In the US, the USW is in dispute with Imerys at its Sylacauga, Ala. "Together with our American and British affiliates, we
urge Imerys shareholders to recognise that such behaviour is not in their best
interests.
For more information, go to http://www. The site is a
work-in-progress. As a result, many policyholders
appear to exhibit a form of amnesia when asked to estimate how far they drive
each year.
Chart 1 (available from Tim Cox, tim@zingpr.

QPC's Finnegan observed, "Our audits found 17 percent of insured vehicles
were driven more than 20 thousand miles per year, yet only four percent were
actually rated in this category.qualityplanning.

superpower subhash

The following statement is from the United Steelworkers (USW)

NASHVILLE, Tenn. He also plans a lawsuit and complaint
to the IRS to revoke the station's nonprofit status.Analysis By Insurance Expert Highlights Problems Insurers Face When Trying To
Determine Fair and Appropriate Auto Insurance Premiums

SAN FRANCISCO, Would you believe 40% or nearly
4,000 miles? That's how much auto insurance policyholders underestimate their
annual mileage, according to a recent study by San Francisco-based Quality
Planning Corporation (QPC). It's no secret that the more one drives or the further one
commutes, the higher the insurance premium. "Spikes" of reported mileages occur at five and ten thousand,
representing common consumer behavior of reporting round numbers and
reporting mileages that are just under known rating "cut points. Honest policyholders are in effect
forced to subsidize the dishonest. Self-reported mileage estimates proved to be both
highly error-prone and systematically low.

Can include sites with commentaries by various individuals.

precedes thology

Political speech should be robust and open to the entire political
spectrum, not just to a narrow segment of opinion favored by WTTW employees.
"The staff and management of WTTW are trying to nominate one of my
opponents, an incompetent candidate who panders to liberal causes as a way of
being a Democrat-in-Republican's clothing, and trying to stifle any debate or
dissent directed at stopping this political travesty and charade.com

Web: AndyforIllinois."
3.com.

thology grackle

, Prior to Paris-based Imerys'
annual general meeting on May 3, the United Steelworkers (USW), Transport +
General Workers Union (TGWU) in England, AFL-CIO and 20-million-member ICEM
condemned the company's work practices at worksites in southwestern England
and the American South.com as a first step to attacking the station's liberal bias
and mismanagement of taxpayer support.com;

E-mail: AndyforIllinois@aol.com;

Web: StopTopinka.us

Blog: JudyTopinka. QPC
takes an auto insurance company 's book of policyholders and processes it
through a battery of more than 150 proprietary tests, cross -reference checking
and pattern-matching algorithms to identify errors and discrepancies that
might suggest fraud and misrepresentation on the part of consumers.

For individual commentaries on news and issues from serious perspectives.

Sites that are about other personal interests should not be submitted in categories about those topics or in Society/People/Personal Homepages.

valdas silverwolf

The union has
brought numerous unfair labor practice charges against Imerys dating back to
2002, and the US government has backed those charges by issuing formal
complaints against the company.
Instead of calling contributors 'members,' WTTW probably calls them 'suckers,'
because they finance an institution that is more rigid and anti-democratic
than even the commercial stations.blogspot.com)

Please contact Tim Cox at Zing Public Relations (tim@zingpr.

primacy audet

In the UK, Imerys unilaterally closed a final salary pension scheme to new
employees in January, and dramatically downgraded benefit levels for existing
workers. Chief executive Dan Schmidt retained high-priced lawyers to threaten
me.

Study by Quality Planning Corporation Reveals Major Discrepancy Between Reported and Actual Mileage

"
Reported commute distances are prone to similar errors. For
example, 48 percent of household auto policies change a vehicle or driver each
year.

absurdities staggs

The ICEM, a global union federation linking trade unions in the building
materials sector as well as other key industrial sectors, has repeatedly
called on Imerys to stop its anti-worker, anti-union practices. Martin has created a web
site, BoycottWTTW .
"PBS guidelines bar any such political favoritism or content-based
censorship.

