Homeowners can make some simple inspection steps to check for signs of
mold or mildew.com . "But with a few special steps, homeowners and drivers can minimize the
risk of bad surprises. Additional information about
Atlantic Mutual can be found at http://www.com.

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Atlantic Mutual Expert Calls Winter the 'Season of Avoidable Surprises'

Consider a water-flow alarm.

"Winter represents one of the worst times of year for losses," Bernecker
noted.

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Rid your Home of Mold Exposure and Create a Healthier Indoor Living
Environment

SCHAUMBURG , Ill.282.com.

Sites are geared towards those with a do-it-yourself attitude, as well as those who would like to learn more before hiring someone to do it for them.

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To
fully kill mold and prevent it from returning, the source of moisture must be
taken away. Ensure that
entrance gates open automatically in the event of a fire (via a link
to smoke detectors) or that the fire department has the key or code to
the gate.
Its products are sold through independent agents.

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Waterproofing cannot correct
those particular problems, they can provide guidance in how to solve them. Waterproofing is affiliated with the Better Business
Bureau (BBB) and National Association of the Remodeling Industry (NARI). Offers Free Risk-Management Checklist for Homeowners and Drivers

NEW YORK, Winter is the "season of avoidable
surprises" -- a time when people can take simple steps to help prevent damage
to their homes and accidents in their cars, according to a risk management
expert from Atlantic Mutual Insurance Co.

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Mold can severely damage a home, leading to expensive repair costs which
are generally not covered by homeowners insurance. For
more information on their services, history and management, please visit
http://www.
Among the tips for improving winter safety, according to William
Bernecker, vice president of claims, Atlantic Mutual, are:

1) Prevent water damage from ice damming. This
"ice dam" causes the backup of water underneath roof shingles, with
the water dripping down interior walls. If you're going to
be away from your regular or vacation home, set thermostats to at
least 60 degrees.

This includes not only its walls and rooms, but the contents within, like appliances and furniture.

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Tips to Reduce In-Home Mold Problems Resulting from Winter Snowfall and Spring/Summer Showers

According to U.seepage., formed in 1842, is a mutual insurance company owned by its policyholders .atlanticmutual.

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While U.S.S. Ice damming occurs when
thawing-freezing cycles cause melted snow to freeze in gutters.

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With
more than 200,000 dry basements to its credit, the company services
residential and business owners in Northern Illinois, Northwest Indiana, and
Southern Wisconsin .

2) Make sure entrances are clear in case of fire.

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U.

Contact: Rebecca Kopf
815." Long-term solutions involve adequately insulating and
ventilating attic space and installing a waterproof shield under
shingles where water backs up. Sport -utility vehicles and other vehicles with 4- or all-wheel
drive do not brake or corner better than regular cars in snow or ice.

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When the wind
chill factor drops below 15 degrees Fahrenheit , keep doors open in
cabinets with plumbing or run water at a trickle.

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Neglecting to clean the gutters and downspouts can contribute to
improper drainage of water from the roof, creating a water problem which may
normally not occur.S. Turn off water supply to the washer, dishwasher and
outside spigots.

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With the presence of moisture,
mold can begin to grow in as little as 24 - 48 hours. It is typically driven
by environmental factors; owners may notice seepage after a snowmelt or
rainfall. Waterproofing provides free consultation regarding seepage problems.9976
rkopf@pretc. The company is offering a free
winter risk-management checklist at its web site at
http://www. The Atlantic Mutual Insurance
Co.

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Contrary to popular belief , flooding does not need to happen for mold to
begin to grow.

Identifying Mold
Seepage is the passage of ground water into a basement or crawl space. Fixing a seepage problem in the basement can eliminate water from
the equation; choosing a method which stops (seals off) the water from the
exterior is the best solution when mold is a concern.

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U. Remove snow and ice
blocking exterior entrances for easy exit for your family and easy
entry for rescue workers.

4) Respect snow-covered and icy roads -- yes, even if you have 4-wheel
drive.

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Mold can grow on all
building materials, including drywall, paneling, wood, and carpeting and will
consume any material as it grows.AtlanticMutual.

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Additionally,
mold exposure can negatively affect the health of individuals, especially
those who already suffer from allergies and/or asthma.
In some cases , the problem is "above grade" such as with the windows, siding,
brick, roof or guttering system.

Homes heated by a hot water system should be checked
regularly or have a temperature sensor connected to the alarm system.

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In fact, mold can start with a modest amount of dampness or
seepage or highly elevated humidity levels. Waterproofing, a full-service basement waterproofing company offering
permanent solutions for almost all causes of basement seepage.S.

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If the mold problem is
neglected , it will greatly reduce the resale value of the property, according
to U.
Water enters through openings in the walls or floor.S. Waterproofing is a full-service basement waterproofing company
offering permanent solutions for almost all causes of basement seepage. One in-season fix: clear snow
from the first several feet of the roof using a specially designed
"roof rake.

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U.S.

This category does not include sites which sell goods and services online (Shopping: Home and Garden), sites for businesses that design or manufacture products (Business: Construction and Maintenance ), or sites offering advice for purchasing decisions (Home: Consumer Information).

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, While rainfall has been bleak so
far this year, the amount of snowfall throughout the spring months combined
with one day's deluge of rainfall in the spring or summer months could result
in basement seepage causing home- and health-damaging mold. Waterproofing can provide a written estimate for correcting a "below
grade" foundation-related seepage problem.
U. Keep your tire pressure at the proper level
and your windshield washer tank filled with freeze-resistant fluid."

About Atlantic Mutual
Atlantic Mutual offers property-casualty insurance products for
individuals with substantial assets to protect.

hiring yourselfer

-- Check crawl spaces for dampness or standing water;
-- Look for condensation forming around windows and on the foundation on
walls;
-- Check for a musty or moldy smell;
-- Ensure the sub-pump is working properly;
-- Check for discolored wood baseboard trim along at the bottom of the
finished walls in the basement or effloresce (white powdery deposits)
on the foundation walls;
-- Look for cracks in the foundation walls (stains adjacent to cracks are
signs of previous seepage); and
-- Check for black stains on objects which confirms household mold. Allow for extra time to
get to your destination .

This category contains sites which assist with repairing, remodelling, and redecorating of the home .

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Waterproofing, remediation is only part of the cure to
the mold problem, as remediation alone will not keep it from coming back. Clear snow from fire hydrants.

3) Avoid frozen pipes.
Drive slowly and leave extra braking distance.

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net

Insulate water pipes that run inside exterior
walls or are exposed in unheated areas such as a garage.

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S.

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