"
"Congress is on the verge of requiring that financial counseling
and education be a part of the bankruptcy process. Binzel may be arranged by calling
301-576-2537.

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----William
Binzel , Chief Counsel and Senior Vice President - Legislative Affairs
for the National Foundation for Credit Counseling ("NFCC"), will be
available to members of the media to discuss the impact of the credit
counseling provisions of S.

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nfcc.

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The bill includes two provisions mandating financial counseling
and education: (1) before filing for bankruptcy, consumers would be
required to have a briefing on the alternatives to bankruptcy; and (2)
before receiving a bankruptcy discharge, a debtor would be required to
complete "an instructional course concerning personal financial
management.

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Business Editors/Science Editors

HEIDELBERG/DORDRECHT, Germany + NEW YORK----The specialist publishing group Springer Science+Business Media
is launching an improved and expanded version of its SpringerLink
online library at www.
Following the merger of Springer and Kluwer Academic Publishers
(KAP) in 2004, 750 publications were added.

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springerlink. Springer Alert users receive
regular information about new publications in their field of interest,
and a secure Pay-Per-View shopping cart allows individual documents to
be purchased.
Springer Science+Business Media is one of the world's leading
suppliers of scientific and specialist literature.

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We
stand ready to, as we always have, to assist consumers under the new
law.
Subscribers to Springer's journals and customers with a license
can access full-text documents.

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All SpringerLink visitors have free access to the journals' table
of contents and individual abstracts.

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"
Interviews with Mr.
Set up in 1996, the online platform is now widely used in
universities, libraries, firms, and research institutions.

Cape Verde: GovernmentThe Government category includes regional government, law and military information.

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With more than 1,000 community-based offices
nationwide, NFCC members help over a million households annually. More than half the journals are
"Online First" publications, i.

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com The library is now more than
double the size - with a current total of over 1,200 journals.

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The online library also
contains over 2,700 volumes in 25 book series and a growing number of
handbooks, reference works, eBooks, and databases.

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Business Editors/Government Writers

SILVER SPRING, Md.

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National Foundation for Credit Counseling Available to Media to Discuss Impact of Bankruptcy Reform on Credit Counseling

org

Its core topics are science, medicine, business,
engineering, architecture , construction, and transport.

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"For
over 50 years, the NFCC and its member agencies have played the key
role in providing financial counseling and education to consumers.e. The group owns 70
publishing houses, together publishing 1,450 journals and over 5,000
new books a year.

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Content is organized into 11 "online libraries": Behavioral
Sciences, Biomedical + Life Sciences, Business + Economics , Chemistry
+ Material Science, Computer Science, Earth + Environmental Sciences,
Engineering, Humanities, Social Sciences + Law, Mathematics, Medicine,
and Physics + Astronomy.

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256, the federal Bankruptcy Reform
legislation, on consumers and the credit counseling industry. These provisions
will ensure that consumers understand the alternatives to bankruptcy,
and more importantly, receive financial training," said Binzel. For
free and affordable confidential advice through an NFCC member , call
1-800-388-2227, or visit: www. The Cross Reference
Linking service provides cross-references to the cited articles.

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There is also an
online journals archive dating back to the 1860s. The full -text
versions of "Springer Open Choice" articles are available free of
charge to all Internet users.

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NFCC, founded in 1951, is the nation's largest and longest serving
national nonprofit credit counseling organization.
Peter Hendriks, President of Sales and Marketing, sees Springer's
expanded service as much more than the combination of two
internationally recognized publishing catalogs: "Over the past years,
thorough indexing, sophisticated search functions, and rapid access
worldwide have made SpringerLink one of the most frequently used
electronic online libraries" , he said., they are available online and can
be cited long before the next print issue appears.

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NFCC 's mission is
to set the national standard for quality credit counseling, debt
reduction services and education for financial wellness, through its
member agencies.

SpringerLink: More Than Doubled in Size; Over 1 200 Scientific Journals Now Available in an Expanded and Improved Online Library

The group has
around 5,000 employees in 18 countries in Europe, the USA, and Asia.