Commerce Bank has gained worldwide recognition for reinventing retail
banking by providing customers with customer-focused services and is one of
just a few banks in the U. Commerce Online Banking enables customers to:

Bank online:
-- View up-to-date account information
-- Transfer funds - arrange for immediate or future transfers, one-time
or recurring
-- Review account history
-- Find account details fast via Power Search - by amount , check number
or transaction type
-- View and print the front and back of cleared checks
-- Reorder checks quickly, and choose from new styles and designs

Pay bills online:
-- Send payments to any business or individual
-- Add, edit or remove payees easily
-- Schedule all payments conveniently on one screen
-- Confirm payments online
-- Review payment history and sort by payee, date or amount

In addition to its speed and service features, Commerce Online Banking
utilizes a high-security, 128-bit encrypted browser , which complements
Commerce's extensive firewall protection. Corillian maintains Commerce Bank's
English online banking service as well.J.

For sites about government at the country level, and links to government sites at other levels.

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embassies elections

An appendix to the book lists the countries
and jurisdictions that are parties to The Convention. that provide online banking applications fully in
Spanish. Commerce Online Banking also has a
"time out" security feature that automatically concludes a customer's session
after 10 minutes of inactivity.

legislative level

For this reason, The International
Legalization Handbook clearly sets out, in an alphabetical country-by country
guide, the procedures to be followed when dealing with both signatories and
non-signatories to The Convention. Headquartered in Cherry Hill, N.

legislative spanish

com /reports/c18599

Laura Wood
Senior Manager
Research and Markets
press@researchandmarkets .

few branch

newscom. And to
ensure Spanish-speaking customers have a WOW! experience online, the site also
enables them to:
-- send and receive email messages and inquiries in Spanish to Commerce
customer service professionals
-- access a live Spanish-speaking customer service professional via
Commerce's call center, open 24 hours a day, 365 days a year
-- read banking product and service information in Spanish

To access the Spanish site, consumers should go to
http://www.

see governments

The International Legalization Handbook provides a new understanding of
the problems of international legalization, along with the original text of
the 1961 Hague Convention Abolishing the Requirement of Legalization for
Foreign Public Documents.

Very few English-language sites are available.

flags gobierno

researchandmarkets.
(Logo: http://www. Census
reported in 2002 that there were 37.

flags politics

J. A report by the Pew Internet + American Life Project says
that customers are more likely to stay with a bank that offers some kind of
Internet service.com.
The Company cautions that the foregoing list of important factors is not
exclusive. The Company does not undertake to update any forward-looking
statement, whether written or oral, that may be made from time to time by or
on behalf of the Company.

spanish levels

com/cgi-bin/prnh/20050104/PHTU036LOGO )
Commerce recognizes that providing Spanish-speaking customers the
opportunity to do full-service banking completely in Spanish was another way
to deliver Commerce's unparalleled level of customer service.

spanish gobierno

Research and Markets: Learn How to Have Official and Private Documents Authenticated Internationally With the International Legalization Handbook

DUBLIN, Ireland, Research and Markets
(http://www.com/cgi-bin/prnh /20040820/RESEARCH )
The International Legalization Handbook deals with the increasingly common
problem of how to have official and private documents authenticated for use in
other countries .newscom.

flags legislative

com
Fax: +353 1 4100 980

com enables customers to
pay bills, transfer money and manage their accounts, absolutely free.5 million in 2000, according to the American
Bankers Association. For more information about
Commerce, please visit the company's interactive financial resource center at
commerceonline.

electoral xico

Written in language readily understood by experts and laymen alike The
International Legalization Handbook provides the solutions to such problems as
those faced by UK businessmen wanting to know how to submit an agreement in a
legally acceptable form for use in China, or American lawyers wanting to have
documents legalised for use in the countries of the former Soviet Union. The U.S.

