Hansabank Successfully Completes Kvest Bank Acquisition

The first bank branch will be opened in Moscow in April-May of this
year.6 1.03
Other income 0.
The first map , to be available in April 2005, is of the city of
Moscow. We have ambitious mutual plans to achieve an all-Russia
coverage.

nupi culture

"The success of the project demonstrates our ability to address complex
challenges for our service provider customers, and deliver the most
innovative, multi-vendor solutions to help our customers better serve their
subscribers," said Dmitry Kamensky, managing director, Lucent Technologies
Russia and CIS.J.ru.4
Net loans (incl interbank loans) 0.40 0. From logistics to
marketing to traffic and fleet management, in almost every sector of
today's business and consumer world, Tele Atlas has built a reputation
as an acknowledged pioneer and leader in the digital map industry.com

About Roskartographia

The Federal Agency of Geodesy and Cartography (Roskartographia) in
Russia is an authority in cartography and geodesy of Russia and
provides governmental services and licences in these areas.

studies russia

megafon. Both
banks' representatives signed the final documentation on the tenth of March. The Group currently employs 45 people in Russia and is planning on
increasing the number to 190 by the end of the year.06 0.4
Fixed assets 0.3
Total liabilities and
shareholders' equity 2.02 0.37
Operating expenses 0.30 0.

culture russia

The
company was formed in May 2002 by renaming and changing the business
organisation form of ZAO North-West GSM and merging with ZAO Sonic-Duo
(Moscow), ZAO Mobicom-Kavkaz, ZAO Mobicom-Center, ZAO Mobicom -Novosibirsk, ZAO
Mobicom-Khabarovsk, ZAO Mobicom-Kirov, OAO MCC-Povolzhie, ZAO Volga GSM, and
ZAO Ural GSM. We are a
rapidly developing organisation and see many growth opportunities in the
Russian financial sector.
Kvest bank has been focussing on serving corporate customers in the Moscow
region. The Group will increase the bank's
equity to EUR 81 million after completing the acquisition .37
Net profit 0.2 0.7 2. +372 613 1569

nations studies

3 million on 28.16 0.0
Total liabilities 1.2 1.06 0.

Business Editors /High-Tech Writers/Travel Writers

HANNOVER, Germany----Tele Atlas, a
worldwide leading provider of digital map data and location content,
has established a close co-operation with the Roskartographia agency,
which is supervised by the Ministry of Transport in Russia.
"Russia has an outstanding culture of quality map production and
we are delighted and privileged to be co-operating with
Roskartographia ," says Jack Reinelt, Managing Director and Chief
Operation Officer for Europe of Tele Atlas.

geonative placenames

40 0.4 1.0 0.04
Net profit after tax 0. Since its creation in 1919, Roskartographia has
focused a great deal on creating and publishing Russian topographic,
thematic and special-purpose maps and atlases, which provided
high-quality cartographic and geodesy support for the Russian economy
and defense.

russian nupi

Lucent Worldwide
Services was selected as the network integrator for the project, providing the
deployment and migration services to help the operator introduce the new
capabilities on its multi-vendor network. I am very happy with the developments and the
excellent job that our Russian team has done. Hansabank is listed on the Tallinn stock exchange; the
largest shareholder Swedish Swedbank owns 60% of the bank.08 0.3
Total shareholders' equity 1.32
Net commission income 0.05 0.00
Income tax 0.teleatlas.na. Recently, Roskartographia has been paying a lot of
attention to the creation of topographic and geodesy systems for the
development of navigation infrastructure in order to ensure effective
and safe transport operations in Russia.

placenames peoples

Lucent's customer
base includes communications service providers, governments and enterprises
worldwide. The licensed territory of
MegaFon covers the whole of Russia, a population of 145 million.3 0.08
Provisions 0. "We consider this Russian
project to be both highly important and extremely successful in our
continuing expansion of coverage to the East of Europe.

culture chuvash

Lucent Technologies Deploys Convergent Billing Solution for Russian Mobile Operator MegaFon

The bank's total assets amounted to EUR 2. The members of the Board of Kvest bank from 10.30
Net operating profit 0.02 0.