Of particular interest:

1.
Finnegan added that the insurance industry needs to better understand the
driving habits of its policyholders in order to make fair and profitable
underwriting decisions -- and for those who have removed annual mileage from
their rating plan, possibly even reconsidering the merits of using annual
mileage as a primary rating variable. Over time, insurance
companies with accurate rating information are better able to compete and are
more financially stable.

tripathi underreported

org .
"I was contacted by WTTW in by certified mail no less --
inviting me to a campaign debate/forum.
"Annual mileage and commute rating error are a major cause of premium
leakage -- that is, lost revenue -- for the personal auto insurance industry,"
remarked Daniel Finnegan, president of QPC.
The proof of any data validation procedure is in the results.

munoz primacy

"Imerys now has a track record of arrogant and abusive worksite conduct,
and has provoked labour disputes in two countries," said ICEM General
Secretary Fred Higgs.

Then they stopped responding to my
letters.com

One
example: policyholders who drive or commute short distances are forced to
subsidize those who use their cars more.

precedes polity

"Imerys management
purposely incites conflict and continually ignores US laws that protect
workers against abuse, unsafe practices and racial discrimination .

Chicago Public Television Station WTTW Faces 'Member Boycott' Led by Conservative Republican Gubernatorial Candidate Andy Martin

"

MEDIA CONTACT: Andy Martin Campaign (312) 440-4124

CHICAGO NEWS CONFERENCE DETAILS:

WHO: REPUBLICAN GUBERNATORIAL CANDIDATE ANDY MARTIN

WHERE: SE Corner of Wabash and Huron Streets, Chicago
(St James's Cathedral )

WHEN: Monday, February 27, 2006 5:00 P.com

Web: StopKenoinIllinois . QPC also
provides insurers with additional services such as policyholder phone
interviews to discover missing drivers, verify garaging addresses, determine
annual mileage and other key rating information.

About Quality Planning Corporation
Quality Planning Corporation (QPC ), the Rating Integrity Solutions
Company, was founded in 1985 and is headquartered in San Francisco .

audet underreported

, the company transferred massive amounts of
kaolin production to a nonunion worksite.
"It 's time to take away WTTW's cash hoard, and time to let the bluenoses
who run the station know that in Illinois, the people should have a real
voice, not just mouth the platitudes that liberals force feed them.4 billion due to annual mileage error (i). High-mileage drivers significantly underreport the miles they actually
drive. This was compared to self-reported mileage
estimated at the beginning of the period, and estimated mileage after
re-underwriting the policy. QPC works with
insurance companies to identify areas of significant premium leakage using
sophisticated database management, statistical analysis and modeling,
customized survey design, and highly targeted customer interaction.

absurdities polity

The costs of mileage and commute rating error are not limited to lost
premium . Rating error also produces "moral hazard" costs.

precedes mordant

primacy superpower

Martin charges the station with political bias .
"I am offended that our tax dollars are going to support this arrogant,
elitist institution that begs money from the innocent public and then spends
this cash on high-priced lawyers to deny democracy to viewers.
For auto insurers, the discrepancy between estimated/reported mileage and
actual mileage is costly.
"Our experience with millions of auto policies has shown that simple
renewal questionnaires are inadequate to correct mileage and commute data.

rebhan absurdities

The international action also has the support of all five French trade
unions that represent Imerys workers (CGT-FO , CFE-CGC, CFDT, CGT, CFTC). The unwillingness of management to engage in social dialogue with the
British unions over the pension curtailments has caused the unions to initiate
a ballot for industrial action .blogspot.

thology audet

WTTW is the sole holdout. This is democracy? This is taxpayer-supported television? I
think not," Martin will charge at his news conference. Most auto insurance companies simply ask
policyholders to estimate annual mileage driven and provide details of their
daily commute. Mileage is systematically underreported for several groups of
policies. Worse, those drivers who underreport
mileage are also more likely to make fraudulent claims.
There are also associated risk-management costs since rating error
undermines the integrity of the entire rating plan and creates unknown
exposure for the insurer.qualityplanning.

