com/goto/firstfilers for more tax filing
tips.

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One-click
access to trusted H+R Block tax professionals is available for those
who find themselves stumped or frustrated while completing their first
return.
Interest in the offer should be significant -- about 5.
In addition to simplified tax preparation, faster refunds and
learning tools, teens who complete their first-time taxes at the "Get
Yours" site will also receive a 30-day subscription (or 100 MP3 music
downloads) via e-mail to eMusic music discovery service.

About H+R Block

As the world's largest tax services company, in 2004 H+R Block
served more than 21 million clients in the U. Hang on to pay stubs, W-2 forms, records of
tips earned, receipts for a big purchase or sale (like your
first car), 1099 forms, and bank and brokerage statements .

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The free online tax program includes three-year storage of
the tax return, free, easy-to-access technical support and built-in
advice designed to guide users to credits and deductions.

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We'd like them
to understand how easy it is to get that refund.

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Energy Experts Offer Free Presentations on Conservation and More

H+R Block Mortgage Corp. H+R Block is a member of the eMusic affiliate program.

-- Let the IRS know where you are.

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Copyright (C) 2005 H+R Block, All Rights Reserved

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(a) Offer subject to eMusic terms and conditions. Your employer will
provide you with a W-4 form.

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The DTE Energy Speakers Bureau offers presentations on a variety of
topics , including:
-- Saving money on gas and electric bills
-- Tips for preparing for storms
-- Electric and gas safety at home
-- DTE Energy products and services

For more than 20 years, the DTE Energy Speakers Bureau has provided
speakers to organizations such as senior citizen and church groups, community
service clubs and others.

Creating the Path to E-filing

H+R Block pioneered e-filing with the IRS starting in 1986, and
since has e-filed nearly 140 million returns. The IRS estimates that
digital returns are 99.
Need help? Access H+R Block's "Withholding Calculator" at
http://www.

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"Refunds are due to most teens who work part time.

About eMusic

eMusic is the Internet's most popular MP3 service.

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com /goto/firstfilers
In addition to simplified online tax filing, H+R Block's new "Get
Yours" program offers education to help teenagers understand taxes and
get the best possible refund. Offer expires
4/15/2005.

-- Accurately report withholding allowances.

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Easy Tax Refunds for Teens: H +R Block's ''Get Yours'' Online Tax Education Center and Free Tax Filing for First-Time Teen Filer

Business Editors

KANSAS CITY, Mo. Valid with the
use of the First Filer online tax program. offers investment services and
securities products. You may have to increase the amount of money
withheld from your primary paycheck to ensure you do not owe a
large amount of money at tax time.html

-- Wondering if you can deduct your contributions to the local
food bank? Donating time or money to your favorite charity can
be rewarding -- we applaud and encourage your efforts to help
those in need.

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Tax Tips for Teens
Top Five Things to Know to "Get Yours"

Starting a first job is just one milestone.

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3 million
individuals under the age of 18 filed tax returns in 2002, according
to the Internal Revenue Service (IRS). and 12 countries. is a member NYSE, SIPC, a registered
broker-dealer and investment advisor. offers a full range of retail mortgage
services.com/taxes/planning/life_events/first_job.hrblock.

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About 56 percent of those
returns were self-prepared, simple returns.

-- Have a second job? Your paycheck tax withholding may need
updating. This is one forwarding address
that will pay off later -- with your tax refund.

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To schedule a program, call the DTE Energy Speakers Bureau at
(313) 235-6740 .----

Program Puts Teens on the Fast Track to Their First Tax Refund

The Internet's all -consuming for teens -- it's their connection to
friends, games, music and now tax refunds. With approximately 1,000 financial advisors
serving clients at approximately 360 branch offices, H+R Block
Financial Advisors Inc. and its subsidiaries serve mid-sized businesses and
their owners with tax, accounting and business consulting services, as
well as personal wealth management services.hrblock. Charitable contributions, as well as medical
expenses, mortgage interest, state/local income taxes, etc.

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provides mortgage services and
offers wholesale mortgages through large financial institutions and a
network of 24,000 independent mortgage brokers. If you have enough of them to
beat your standard deduction, it usually is a good idea to
itemize.

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Using the expertise of company employees and retirees, the DTE Energy
Speakers Bureau provides 30-minute presentations to community groups with an
audience of 15 or more adults. Programs must be booked four to six weeks in
advance. H+R
Block Financial Advisors Inc. Through license
agreements with more than 900 premiere independent record labels,
eMusic offers an expanding collection of over 280,000 MP3s for
download.

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A question-and-answer session is included in
all presentations. Information you provide to
eMusic is subject to the eMusic privacy policy. RSM McGladrey Business
Services Inc.

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We'd also like to
help them understand and begin to take control of their tax and
financial situations, " says Kristin Gambill, H+R Block's director of
online products. But don't expect to itemize on your first tax return.

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If you are
going to college, or moving into an apartment, be sure to give
the IRS your new address. The number of withholding allowances you
enter will determine your tax refund and how much you owe.

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hrblock.
The simple, click-through interview guides teens through the tax
preparation and e-filing process, dramatically cutting tax preparation
time and the time it takes to get a refund, while delivering
plainspoken guidance from H+R Block, the nation's leading tax company
for 50 years. H+R Block Inc. You can enter your new address
in the proper spaces when completing your online return.

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Today, H+R Block (NYSE:HRB)
launches an online Tax Education Center and free online tax
preparation for teens under the age of 18 filing their first tax
returns at http://www.
The "Get Yours" site includes advice for parents and teens ,
including tax basics, quizzes and information about preparing for
college. H+R
Block will receive a payment from eMusic for each redeemed trial
subscription. Tax
credits and deductions could be worth big bucks, and you'll
need these documents to claim them. This is particularly important if
you are expecting a tax refund. The information you include on
the form will tell your employer how much money to withhold
from your paycheck.
For many taxpayers, purchasing a home is the life event that
makes itemizing worthwhile.

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May not be combined with any other offer.S. Paying taxes is
another.

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DETROIT, How can you save money on heating bills
this winter? What do you need to prepare for winter and spring storms? Are
there electrical and gas hazards lurking in your home? DTE Energy has experts
who know the answers to these questions and more, and they're available to
speak free of charge to local community groups.5 percent accurate, as opposed to the 80
percent accuracy rate of paper returns. is not a
registered broker-dealer and is not a registered investment advisor. Option One Mortgage Corp. H +R Block's 50 years of experience will combine the two to a
teen benefit -- a first tax return and more likely than not, a first
refund when they follow these first time filing tips:

- - Keep good records.,
qualify as itemized deductions.

-- Need more information? Go to the "Get Yours" website,
http://www.

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(a) Other
prizes include calculators, money clips and wallets that will be given
away as radio promotions.

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---

- - kjjkjk

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