09 per
Minute

BEDMINSTER, N., Verizon Wireless, owner and
operator of the nation 's most reliable wireless network, is making it easier
for customers to keep in touch with family and friends around the globe.scotiabank.
For more information please visit www.

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Kitts - Nevis
Norway St. With US$246 billion in assets (as at April 30, 2005),
Scotiabank trades on the Toronto (BNS) and New York (BNS) Stock Exchanges.

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International Long Distance Value Plan Offers Rates Starting at $.025 ABMs.

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"Customers are increasingly more global in their business dealings as well
as in their personal lives," said Bill Stone, vice president of marketing for
Verizon Wireless.
CapitalStream, Inc.capitalstream.

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A leader in front office automation
solutions for commercial finance operations, CapitalStream today announced
Scotiabank is using its FinanceCenter 8 platform to accelerate day-to-day
banking operations, such as credit applications. For more
information, visit us at www. Lucia, St.

Scotiabank's Latin America operations include Mexico, Chile, Venezuela,
Peru and Brazil.com.

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Eligible Verizon Wireless customers with America's Choice(SM) or North
America's Choice calling plans can add the International Long Distance Value
Plan for $3.99 per month and receive lower-than-ever international calling
rates that start at $.

$.

PRESS RELEASE CapitalStream FinanceCenter Helps Scotiabank Accelerate Customer Service Process in 20 Caribbean Central and Latin American Countries

com

About CapitalStream

Established in 1995, CapitalStream provides software and consulting
services that enable commercial banks and finance companies to collaborate,
integrate and operate more effectively across their front office
operations. CapitalStream solutions streamline data gathering , deal
structuring, credit analysis, document generation, booking, account
monitoring and ongoing risk management to more effectively originate
transactions and manage commercial relationships.

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09 per minute plus airtime on calls from anywhere on the
America's Choice network.

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99 monthly access . Lucia
Philippines St.com/multimedia. Vincent, Trinidad and Tobago,
Turks and Caicos, British Virgin Islands, and the U. Grupo Financiero Scotiabank Inverlat SA is the country's sixth
largest commercial bank, with about 6,700 employees, some 430 branches and
a network of about 1.scotiabank.

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* International Long Distance Rates when on the International Long
Distance Value Plan for $3."

www. The
bank has some 8,760 employees in the region, serving more than two million
customers, with nearly 300 branches and about 650 automated banking
machines. In those four countries, Scotiabank has nearly 60 branches and
about 100 automated banking machines (ABMs ).

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Vincent / Grenadine
Poland Turkey
Portugal Trinidad and Tobago
Singapore Turks and Caicos
South Korea Zimbabwe
Spain
Sweden
Taiwan
United Kingdom

About Verizon Wireless
Verizon Wireless owns and operates the nation 's most reliable wireless
network, serving 43. Virgin Islands.

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verizonwireless.20/Minute Bolivia Barbados
Australia Chile Ecuador
Belgium Costa Rica Egypt
Cayman Islands El Salvador Ghana
China Guatemala Grenada
Colombia India Haiti
France Panama Iran
Germany Peru Jordan
Greece Russia Lebanon
Hong Kong Thailand Montserrat
Ireland Venezuela Netherlands - Antilles
Israel Nicaragua
Italy Romania
Japan Saudi Arabia
Netherlands South Africa
New Zealand St.verizonwireless.

"Scotiabank is now able to respond to more customers, more quickly ," said
Jonathan Deletsu, director of business banking, Scotiabank.

Scotiabank is one of North America's premier financial institutions and
Canada's most international bank.

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Headquartered in
Bedminster , NJ, Verizon Wireless is a joint venture of Verizon Communications
(NYSE: VZand LSE: VOD).

Due to the limited availability of
commercial credit scores in many Caribbean countries, Scotiabank is now
able to use FinanceCenter to implement custom score cards that improve risk
management , even when credit bureau information is limited or non-existent. Maarten, St.

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com.30/Minute $.verizonwireless. "This puts
Scotiabank and its international customers in a unique and leading edge
position in a very competitive commercial banking market.com.
It is now the leading bank in the region, with operations in 25 countries,
including Anguilla, Antigua, Bahamas, Barbados, Belize , Cayman Islands,
Costa Rica, Dominica, Dominican Republic, El Salvador, Grenada, Guyana,
Haiti , Jamaica, Netherland Antilles and Aruba, Panama, Puerto Rico, St. Scotiabank offers a diverse range of
products and services including personal, commercial, corporate and
investment banking.

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35/Minute
Mexico Argentina Antigua
$.8 million voice and data customers. "We believe
this initiative will not only generate more business, but also enhance our
ability to reduce overhead and manage risk.

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Starting today, customers can take advantage of Verizon Wireless' new
International Long Distance Value Plan for an affordable way to connect with
people around the world, including Asia, Central America, Europe, South
America, the Caribbean and other North American countries. Customers can find information and purchase Verizon Wireless
products and services online at http://www."

CapitalStream FinanceCenter 8 allows Scotiabank to rapidly evaluate,
originate and manage financial transactions, using Web-based process
automation and business analysis.

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09/Minute $.com.

"We are pleased to help Scotiabank leverage FinanceCenter 's administration
tools to quickly and easily roll out our platform in 20 countries," said
Kevin Riegelsberger, president and CEO of CapitalStream.

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Verizon Wireless Makes It More Affordable to Stay Connected Around the World for Business or for Fun

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J. To preview and request broadcast-quality
video footage and high-resolution stills of Verizon Wireless operations, log
on to the Verizon Wireless Multimedia Library at
http://www.S. The Bank also has
minority interests in Venezuela and Peru , plus a representative office in
Brazil. Scotiabank has been in Mexico
since 1967.

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10/Minute Belize Aruba
Canada Brazil Bangladesh
$. CapitalStream transforms
the paper-based operations of mid-market , small business, equipment leasing
and commercial real estate groups by reducing costs, risk and processing
times to grow their portfolios without increasing headcount.
Kitts and Nevis, St. Outside of Mexico, Scotiabank's Latin America operations
are concentrated in Chile, with Scotiabank Sud Americano .

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Verizon Wireless' products and services are also
available at more than 1,900 Verizon Wireless stores nationwide, including
Verizon Wireless Communications Stores and stores within Circuit City , as well
as at authorized retailers including Best Buy and participating RadioShack
locations . Find more information on the Web
at http://www. and Scotiabank are teaming
up to enhance the speed and efficiency of bank services in 20 Caribbean,
Central and Latin American countries.

About Scotiabank

Scotiabank has been part of the Caribbean and Central America since 1889 .

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* Calling internationally from a Verizon Wireless
phone has never been more affordable. "With the International Long Distance Value Plan,
customers are receiving substantial discounts off of standard long distance
rates on their international calls making it even more convenient and
affordable to use their Verizon Wireless phone for all their long distance
calling."
Customers interested in signing up for the International Long Distance
Value Plan can call 1-800-2 JOIN IN to speak with a Verizon Wireless customer
service representative. With approximately 48,000 employees,
Scotiabank Group and its affiliates serve about 10 million customers in
some 50 countries around the world.