Some may have reactions very soon after the event .
Started in 1999 the Financial Services Action Plan includes a radical
regulatory change affecting life and pensions distribution in Europe.com
Fax: +353 1 4100 980

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Business Editors

LONDON----Teleos, in association
with The KNOW Network, has announced the 21 Finalists in this year's
European Most Admired Knowledge Enterprises (MAKE) study. The grant will be used to
provide individual counseling and other intervention services to youth and
adults at Red Lake and will be administered jointly by SAMHSA's Center for
Mental Health Services and Center for Substance Abuse Treatment. DUBLIN, Ireland, Research and Markets
(http://www.

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SAMHSA to Provide $73 000 for Mental Health Services to Red Lake Band of Chippewa Indians

Parents can help their children understand the tragedy and the feelings
they might experience because of it; teachers can help their students do the
same. Others may seem
fine for weeks or months, and then begin to show worrisome behavior.
This report looks at 14 major markets: Austria, Belgium, Denmark, Finland,
France , Germany, Ireland, Italy, Netherlands, Norway, Spain, Sweden,
Switzerland and the UK. While
the changes will be positive in the medium-term, the weight of new regulation
will place a heavy burden on distributors in the short-term, leading some
intermediaries to exit the market.

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Teleos will announce the 2005 European MAKE Winners on May 24,
2005.

ABOUT TELEOS

Teleos, an independent knowledge management and intellectual
capital research firm, administers the Most Admired Knowledge
Enterprises (MAKE) program. The agency is responsible for improving the accountability,
capacity and effectiveness of the nation's substance abuse prevention,
addictions treatment, and mental health service delivery system.

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Emergency Grants are noncompetitive grants or cooperative agreements to
public entities to enable such entities to address emergency substance abuse
and mental health needs in local communities.

SAMHSA, is a public health agency within the U. Department of Health and
Human Services.
(Logo: http://www. While in the UK and Ireland independent
intermediaries dominate, in other geographies such as France, Spain and Italy
banks are the key channel for distributing these products. Premiums on new contracts are split by seven
standardised distribution channels and the report provides forecasts to 2009.

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The Finalists are headquartered in nine European countries:
Finland (1), France (4), Germany (3), Holland (2), Luxembourg (1),
Norway (1), Netherlands/UK (2), Spain (1), Switzerland (2) and the
United Kingdom (4). WASHINGTON, Substance Abuse and Mental Health
Services Administration (SAMHSA) Administrator Charles G.S.newscom.com/cgi-bin/prnh/20040820 /RESEARCH )
The way that life and pensions products are distributed in Europe varies
greatly from one county to another.

Report Highlights:
Banks are currently the biggest distributors of life and pensions
products, with a 32% share of the market in Europe.

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TELEOS Names 2005 European MAKE Finalists

For
information about local mental health services or to obtain informational
materials to help understand and talk about emotional effects of trauma, call
SAMHSA's clearinghouse at 1-800-789-2647.com/reports/c16858) has announced the addition
of European Life And Pensions Distribution 2005 to their offering.
This report will enable you to Size the amount of life and pensions and
products currently being sold through different channels.

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This year's Finalists are (in alphabetical order):

ABN Amro (Netherlands) - Financial services

Arcelor (Luxembourg ) - Metal fabrication

BMW (Germany) - Motor vehicles

BP (United Kingdom) - Oil + gas

British Broadcasting Corporation (United Kingdom) - Media

British Telecommunications (United Kingdom) -
Telecommunications

IRIZAR (Spain) - Vehicle manufacturer

Nokia (Finland) - Network + communications equipment

Norsk Tipping (Norway) - State lottery

Renault (France) - Motor vehicles

Rolls-Royce (United Kingdom) - Aerospace + defense

Royal Dutch /Shell (Netherlands/UK) - Oil + gas

Royal Philips Electronics (Netherlands) - Consumer electronics

Sanofi-Aventis (France) - Pharmaceuticals

SAP (Germany) - Computer software

Schlumberger (France) - Oil + gas equipment and services

Schneider Electric (France) - Electronics and
electrical equipment

Siemens (Germany) - Electronics and electrical equipment

Swiss Re (Switzerland) - Reinsurance and financial services

UBS (Switzerland) - Financial services

Unilever (Netherlands/UK) - Household and personal products

A panel of European Fortune 500 senior executives and
internationally recognized knowledge management and intellectual
capital experts will select the 2005 European MAKE Winners.

"We are making these resources available to help meet the overwhelming
human need for counseling, support and recovery in the aftermath of the Red
Lake tragedy," SAMHSA Administrator Curie said. It will help you to
assess the major developments that are shaping the way life and pensions
products are being distributed and enable you to assess the importance
different channels will have for distribution strategies going forward .

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The
experts will rate organizations against the MAKE framework of eight
key knowledge performance dimensions that are the visible drivers of
competitive advantage. The request for an immediate assistance grant came in response to
a school shooting on March 21, which caused 10 fatalities and seven injuries ,
leading to widespread psychological consequences for those who live, go to
school and work on the Red Lake reservation. In countries such as
France and Germany the banks have successfully taken market share from
insurance company direct sales forces, utilising economies of scale and their
ability to offer a one stop shop.
Independent financial advisers currently hold 13% of the life and pensions
distribution market.

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Curie today
announced that SAMHSA will provide approximately $73,000 for an Emergency
Response Grant for Immediate Services to continue to provide mental health and
substance abuse services to the Red Lake Band of Chippewa Indians in
Minnesota.
This grant is part of the overall HHS response to the tragedy on the Red
Lake Reservation.researchandmarkets.

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com/reports /c16858

Laura Wood
Senior Manager
Research and Markets
press@researchandmarkets .

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The 2005 European MAKE study is an established benchmark to
recognize Europe's leading organizations for their ability to leverage
enterprise knowledge to deliver superior performance in the areas of
innovation, operational effectiveness and excellence in products and
services.

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The KNOW Network is a Web-based global
community of organizations dedicated to achieving superior performance
through benchmarking, networking and best practice knowledge sharing.

Research and Markets: Banks Currently Biggest Distributor of Life and Pensions Products with a 32% Share of the Market in Europe

A rapid 22% growth is forecast in this channel as
regulatory recognition and customer demand for choice boosts the market for
impartial financial advice.

For more information visit
http://www.

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---

- - kjjkjk

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