spanish parties

commerceonline. With 43% of its customer households doing their banking
online, Commerce Online Banking has one of the highest user penetration rates
in the industry . The
following factors, among others, could cause the Company's financial
performance to differ materially from that expressed in such forward-looking
statements: the strength of the United States economy in general and the
strength of the local economies in which the Company conducts operations; the
effects of, and changes in, trade, monetary and fiscal policies, including
interest rate policies of the Board of Governors of the Federal Reserve System
(the "FRB"); inflation; interest rates, market and monetary fluctuations; the
timely development of competitive new products and services by the Company
and the acceptance of such products and services by customers; the willingness
of customers to substitute competitors' products and services for the
Company's products and services and vice versa; the impact of changes in
financial services' laws and regulations (including laws concerning taxes,
banking, securities and insurance); technological changes; future
acquisitions; the expense savings and revenue enhancements from acquisitions
being less than expected; the growth and profitability of the Company's non-
interest or fee income being less than expected; unanticipated regulatory or
judicial proceedings; changes in consumer spending and saving habits; and the
success of the Company at managing the risks involved in the foregoing.

gobierno xico

(Logo: http://www. "As an industry leader in innovation
and service, we are pleased to provide our growing Spanish customer base with
this full-service version of Commerce Online Banking.
Commerce Bank worked with Corillian Corporation , a leading provider of
online banking solutions for financial institutions, to launch and power its
multi-lingual online banking service.

levels branch

This perennial need has been fuelled in recent years by an
increase in the number of independent states in eastern Europe, and by the
growth in international business.commerceonline.
These forward-looking statements include statements with respect to the
Company's beliefs, plans, objectives, goals, expectations, anticipations,
estimates and intentions , that are subject to significant risks and
uncertainties and are subject to change based on various factors (some of
which are beyond the Company's control).

electoral embassies

government executive

researchandmarkets.

Commerce Bank Launches Online Banking Site and Service Entirely in Spanish

"
The national number of households that bank online rose in 2004 to
36 million, compared to 15.

About Commerce Bank
Commerce Bank, "America's Most Convenient Bank(R)," is a leading retailer
of financial services with more than 320 convenient stores in New Jersey,
New York, Pennsylvania and Delaware.

executive very

com, scroll down to the bottom and click on
"En Espanol.

Also see this category in Spanish at World/Espaol/Pases/Mxico /Gobierno.

spanish consulates

In 2005, the bank plans to open 55-plus
new locations and create 1,800 new career opportunities throughout its
markets.

governmental judicial

com/reports/c18599 ) has announced the addition
of The International Legalization Handbook to their offering.

For more information visit
http://www. CHERRY HILL, N.

mexico consulates

The International Legalization Handbook is an indispensable guide for law
firms, banks, universities , embassies, consulates and international
businesses.4 million Latinos, or more than one in
eight people, in the United States, thereby demonstrating a need for Spanish
tailored products and services .
The Spanish language version of commerceonline.

governments www

Latinos
represent the largest minority group in the United States., Commerce Bancorp (NYSE: CBH) has
$32 billion in assets and, in first quarter 2005, achieved a deposit increase
of 29% and earnings per share growth of 22%. The words "may," "could," "should,"
"would," "believe," "anticipate," "estimate," "expect," "intend," "plan," and
similar expressions are intended to identify forward-looking statements.

politics executive

, To enhance the convenience and
user friendliness of its free, award-winning online banking site, Commerce
Bank , "America's Most Convenient Bank," has launched a Spanish language
version of Commerce Online Banking , http://www.S. Commerce's Spanish-language site offers the same user-friendliness
and enhanced functionality as the English version of Commerce Online Banking
while providing Spanish-speakers the security and confidence of banking online
in their native language.

Forward-Looking Statements
The Company may from time to time make written or oral "forward-looking
statements," including statements contained in the Company's filings with the
Securities and Exchange Commission, in its reports to stockholders and in
other communications by the Company, which are made in good faith by the
Company pursuant to the "safe harbor" provisions of the Private Securities
Litigation Reform Act of 1995.

governmental government

While the Convention simplified the procedures
applying to those countries which are signatories, a number of important
countries have not yet acceded to it.com."
"Commerce Bank was built on a mission to provide the best banking services
and an unparalleled level of service to all our customers," said Vernon Hill,
Commerce Bank's Founder and Chairman.