and Wells Fargo.

For more information about the SVPCO Image Payments Network, contact Susan
Goold, Director, Products and Services, SVPCO-Electronic Clearing Services,
201. Users can also create an image archive and burn it to CD for
storage.

Allume Systems, Inc.

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"The SVPCO Image Payments Network is a strategic opportunity for HSBC to
realize the long-term efficiencies of image exchange," said Tom Kaiser, Senior
Vice President of Transaction Services at HSBC. Users can also share images
by e-mail, send to Pocket PC or publish their photos to the Web with just a
few, easy clicks. Allume 's
leading brands are StuffIt(R), Internet Cleanup(TM) and Spring Cleaning(R). Allume Systems is located at 245 Westridge Drive, Watsonville,
CA 95076, USA; telephone: 831-761-6200; fax: 831-761-6206.homeplanfinder . The company undertakes no
obligation to publicly release the result of any revisions to these
forward -looking statements, which may be made to reflect events or
circumstances after the date hereof or to reflect the occurrence of
unanticipated events.

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(NYSE: HBC)
is now exchanging and settling check images through the SVPCO Image Payments
Network. "The more
institutions that join the Image Payments Network, the greater the benefits to
all.7 million in total monthly items, an
increase of 33 percent compared to November 2005. The Clearing House Payments Company is
owned by the following banks or their U.S. The company's
online properties focus on the sale of content and services to the
architectural, engineering and construction market through its stock house
plans site at Houseplans .

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HSBC Bank USA N.A. Now Using SVPCO Image Payments Network

"
In addition to HSBC, participants in the Image Payments Network include
Bank of America, Comercia, EDS, Fifth Third, JPMorgan Chase + Co. Financial institutions
of all sizes benefit from payment systems that meet the highest standards for
reliability, security and service. Actual results could differ materially from
those projected in the forward-looking statements as a result of various
factors including the ability of the company to successfully commercialize its
new technologies as well as risk factors set forth under "Factors Affecting
Future Operating Results" in the company's annual report on Form 10-KSB for
the year ended June 30, 2004, and such other risks detailed from time to time
in the company's reports filed with the SEC.

com animated

com.

About The Clearing House Payments Company
The Clearing House Payments Company L.L.theclearinghouse. The Clearing House serves more than 1,600 U. "Personal ImageManager helps users
quickly organize their images, edit and enhance photos with a single click,
crop, add captions and even convert images and photos between the most popular
formats."

Personal ImageManager Features:

Email -- automatically optimize images or groups of images before emailing
to family, friends and colleagues!

Convert -- supports the most popular digital image formats including GIF,
BMP, TIF, PSD, PNG, PCTG (PICT) and JPG!

Edit/Enhance -- auto-enhance photos fast with one-click, make red eye
corrections, add powerful special effects and quickly crop images into common
image sizes!

Acquire -- get images from almost any source -- digital camera, scanner,
CD or DVD, USB drive and more!

Organize -- manage images and video files including MOV, AVI and MPG on
any source and locate images fast by searching by keyword , photographer, date
or caption!

Archive -- create archives and burn directly to CD, DVD or other storage
device for easy access and storage!

Print -- with or without captions , create contact sheets; control how many
images print on a page -- or how many copies of the same image are on one
page.
Personal ImageManager makes it a breeze to remove red-eye and scratches , crop
out distractions, create special effects and more.
Formerly known as Aladdin Systems, Allume Systems enables people and
businesses to communicate and manage their ideas and information.

sizes animated

The DTA works
in conjunction with existing item-processing systems to link institutions into
the network and enables institutions to directly exchange payloads of
electronic images.goold@svpco.allume.

About IMSI
Founded in 1982, IMSI's flagship product TurboCAD(R), DesignCAD(TM) and
FloorPlan (R) make it a leader in the precision design market.

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The DTA enables financial institutions to
transmit check images directly to each other cost effectively.com/switchnow . MSRP is $29.com.

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L. "Our participation in the
Image Payments Network is consistent with our commitment to leverage
innovation to increase our competitiveness in the marketplace.S., an IMSI company (OTC Bulletin Board: IMSI), today shipped Personal
ImageManager(TM), a new and innovative product that offers digital camera
users intuitive tools and powerful features that make it easier than ever to
Email, Edit, Organize, Caption, Convert and Share photos by acquiring images
from almost any source, including digital cameras, scanners and CD/DVD's.

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How the Image Payments Network Works
Image exchange and settlement are conducted through SVPCO's Distributed
Traffic Agent (DTA), a solution developed by SVPCO with VECTORsgi , one of its
strategic technology partners.
Automated settlement provides real-time net and bilateral settlement position
reporting and eliminates the manual intervention required with other
settlement arrangements. Financial institutions can see their net debit or
credit position online and view their position with all of the institutions
participating in the Image Payments Network at any time.org ) is a private-sector, global payment systems
infrastructure that clears and settles 25 million payments for more than $1.

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5 billion in
daily average dollar value, an increase of 14 percent compared to November
2005; $73 billion in total monthly dollar value, an increase of 20 percent
compared to November 2005; 555,0000 in daily average items, an increase of 27
percent compared to November 2005; and 11 . The network provides encryption to ensure that all customer
data remains private and secure.S. On the Net: http://www.

Users can easily add captions, shapes, keywords, dates, the photographer
or any other information that makes searching a snap.99,
direct from the Allume Website or visit
http://www., an IMSI company, develops and
publishes award-winning software solutions for Windows and Macintosh. Internet:
http://www.com.

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All financial institutions that exchange images directly with each other
via the Image Payments Network utilize the automated settlement function.C.
(http: //www. financial
institutions and hundreds of international participants with payment services
that span the entire spectrum of paper, paper-to-electronic and electronic
payments. Bank,
Wachovia Bank, and Wells Fargo Bank.
Personal ImageManager includes SmartCaptions(TM), a unique, patented caption
technology that places virtual captions in the image without the need for a
special viewer . Personal ImageManager is available at
http://www.

reference design

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