About Watson Wyatt Worldwide
Watson Wyatt Worldwide is one of the world's leading human capital
consulting firms, providing services in the areas of employee benefits, human
capital strategies and related technology solutions.

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-based Watson Wyatt + Company, a publicly traded company
(NYSE: WW), and U.

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newscom. He is also the author of numerous articles and books in
this area.
The first two articles present opposing personal views on President Bush's
proposal to introduce individual accounts to Social Security.

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-- "The Proposal to Index Initial Benefits to Prices Rather Than Wages"
explains how this proposed reform would affect benefits.
-- "Social Security Financing Problems, Yesterday and Tomorrow" describes
the system's pay-as-you-go funding - when it has worked, when it
hasn't, and why .C.

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researchandmarkets. He chairs the
Insolvency Lawyers Association Academic Advisory Group and is editor of
Insolvency Lawyer.

Watson Wyatt Releases Special Report on Social Security Reform; Watson Wyatt Expert Available to Discuss Social Security Report

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com/reports/c18517

Laura Wood
Senior Manager
Research and Markets
press@researchandmarkets.

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Corporate offices are in Washington, D.

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It
examines the impact of the Insolvency Act 2000 and the Enterprise Act 2002,
and discusses the treatment of bankruptcy within the global economy. It also
includes comprehensive research that will be central to the debate in the
coming months.

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com
Fax: +353 1 4100 980

-- "Pension Finance and Savings" tackles issues at the heart of the
Social Security debate: funding mechanisms, real versus bogus
savings, and spending .S.

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The study will
also be of value to practitioners and policy makers.

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Research and Markets: Personal Insolvency Law Regulation and Policy

(Logo: http://www.com/cgi-bin/prnh/20040820/RESEARCH )
As the radical reforms contained in the Enterprise Act 2000 have come
fully on-stream, Personal Insolvency Law has become a major focus of
attention.

About the Author:

David Milman is CMS Cameron McKenna Professor of Corporate and Insolvency
Law at the School of Law, The University of Lancaster, UK.researchandmarkets.

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At the same time, all evidence points to increasing levels of
personal debt with the consequential rise in bankruptcies.
-- "Transition Costs Associated with Social Security Reform" examines why
transition costs will be considered regardless of what reform is
agreed upon.

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The following topics are covered in this book:

Table of cases
Table of legislation
Abbreviations used for law reports and periodicals
Surveying the topography of personal insolvency and the law
Legality and personal insolvency procedures
The bankrupt's estate
The institution of stewardship in personal insolvency law
Fundamental rights in bankruptcy law
Balancing non-debtor interests
Rehabilitation
Final reflections: The challenge of personal insolvency law

For more information visit
http://www. Eric
Lofgren, who retired last year as head of Watson Wyatt's worldwide retirement
practice, lays out his reasons against them.

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com/reports /c18517 ) has announced the addition
of Personal Insolvency Law, Regulation and Policy to their offering . Personal Insolvency
Law, Regulation and Policy therefore provides a timely evaluation of the
current state of English law in this important area.
The volume presents a critical analysis of the regimes of bankruptcy and
individual voluntary arrangement in the context of current policy goals. Sylvester
Schieber, director of research and information at Watson Wyatt and a member of
the Social Security Advisory Board, argues in favor of private accounts.
-- "Insurance Protections of the U.S.

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The remaining six articles provide an in-depth look at Social Security in
terms of its history , funding, functions and outlook:

-- "Social Security Crisis: Real or Ruse" describes what 's ahead for the
system and who would be most affected by delaying reforms. Social Security Program" discusses
the valuable insurance features of our current system.

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The firm is a global
alliance between U.

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DUBLIN, Ireland, Research and Markets
(http://www.

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The book will be a valuable guide for students and academics engaged in
the study of this increasingly important branch of private law. Together the companies operate as Watson Wyatt
Worldwide, with more than 5 ,900 associates in 88 offices in 30 countries., and Reigate, England.

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-based Watson Wyatt LLP, a privately held, limited-
liability partnership.

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WASHINGTON, As the debate around Social
Security reform intensifies, Watson Wyatt today released a special report
containing viewpoints, analyses and information on the critical issues
surrounding the discussion. The report, published as a special edition of
Watson Wyatt's Insider newsletter, includes several articles that address how
Social Security reform will affect employers, workers and retirees.