"We are pleased to help Scotiabank leverage FinanceCenter's administration
tools to quickly and easily roll out our platform in 20 countries," said
Kevin Riegelsberger, president and CEO of CapitalStream.

"

www.newscom.cingular.
By offering innovative mobile services and community support, Digicel has
become a leading brand in the Caribbean and has placed the region at the
cutting edge of mobile communications.

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For more information please visit www.

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"Scotiabank is now able to respond to more customers, more quickly ," said
Jonathan Deletsu, director of business banking, Scotiabank.scotiabank.

Cingular Wireless Sells Bermuda and Caribbean Assets to Digicel

(NYSE: SBCBLS),
announced today that it is selling its operations and licenses in the
Caribbean and Bermuda to Digicel Limited.cingular.

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Due to the limited availability of
commercial credit scores in many Caribbean countries, Scotiabank is now
able to use FinanceCenter to implement custom score cards that improve risk
management, even when credit bureau information is limited or non-existent. Vincent, Trinidad and Tobago,
Turks and Caicos, British Virgin Islands, and the U. Scotiabank has been in Mexico
since 1967. Grupo Financiero Scotiabank Inverlat SA is the country's sixth
largest commercial bank, with about 6,700 employees, some 430 branches and
a network of about 1.com/reports/c16448 ) has announced the addition
of Telecom market Liberalisation Status and Key Players - Americas to their
offering. Details
of the company are available at http://www.

News sites provide material informing, explaining, or commenting on the events and issues of the day.

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CapitalStream transforms
the paper-based operations of mid-market, small business , equipment leasing
and commercial real estate groups by reducing costs, risk and processing
times to grow their portfolios without increasing headcount. Maarten, St. The parties have also entered into
a roaming agreement that provides favorable roaming rates in each other's
markets. (NYSE: SBCBLS ), has the
largest digital voice and data network in the nation -- the ALLOVER(SM)network
-- and the largest mobile-to-mobile community of any national wireless
carrier.com/newsroom .

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com. With approximately 48,000 employees,
Scotiabank Group and its affiliates serve about 10 million customers in
some 50 countries around the world. With US$246 billion in assets (as at April 30, 2005),
Scotiabank trades on the Toronto (BNS) and New York (BNS) Stock Exchanges.
Get Cingular Wireless press releases e-mailed to you automatically.

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researchandmarkets. Links to
each of the regulators is provided.com/reports/c16448

Laura Wood
Senior Manager
Research and Markets
press@researchandmarkets.S.com .
Visit http://www.

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Lucia, St. In those four countries , Scotiabank has nearly 60 branches and
about 100 automated banking machines (ABMs).025 ABMs.

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Under the terms of the agreement, Cingular will sell to Digicel former
AT+T Wireless properties , including licenses, network assets, and subscribers,
in the following markets: Barbados, Bermuda , Cayman Islands, Antigua and
Barbuda, Anguilla, Dominica, Grenada, St. Lucia, St.
Closing of the transaction is contingent upon approval from each nation's
regulatory authority. It is the largest GSM mobile operator
in the region and plans to extend its footprint into other Caribbean
countries.

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It is now the leading bank in the region, with operations in 25 countries,
including Anguilla, Antigua, Bahamas, Barbados, Belize, Cayman Islands,
Costa Rica, Dominica, Dominican Republic , El Salvador, Grenada, Guyana,
Haiti, Jamaica, Netherland Antilles and Aruba, Panama, Puerto Rico , St.com/cgi-bin/prnh/20040820/RESEARCH )
This innovative report will give telecom managers around the world an
immediate picture of the regions' telecom market liberalisation status. ATLANTA, Cingular Wireless, a joint venture
between SBC Communications Inc.
Digicel is incorporated in Bermuda and operates in 9 countries including
Aruba, Barbados, Curacao, The Cayman Islands, Grenada , Haiti, Jamaica, St.digicelgroup.

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CapitalStream, Inc. In four years, Digicel has
become renowned for competitive rates, unbeatable coverage, superior customer
care, a wide variety of products and services, and state-of-the-art handsets.

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PRESS RELEASE CapitalStream FinanceCenter Helps Scotiabank Accelerate Customer Service Process in 20 Caribbean Central and Latin American Countries

and Scotiabank are teaming
up to enhance the speed and efficiency of bank services in 20 Caribbean,
Central and Latin American countries.