studies nupi

" The solution that MegaFon plans to introduce throughout its
complete network to facilitate convergent, centralized, real-time billing
capabilities has in the first stage been successfully put into operations in
the following MegaFon branches: CJSC "MSS-Povolzhie," CJSC "Uralsky GSM" and
CJSC "Mobicom-Khabarovsk.
In 2002 the Group expanded its operations to Russia , concentrating on
serving the Group's Baltic, Scandinavian and Russian corporate customers.10

6.0

Income statement

EUR in millions 2002 2003 2004 unaudited

Net interest income 0. For
more information , please visit www.

unpo culture

hansagroup.3 million e-banking
customers.5
billion euros and controls 1/3 of the Baltic banking market. The
Group's Russian credit portfolio amounted to 0. The members of the Council of Kvest bank from 10.05 are: Indrek
Neivelt (chairman), Lennart Lundberg, Robert Charpentier , Aivo Adamson,
Kristina Siimar.1 0.0 0.7 0.7 0.0 1.2 1.00 -0.10 0.

culture profile

TALLINN, Finland, Hansabank successfully
completed the acquisition of the Moscow-based OAO Kvest bank in Russia. Hansabank has already leasing offices in all three
regions.6 0.10 0. St Petersburg will follow in autumn, 2005 and Tele
Atlas map coverage will be extended steadily to take in further
important centres of population and commerce across this vast country.teleatlas.

peoples geonative

Backed by Bell
Labs research and development, Lucent uses its strengths in mobility, optical,
software, data and voice networking technologies, as well as services, to
create new revenue-generating opportunities for its customers, while enabling
them to quickly deploy and better manage their networks.

About OAO MegaFon
OAO MegaFon is the first Pan-Russian GSM 900/1800 mobile carrier.02.05. The said transaction cannot be treated as a transaction with connected
persons within the meaning of the Tallinn stock exchange regulations .0 2.09 0.04


Mart Toevere
Head of Corporate Communications and IR
Tel. It covers the ten districts of Moscow, which includes ten
million people. As with all Tele Atlas digital
mapping, the Moscow map is compatible with a wide range of navigation
systems and this move opens the way for in-car navigation in the
rapidly expanding Russian market."
Viktor Alexandrov, Vice President of Roskartographia comments,
"Co-operation with Tele Atlas enables us to produce navigable maps
that meet international standards.

people nations

We have already completed most of the preparatory work for
opening our first bank branch and in a few months will be ready to offer our
customers in Russia the same high-quality service that they have become used
to in our other banks .

Additional information:
Indrek Neivelt
CEO, Hansabank Group
+372 613 1372

Druvis Murmanis
Managing Director, Russia
+7 095 781 22 25

Additional information about Kvest bank:

1.

5.1
Other assets 0.0 0.31 0.01 -0.

chuvash organisation

com.O
CT-Mobile, Sonera (Finland), and Telia (Sweden ).com) is the largest financial group in
the Baltic countries.22 0.7
Other liabilities 0. Having these maps available opens
the way for Russian and other navigation system vendors to launch
their products on the Russian market within 2005.

chuvash russia

The main shareholders of MegaFon are OAO Telecominvest, O. Petersburg and Kaliningrad will be opened later during
the year .
Hansabank (http://www.2 billion euros at the end of
2004.
2.
4.08 0.

people bayan

Under the agreement, Lucent is supplying MegaFon with a hardware and
software solution -- based on the CAMEL (Customized Applications for Mobile
network Enhanced Logic) protocol -- that sits between MegaFon's existing
billing platform and its mobile network infrastructure to provide the
real-time charging capability. For more
information on the company visit: http://www. Branches in St. Hansabank has 6,000
employees and close to 4 million customers, including 1.04
Net trading income 0.39 0.
Tele Atlas began its co-operation with Roskartographia in 2004.
Together they combined the excellent map information of
Roskartographia with the technology and know-how of Tele Atlas to
produce a digital map of Moscow."

