The Company's integrated consulting and software solutions are
designed to increase clients' revenues and reduce their expenses, while
improving security and increasing the value of their customer relationships.

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natr.

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For more information, visit http://www.

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carreker.com .

niue antilles




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stephens.

About Carreker Corporation
Carreker Corporation improves earnings for financial institutions around
the world.

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com .

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norway islands

The Company also has exclusive
distribution agreements with selected companies in Argentina,
Australia, Chile, New Zealand, Norway, and the Russian Federation.

norfolk mariana



Nature's Sunshine Products manufactures and markets through direct
sales encapsulated and tableted herbal products, high quality natural
vitamins , and other complementary products.

netherlands niger

com


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central niger

In addition to the United
States, the Company has operations in Japan, Mexico, Central America,
South Korea, Canada, Dominican Republic, Venezuela , Ecuador, Peru, the
United Kingdom and Ireland, Colombia, Brazil, Thailand, Israel,
Singapore , Australia and Taiwan. DALLAS, Carreker Corporation
(Nasdaq: CANI), a leading provider of technology and consulting solutions for
the financial industry, announced today that it will present at the Stephens
Information Technology and Services Conference on June 9, 2005 at the Palace
Hotel in New York City.

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Nature's Sunshine Declares Quarterly Cash Dividend

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Carreker Corporation to Present at Stephens Information Technology and Services Conference

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Carreker provides products and services to more than 250 clients in the United
States, Canada, the United Kingdom, Ireland, continental Europe , Australia,
New Zealand, South Africa, South America, Mexico, and the Caribbean. Headquartered in
Dallas, Texas since 1978, Carreker Corporation has offices in London and
Sydney.

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The Company has declared consecutive quarterly cash dividends
since 1988 pursuant to its cash dividend policy .
For more information, contact us at our website at www.

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netherlands navassa

To find out more information on this
conference please visit the "Conference Information" section under the
"Research" area of the Stephens Web site at http://www.com .

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Business Editors

PROVO, Utah----Nature's Sunshine
Products, Inc .

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Clients
include the full range of community, regional and large banks, among them more
than 75 of the largest 100 banks in the United States.

korea oceania

carreker.

niue namibia

ireland northern

niue nepal

(Nasdaq:NATR), a leading manufacturer and marketer of
encapsulated herbs and vitamins, today declared a 5 cents per common
share quarterly cash dividend payable May 17, 2005 to shareholders of
record on May 6, 2005.
The Web cast of this presentation can be accessed through the "Investor
Events" page located in the Investor Relations section of Carreker's corporate
Web site at http://www.

island korea

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