Just When You Thought Things Couldn't Get Any Hotter in Brazil ... Harlequin Enterprises Expands Operations to Brazil

Since Harlequin's inception, the company has directly expanded its
operations to 18 locations around the world.

Credit Card Management's 2005 Bank Card Profitability Study Released

SourceMedia's 750,000 worldwide clients and subscribers range from c-level
executives to business -unit heads to line managers -- from the front office to
the middle office to the back office.

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"This is a powerful combination.

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HARLEQUIN ENTERPRISES LIMITED is one of the world's leading publishers of
women's fiction. Last year, Harlequin
sold approximately five books every second .5% in 2003. The recently
passed bankruptcy-reform law will raise bankruptcy filings, at least until the
end of this year according to industry experts.

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"A consumer's card is becoming more of a spend
vehicle than a lend vehicle," says Paul Grill, a partner with First Annapolis
Consulting, a Linthicum , Md.

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Both formats will be priced
competitively.cardforum.

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Credit Card Management is the monthly publication that reports on the
electronic transactions industry covering topics such as collections +
recovery, marketing, loyalty, merchant acquiring, e-payments and noncard-based
systems technology to industry executives affected by them.

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About Credit Card Management and SourceMedia , Inc.

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The exclusive study
found that large issuers posted a collective after-tax return on assets of
3.
As this year continues the focus seems to be on bankruptcy.

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The company publishes 100 titles monthly and
publishes more than 1,000 authors from around the world.com .

This category is meant as a quick jump to Journals categories at dmoz in the Arts field.

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Issuers were blessed with low funding
costs, greater consumer use of plastic and timelier payments from cardholders.-based consultant to the payments industry.

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The new publishing venture will receive
strong advertising support in magazines and other mass media, at newsstands
and through trade events.
Featured as the cover story in the May issue, the study's findings were
compiled from 2004 annual reports, government agencies, card companies'
financial results and interviews with financial analysts and industry
consultants.

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SourceMedia employs more than 1,000
employees worldwide, with headquarters in New York and offices in Chicago,
Washington, DC, and London.

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"We had previously licensed our books in Brazil very
successfully . In the first year of production, Harlequin and Record
Publishing plan to publish more than 100 titles and will launch their novels
in two formats. Harlequin is set to play a leading role in establishing the
North American-style paperback segment in Brazil, as well as publishing in the
already well known digest-style book.
Issuers sought to expand their markets, stepping up their mailing of card
offers and moving into new merchant sectors such as the $125 billion quick
service restaurant arena.

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Its books are published worldwide in 25 languages and sold in
94 international markets.

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Effective with
the June 2005 issue, Credit Card Management is changing its name to Cards +
Payments. Credit Card Management is published by SourceMedia, Inc.
SourceMedia provides market information, including news, analysis, and
insight to the financial services and related industries such as accounting
and technology, through its publications, industry-standard data applications,
seminars and conferences . Consulting services, software, and data provided
through its two divisions, National Regulatory Services (NRS) and TFP,
facilitate regulatory compliance, funds registration and data flow among
institutions in the investment, insurance, and financial service industry.

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7%, up from 2.

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TORONTO , Harlequin Enterprises Limited announced
today that effective April 1, 2005, the company will expand its international
operations and will be operating in a joint partnership with Record Publishing
Group, a leading publisher in Brazil. It
represents a strong growth opportunity for Harlequin ."
More than 184 million people live in Brazil, where the literacy rate is
86%.

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Study Shows Dynamic Year for Card Issuers

NEW YORK, Credit Card Management, SourceMedia 's
monthly magazine covering the developing changes in the electronic
transactions industry, recently published its annual Bank Card Profitability
Study and Annual Report. The new law also may further
the rise in the payment rate as consumers ensure their debts are paid., a leading
provider of information, data and software tools for professionals in the
financial services and related technologies market. Its flagship publications, including American
Banker, National Mortgage News, The Bond Buyer , and Accounting Today, have
helped build SourceMedia's reputation as the pre-eminent information source in
its respective markets.

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There will also be a media launch event in early
2005. HARLEQUIN ENTERPRISES LIMITED is a
wholly owned subsidiary of Torstar Corporation.

For more information , visit: http://www.

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"We are very excited about expanding our operations to Brazil,
particularly with such a highly respected publisher and because we know Brazil
is a large and very literate market ," said Donna Hayes, Publisher and CEO,
Harlequin Enterprises.
"I am delighted to be partnering with Harlequin, a global force in women's
fiction publishing," said Sergio Machado, President and owner of Record
Publishing.

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44 billion last year, a
51% jump from $14.
The news, information , data, consulting services, and marketing solutions
SourceMedia delivers is packaged in any format customers prefer and need -- in
person, in print or online, including newspapers and magazines, reference
directories, database products, software, Web seminars and live events.

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Now, through our partnership with Record Publishing Group, we
can bring our stories in a whole new format to this vibrant market . The country represents more than one third of Latin America's Gross
Domestic Product.24 billion in 2003.

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"
This new expansion will be led by Managing Director Valeria Chalita who
will be based in Rio de Janeiro.
The results were eye-opening but not surprising.

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The issuers earned $21.