The policy and financial
implications could be tremendous.
From 2001 to 2003, Glenn Hubbard was Chairman of the President's
Council of Economic Advisers. His election to the
Board complements the skills of our other members.

tobin income

That is because early retirees
are older and require more care than the typical uninsured individual of
today. Altarum is rapidly becoming the nation's
preeminent provider of health systems research, analysis and consulting
services. He is
also a member of the Panel of Economic Advisers for the Congressional
Budget Office, and is a visiting scholar and Director of the Tax
Policy Program for the American Enterprise Institute.
Commenting on Mr.

income annotated

This would represent a shift of approximately $5 billion of current
demand for care from insured to uninsured status.

The 2005 categories and awards include:

-- Scientific Achievement
Lifetime Achievement
Chief Scientific Officer of the Year
Academic Scientist of the Year
Industry Scientist of the Year

-- Pharmaceutical Marketing
Product Launch of the Year
Direct to Consumer Campaign of the Year
Marketing Campaign of the Year

-- World Health And Community Involvement
Corporate Community Partner
Therapeutic Development: World Health
Disease Prevention and Education

-- Pharmaceutical Business
Chief Executive Officer of the Year
Emerging Company Executive of the Year
Social Responsibility
Business Development Deal of the Year

-- Research And Development
Outstanding Small Molecule Drug Product
Outstanding Biologic Drug Product
Innovative Pharmaceutical Product
Rare Diseases and Conditions

Honorees are determined though a diverse, forty-person executive review
board which includes executives from small and large pharmaceutical
research organizations, academicians from key research institutes ,
publishing executives and business and legal professionals.

diagrams income

annotated regularly

Early retirees are those individuals who retire before age 65, or have a
second career, and are dependent upon health care insurance that is provided
by their former employer. The awards are designed to
honor innovation in pharmaceutical marketing, corporate governance and
research and development.

currency terms

nations concepts

"Working with Altarum, we hope to better understand the
consequences and policy implications when early retirees lose their health
care coverage from their former employers. Hubbard also
serves as a director for ADP, Inc.

glossary economics

Trends show that, as large employers in industries such as the
manufacturing, retail or airline industry face mounting competitive pressures,
there is a growing tendency to curtail or entirely eliminate health benefits
for the early retiree population.com

Mr. Carson Professor for finance and
economics for Columbia University, Graduate School of Business.

Devoted to the study of international economics as an academic discipline.

diagrams policy

"
The Altarum study is scheduled for completion in June 2006 .
The Commonwealth Fund is a private foundation that aims to improve health
care coverage and quality, especially among at-risk populations. Mr.

glossary definitions

, The nonprofit Altarum Institute
has been awarded a grant from the New York-based Commonwealth Fund to study
the growing risk among young retirees that they will lose their health care
coverage.2 percent
increase in the number of uninsured, " said Dr."
"The purpose of this study is to give us a better picture of this unique,
early retiree population," said Sara Collins, senior program officer at the
Commonwealth Fund. During this time, he was also a member
of the White House National Economic Council and National Security
Council , and the President's Council on Science and Technology.

papers compiles

Nominations will be accepted until March 30, 2005.

For more information and to download nomination forms, visit:
www.

papers inequality

Altarum Institute Wins Grant to Study Loss of Health Care Coverage for Early Retirees

; Dex Media; KKR Financial
Corporation; BlackRock Closed-End Funds; and Ripplewood Holdings. Duke owns
interests in more than 114 million square feet of properties, has over
1,000 employees and owns or controls more than 4,600 acres of
undeveloped land that can support more than 69 million square feet of
future development.

concise regularly

The Fourth Annual Pharmaceutical
Achievement Awards will honor executives and dignitaries from leading
pharmaceutical research organizations at a black tie presentation ceremony
on August 8 , 2005 in Boston, Massachusetts. Hubbard is
currently the Dean and Russell L. Hubbard's election to the Board, Denny Oklak,
President and Chief Executive Officer, stated,

"We are very pleased to add another exceptional independent
director to our Board.

regularly annotated

There are approximately 3.
"If 1 million early retirees were to join the current 46 million uninsured
across the country , the simple math would say that this is a 2.7 percent. has been elected to its Board of Directors.
Throughout his career, Mr. Hubbard has held several other prominent
positions and has authored numerous articles and papers on various
subjects including tax policy, economics and finance.

regularly transactions

income definitions

transactions commentaries

Charles Roehrig , a health care
economist and Vice President of the Health Solutions Division at Altarum.

compiles policy

A final
report will be made available upon completion of the grant.

income institution

Eighteen high-level awards will be presented for achievement in five
categories within the areas of science, business and corporate generosity.

discipline policy

Click here to nominate !

The Pharmaceutical Achievement Awards are pleased to be supported by the
following media publications: Science/AAAS, Nature, Nature Reviews Drug
Discovery, Nature Medicine, Scrip and BioExecutive International.

Duke Realty Elects Glenn Hubbard to Board of Directors

policy discipline

ANN ARBOR, Mich.D.

terms papers

Altarum Institute is a nonprofit research and innovation institution,
headquartered in Ann Arbor , Mich.

A black-tie awards ceremony, to be held in
Boston on August 8, 2005, will bring together more than 500 hundred
executives in the Life Sciences field to recognize the significant
accomplishments in the global pharmaceutical and biotechnology industries. Offering a
complete range of real estate products and services, Duke produces
over $800 million in annual revenue from more than 4,200 tenants and
focuses on building dominant market positions in each of its 13
geographic platforms across the Midwest and the Sunbelt.

commentaries illustrating

If a large
portion of this population were to become uninsured, the impact would be
larger than the numbers indicate.
This year the program has expanded to include a new marketing category."

Duke Realty Corporation is the largest publicly traded office and
industrial real estate company in the United States.

illustrating papers

6 million early retirees, aged 55 -64, who
receive health care coverage from a former employer or union.

economics policy

"But using our Altarum Health Sector Model, we are able to estimate that, on a
needs-adjusted basis, adding 1 million early retirees to the ranks of the
uninsured has the potential impact of increasing the size of the total
uninsured population by almost 3.

Nominations Are Now Being Accepted for the Pharmaceutical Achievement Awards

pharmawards.

Business Editors

INDIANAPOLIS----Duke Realty
Corporation (NYSE:DRE ) announced today that Robert Glenn Hubbard,
Ph. Glenn's academic and governmental experience in
economics will be of great value to the Company.