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The Bank also has
minority interests in Venezuela and Peru, plus a representative office in
Brazil. Kitts and Nevis
Bermuda
Guadeloupe
St.researchandmarkets.

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capitalstream .
Kitts and Nevis, St. Outside of Mexico, Scotiabank's Latin America operations
are concentrated in Chile, with Scotiabank Sud Americano.

ABOUT CINGULAR WIRELESS
Cingular Wireless is the largest wireless carrier in the United States,
serving 50.

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"This puts
Scotiabank and its international customers in a unique and leading edge
position in a very competitive commercial banking market.S. Virgin Islands. Cingular is the only U.com for more information on Digicel.

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CapitalStream solutions streamline data gathering, deal
structuring, credit analysis, document generation, booking , account
monitoring and ongoing risk management to more effectively originate
transactions and manage commercial relationships. Kitts and Nevis, St. In addition, Cingular will sell its cellular
licenses in Curacao, Jamaica and the French West Indies.4 million customers.

ABOUT DIGICEL
Since its launch in 2001, Digicel has become the fastest growing mobile
telecommunications operator in the Caribbean.

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Vincent and the Grenadines
Brazil
Guyana
Suriname
Canada
Haiti
Trinidad
Tobago
Cayman Island
Honduras
Turk and Caicos
Chile
Jamaica
United States
Colombia
Martinique
Uruguay
Costa Rica
Mexico
Venezuela
Cuba Nicaragua

For more information visit
http://www.com
Fax: +353 1 4100 980

Lucia, St.

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Scotiabank is one of North America's premier financial institutions and
Canada's most international bank.
Paraguay
Bahamas
Ecuador
Peru
Barbados
El Salvador
Puerto Rico
Belize
Grenada
St. Sign
up at http://www.
The company is the lead sponsor of Caribbean sports teams including the
West Indies Cricket Team, Special Olympics teams across the Caribbean and is
title sponsor of the Digicel Caribbean Football Union Cup, which involves over
30 Caribbean countries and is an important qualifier towards the CONCACAF Gold
Cup.

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scotiabank.

In addition , web sites with information 'about' news and about news reporting are within the scope of the category .

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"We believe
this initiative will not only generate more business, but also enhance our
ability to reduce overhead and manage risk.
Vincent and the Grenadines.

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About Scotiabank

Scotiabank has been part of the Caribbean and Central America since 1889.com. The following telecom
sectors are covered:

- Fixed Local
- Fixed National
- Fixed International
- Mobile
- Data
- Internet
- VoIP

The second section of the report will provide you with an extensive list
of over 330 of the region's main fixed, mobile and Internet players with links
to their respective web site, this on a country per country basis.

Countries Mentioned:

Antigua and Barbuda
Dominica
Panama
Argentina
Dominican Rep.

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A leader in front office automation
solutions for commercial finance operations, CapitalStream today announced
Scotiabank is using its FinanceCenter 8 platform to accelerate day-to-day
banking operations, such as credit applications."

CapitalStream FinanceCenter 8 allows Scotiabank to rapidly evaluate,
originate and manage financial transactions, using Web-based process
automation and business analysis. Scotiabank offers a diverse range of
products and services including personal , commercial, corporate and
investment banking.
(Logo: http://www. wireless carrier to offer Rollover(SM), the
wireless plan that lets customers keep their unused monthly minutes.

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com

About CapitalStream

Established in 1995, CapitalStream provides software and consulting
services that enable commercial banks and finance companies to collaborate,
integrate and operate more effectively across their front office
operations. The
bank has some 8,760 employees in the region, serving more than two million
customers, with nearly 300 branches and about 650 automated banking
machines .

Scotiabank's Latin America operations include Mexico, Chile, Venezuela,
Peru and Brazil.

The
first part of this report will provide you with an outlook of the
liberalisation status of each of the region's 42 countries also identifying
crucial information such as VoIP liberalisation . Lucia
Bolivia
Guatemala
St. Cingular, a joint venture between SBC
Communications Inc.

Media sites have to do with issues and processes of reporting and interpreting the news.

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For more
information, visit us at www. DUBLIN, Ireland, Research and Markets
(http://www.

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Research and Markets: A Unique Report Aimed at the Telecom Industry and Its Stakeholders

Financial terms were not disclosed. Vincent and the Grenadines.