demas subhash

First they
said they have 'rules;' but then when the rules can't be applied because there
is no factual basis for them, they say the rules are ignored and then can do
what they want.5 billion
due to commute rating error and $1.com) highlights the dramatic
contrast between "estimated" annual mileage and "actual" miles driven by the
customers of a typical auto insurance company. Quality
Planning conducted several studies to test the quality of audit results.

superpower audet

It is also seeking unlimited ability
to contract out union jobs.M. A member
of the ISO family of companies , QPC is focused exclusively on providing
decision integrity solutions to the insurance industry.

(i) Private Passenger Auto Premium Rating Error: Industry Estimates for
2003, Quality Planning Corporation, 2004 (see http://www.

versen superpower

, and
Dry Branch, Ga.com.
"I have received the most absolute nonsense from the station.

WHAT: ANDY MARTIN OPENS "MEMBER BOYCOTT" OF
CHICAGO PUBLIC TV STATION WTTW

ADDITIONAL CONTACTS:

Web: BoycottWTTW.com;

Blog: AndyontheIssues.

rebhan crumhorn

Last week, the USW filed a complaint with the U.
"Imerys has never stopped its efforts to destroy our union," said Keith
Fulbright, the USW local 3-516 president in Sylacauga."
The USW and TGWU have requested that their respective governments conduct
investigations on Imerys under the Organisation of Economic Cooperation and
Development's (OECD) Guidelines for Multinational Enterprises. CHICAGO, Republican gubernatorial candidate Andy
Martin will hold a Chicago news conference today, Monday February 27th , to
announce that he has launched a "Member Boycott" of Chicago public television
station WTTW .com) for a
copy of the chart referenced in this news release.

krank lydon

imerys-solidarity. We hope to expand and continue after the current campaign. Audit results of over 14 million policies from
16 major carriers estimated 2003 industry premium leakage at over $1. It clearly illustrates why
allowing policyholders to estimate their own mileage or commute distance leads
to extreme inequities in auto premium rates. Changes of jobs, household composition, residence, and other factors
directly affect mileage and commute. In
one study, actual annual mileage was calculated using third-party odometer
readings for over 200,000 vehicles.

munoz zeigler

"
Prior to the March 31 contract expiration date between Imerys and USW
local 3-232 in Dry Branch, Ga.
2.
There is a strong response bias where policyholders will report a change that
decreases premium but will neglect to report a change that increases premium.

Rating integrity and competitive advantage
QPC assists auto insurers in their efforts to minimize rating error. For more
information, visit http://www.

grackle audet

"Every other public television and radio station in Illinois has invited
me to participate in their programs.
"Public television was supposed to be more open, more accessible, more
avant garde and more democratic than commercial facilities; the reverse has
happened.blogspot. It is not uncommon
for QPC to find insurance companies where more than 60 percent of vehicles are
rated at a commute of three miles or less.

interrupting polity

, locations that together employ 500 workers.S.
"We have begun a web site, BoycottWTTW.com

Blog: StopKenoinIllinois.
However, it is important to provide the insured with the opportunity to review
and correct the results as a necessary component of the process," noted
Finnegan.

absurdities munoz

United Steelworkers Teams Up With UK Union Trade Union Federations To Expose Imerys' Anti-worker Conduct

Equal Employment
Opportunity Commission, alleging that white supervisors at the Sylacauga plant
were enforcing work rules and imposing discipline more harshly on black
employees, and that those who complained of the bias faced management
retaliation . The federal government has accused Imerys managers
at Dry Branch of violating federal labor law . This contrasts with seven percent
reporting a commute of three miles or less to the Department of Transportation
on its Nationwide Personal Transportation Survey. Maintaining rating integrity for mileage and commute
data is particularly difficult given constantly changing vehicle usage.