As Late-Winter Snow Blankets Plains States Alliance to Save Energy Power Is in Your Hands Campaign Offers Tips to Lower Energy Bills

ase. Certain selections will take
consumers to the co-branded E-LOAN and eBay Motors Auto Loan Center. E-LOAN is publicly traded on the Nasdaq National Market under
the symbol EELN. From inception through September 2004 , E-LOAN has originated
and sold over $22.

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org/consumers and its
"Tips to Lower Your Energy Bills " section offer a wealth of money- and energy-
saving information.ase., E-LOAN(R)
(Nasdaq: EELN ), an online consumer direct lender, today announced that it will
work with eBay to provide its consumers with financing for automobiles and
motorcycles purchased on eBay Motors.

This news release contains forward-looking statements based on current
expectations that involve risks and uncertainties .

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Instead of waiting long
periods of time and jumping through hoops for high interest rate loans , E-LOAN
provides consumers with a faster and easier way.

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For additional winter tips in English and Spanish, see
http://www.ase.
The Alliance's consumer website, http://www .
Consumers who visit the eBay Motors Financing Center can secure financing
options from select lenders by choosing the make, model, year, and price range
of the vehicle they are looking to purchase .eloan.

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By making credit scores freely
available to consumers and integrating them with a suite of sophisticated
advice tools, E-LOAN is pioneering the nascent debt management advice category
-- helping consumers proactively manage their loan portfolios to lower their
overall borrowing costs .com tiffanyf@eloan.

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http://www.org/taxcredits . eBay Motors Turns to E-LOAN to Provide Consumers With Faster, Easier Way to
Finance Purchases

PLEASANTON, Calif. eBay Motors is the No. The company relentlessly advocates eliminating the
unnecessary processes, fees, hassle, haggle and lack of transparency
traditionally associated with the consumer loan experience.
Consumers can log onto http://www.

Sites which are primarily promotional in nature, and not significantly useful in making informed shopping choices, can be found in appropriate Business, Regional, or Shopping categories.

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And have a chuckle with the Alliance 's new humorous Super Powers TV and
radio public service ads and "secret" website where you can name your own
Super Heroes and their energy-saving Super Powers at
http://www.

The Alliance to Save Energy is a coalition of prominent business,
government, environmental, and consumer leaders who promote the efficient and
clean use of energy worldwide to benefit consumers, the environment , economy,
and national security.

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org. Factors
that could cause actual results to differ include , but are not limited to,
general conditions in the mortgage and auto industries, interest rate
fluctuations , and the impact of competitive products. These and other risk
factors are detailed in E-LOAN's periodic filings with the Securities and
Exchange Commission.

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org/superpowers. E-LOAN's PowerCheck works just like a personal check
and can be made out to an auto dealer, private seller and/or the vehicle lien
holder for up to the approved loan amount.

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"When you consider that a vehicle is sold nearly every minute on eBay
Motors, the need for an efficient financing option is critical," said Mark
Lefanowicz , E-LOAN's President and Chief Operating Officer.

It also provides information about service contracts , warranties, recalls, and other product or service information for consumers who already have made purchases .

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1 billion in worldwide annualized gross
merchandise volume.

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E-LOAN Press Contact: E-LOAN Press/Investor Contact:
Laurie Azzano Tiffany Fox
Cosmo Public Relations E-LOAN, Public/Investor Relations
504-296-1349 925-847-6314
laurie@cosmo-pr.

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E-LOAN was the highest
ranked online financial services company to make the top 20.com or call 1-888-E-LOAN-22 to access
E-LOAN's products, services and team of dedicated loan and debt advice
professionals.

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E-LOAN's actual results may
differ from the results described in the forward-looking statements.

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org/section/_audience/consumers/powerful_avings_campaign /ps_news_relea
ses/winter_tips
The Alliance also offers the latest information, in both English and
Spanish, about new federal tax credits, effective January 1, 2006, for energy-
efficiency home improvements and purchases of hybrid vehicles at
http://www.

E-LOAN Signs Agreement With eBay Motors

1 automotive
site on the Web and delivers $11. "Just as eBay
Motors changed the paradigm for finding and buying used vehicles, we are
changing how individuals finance those vehicles. When they're ready to
apply, consumers complete a 5-minute online application and receive an online
approval decision within 15 minutes during regular business hours.

About E-LOAN, Inc. In June 2004 , an independent study
conducted by TRUSTe and The Ponemon Institute ranked E-LOAN as one of the top
20 most trusted companies for privacy in America.

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powerisinyourhands. As fast as 24 hours after they apply, buyers can complete
their purchase from private sellers or auto dealers with E-LOAN financing .
E-LOAN is an online consumer direct lender dedicated to providing
borrowers across the credit spectrum with a more enjoyable and affordable way
to obtain mortgage, auto and home equity loans .8 billion in consumer loans.

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powerisinyourhands.

This category provides product and service information so that consumers can make informed purchasing decisions.

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org

Attention: Consumer, Home, Real Estate, Personal Finance, Business editors
and reporters; TV and radio news directors

WASHINGTON, As consumers in the Plains states dig
out from a late winter snowstorm, the Alliance to Save Energy's Power is in
Your Hands campaign -- a partnership of the Alliance and 22 companies,
government agencies, trade associations, and organizations that empowers
consumers to reduce their energy costs -- offers energy-efficiency tips at
http://www."
Users of eBay Motors can quickly and easily obtain financing for their
vehicle purchases, usually at lower rates than banks or credit unions and
always without the vehicle inspections or appraisals those institutions
frequently require. Protecting
consumers' financial privacy is a paramount concern, prompting E-LOAN to
implement industry leading privacy practices and advocate strong consumer
financial privacy protection laws.

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From
there, consumers can quickly and easily research auto loan rates, terms, and
payments without entering any personal information. As fast as
24-hours after the application is approved, the customer will receive an
E-LOAN PowerCheck(R).

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Sites in this category are buyers' guides, decision guides, price comparisons, recall information, or tips and advice.

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ase.com