About Tele Atlas

Founded in 1984, Tele Atlas is a worldwide leading provider of
digital maps and dynamic location content for a variety of navigation,
location-based services and geospatial products and database
solutions .

ancestors studies

Hansabank pays 3. The Group
will concentrate on serving Baltic, Scandinavian and existing Russian
corporate customers.9 million and shareholders'
equity to EUR 1. Kvest bank is not party to any court or arbitration proceedings which
may have a significant effect on Kvest bank's business activities .01 0.

profile bayan

"This CAMEL-based solution not only offers an efficient way
for MegaFon to support its existing billing platform, but also provides
MegaFon with the necessary tools to manage billing for its customers when they
are roaming outside of their home network.
In Russia and CIS, Lucent Technologies offers its solutions to carriers,
ISPs, and business customers. The company
serves more than 23 million subscribers as of February 2006. Established in 1991, the Group today has total assets close to 8. Financial results

(EUR in millions) 2002 2003 2004
Total income 0.6 0.0
Total assets 2.01
Total revenue 0. Tele Atlas' database is a highly accurate reproduction of
today's street network, enabling turn-by-turn route guidance on a high
percentage of European, U.

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, USA, visit http: //www. Entering the Russian
banking market is an important strategic step for Hansabank Group."
Druvis Murmanis, Managing Director, Russia: "Acquisition of Kvest bank
allows us to offer our customers a complete range of corporate banking
services in Russia.03.23 0.06 0. Russia is
immense and navigation information is vitally important for drivers
there.

chuvash peoples

4 million US dollars (2.5 million euros) for 100% of Kvest
bank's shares.
Indrek Neivelt, CEO, Hansabank Group: "We started this process half a year
ago and everything has gone according to our plans.03.39 0.7 2.0 0.03 0.

studies russian

Lucent's
solution ensures internetworking between MegaFon 's network infrastructure and
its billing system provided by the Russian supplier of billing solutions , CJSC
"PETER-SERVICE."

About Lucent Technologies
Lucent Technologies designs and delivers the systems, services and
software that drive next-generation communications networks. For more information on Lucent Technologies, which has headquarters
in Murray Hill, N."
The Group 's strategy in Russia is to offer corporate banking and trade
finance services in Moscow, St.0
Retained earnings and reserves 0.1 0.31 0. When that happens we
can put our map information conveniently at drivers' fingertips to
make route finding simpler and safer.com (in Europe ) or
www.

studies europe

lucent. According to Hansabank's strategy, the Group's Russian business unit
should grow to 10% of the Group's total risk weighted assets in the medium-
term.0 0.0

LIABILITIES AND SHAREHOLDERS' EQUITY 0.0 0.6 0.

Tele Atlas Pioneers Navigation Maps for Russia; Co-operation with Roskartographia Enables Tele Atlas to Take a Major Step into One of Europe's Most Important C

and Canadian roads. Tele Atlas'
compatibility with major navigation systems and its open system design
have placed the company's technology at the heart of both consumer and
business-to-business applications worldwide.

chuvash organisation

For more information on Lucent Technologies in
Russia and CIS, visit its Russian Web site at http://www.ru. Petersburg and Kaliningrad regions.
3.

0 0.0 2.7

Common stock 1.
Roskartographia is supervised by the Ministry of Transport of the
Russian Federation.

unpo studies

CeBIT , 2006, 9 - 15 March
Hall 12, B30

MOSCOW, Lucent Technologies (NYSE: LU)
today announced that it has completed the first stage of deploying a real-time
charging solution for Russian mobile service provider MegaFon." This solution will help MegaFon better manage both
post-paid and pre-paid customer accounts, and more easily track and charge for
all services in real-time, helping the operator streamline its operations,
reduce its operating costs and deliver more flexible payment options to its
subscribers. The solution was designed by Lucent to meet
MegaFon 's specific requirements to create an interface between its existing
billing system and its multi -vendor network infrastructure.lucent.05 are: Druvis
Murmanis (chairman), Lauri Reinberg, Eduard Shaihutdinov , Anna Bogunova.04
Dividends per share (EUR) 0 0 0
EPS (EUR) 0. Financial statements

Balance sheet

EUR in millions 2002 2003 2004 unaudited
ASSETS
Cash and due from Central Bank 0.2 0.1
Correspondent accounts in other banks 1.3 0.0
Deposits 1.0 1.02 0. The result
is that Tele Atlas is uniquely able to provide navigation maps for
driving in Russia in a joint project under the supervision of the
Ministry, an essential factor in map making of Russia.S.

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