Although
future impairment to the interest-only strips is likely, comfort is
garnered by the company's earnings prospects and good capitalization
levels, which could cushion impairments .

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Ford Continues Support of Jackie Robinson Foundation

Robinson made history in
1946, when he signed a contract with the Brooklyn Dodgers organization, thus
ending decades of discrimination against African Americans in baseball.
USGS files are comprised of giant layered tiles that together provide
extensive coverage of the United States.
"The advanced satellite and mapping services offered by USGS are
revolutionizing how government agencies and corporations visualize and act
upon the physical world," said Brett Goodwin, VP of which are powered by the latest version of Isilon's
award-winning OneFS(R) distributed file system software and use high-speed,
low-latency InfiniBand for intracluster communication.
Fitch recognizes the volatility of the interest-only strips held
on Doral's balance sheet.
Additional hedges are expected to provide better protection in the
event of further rate increases and a continued flat curve.

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The value of the USGS to
the Nation rests on its ability to carry out studies on a national scale
and to sustain long-term monitoring and assessment of natural resources.
For the year ended Dec.

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For more information
on the USGS, go online to http: //www.usgs.
About Isilon Systems
Isilon is the leader in clustered storage.
NOTE: The names of companies mentioned herein are the trademarks of
their respective owners. Therefore , maintenance
of capital at or near current levels is a critical rating factor until
greater clarity of the effectiveness of hedging can be demonstrated.

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Ford Motor Company Fund supports programs that enhance and enrich the
communities where Ford Motor Company does business. In contrast to its
legacy storage systems which created separate silos of data that were
cumbersome to manage, Isilon IQ enables USGS to seamlessly grow its storage
repository to more than 528 TB in a single, unified pool of storage that is
extremely easy to manage. For more information, please visit:
http://www . The increase reflected the continued high demand
for new housing in Puerto Rico and Doral's strong share of the new
housing market.

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"Corporate America will benefit greatly from this
investment in youth. 31,
2004 or by using Fitch's risk-adjusted capital model, is good for the
rating category . Doral's current
capitalization level improves their ability to withstand risk-related
shocks , such as a retained interest impairment.5 billion for the corresponding 2003 period,
an increase of 20%.

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"As an Althea Gibson/Jackie Robinson Foundation scholar, I have found new
motivation to discover the best in others and myself," said Carolyn M.
"Ford Motor Company is proud to support the scholarship fund and commend
the Jackie Robinson Foundation for the work it has done over the years to
broaden higher educational options to young adults who desire to expand their
knowledge ," Ulsh said. Isilon IQ provides USGS with
the unsurpassed ability to simplify its workflow, improve performance and
to support its vast, ever-expanding repositories of geological data.

No Change on Doral Financial Corp. Ratings After Fitch's Review

herrnstein usefulness

com . New Systems Enable Quick Delivery of Mission Critical Information Relied
Upon by Corporations and Local, State and Federal Government Agencies to
Make Critical and Lifesaving Decisions

SEATTLE, Isilon(R) Systems , the leader in
clustered storage, today announced that the United States Geological Survey
(USGS ) has selected Isilon's IQ clustered storage system as the primary
repository for its vast and rapidly growing collection of geo-referenced
information -- data that includes aerial and satellite imagery , complex
geological models, and topographic, contour and flood plain maps. This review was prompted by
heightened concern with Doral's exposure to increasing short-term
rates and the impact on interest -only strips.7 billion for the comparable 2003 period.

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Ulsh, Ford Motor Company Fund president. "Young men and women are our future
and they matter to us."
Wright, who graduated last year from H-B Woodlawn Program in Arlington,
Va.
Corporations, state and local governments and Federal agencies including
the Department of Homeland Security (DHS), Federal Emergency Management
Agency (FEMA), and the Bureau of Land Management (BLM) rely on USGS to make
mission critical and life-saving decisions.
Because it has no regulatory or management mandate, the USGS provides
impartial science that serves the needs of our changing world.

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, attends Harvard University majoring in International Affairs ."
The Jackie Robinson Foundation awards four-year college scholarships so
academically gifted students of color, with financial need, may attend the
college or university of their choice. Since its founding, over 930 students across the country have
received scholarship awards from the foundation . The Seattle-based company is financed by Lehman
Brothers Venture Partners, Sequoia Capital, Atlas Venture, Madrona Venture
Group and Focus Ventures.

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In addition, Ford will host a
small private luncheon for the Althea Gibson/Jackie Robinson Scholar, Carolyn
M.gov .0
billion, compared with $1.

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"
The Jackie Robinson Foundation was founded in 1973, a year after the
legendary baseball player Jackie Robinson died.
Gibson, who died September 2003, is another history-making African
American who, in 1951, became the first African American invited to enter the
all-England tournament at Wimbledon and later, in 1957, became the first
African American to win at Wimbledon. Wright,
the recipient of the Althea Gibson/Jackie Robinson Scholar Class of 2008
award. In 2004, Ford Motor Company Fund dedicated
almost $80 million to educational initiatives, cultural sponsorships,
performing arts events, and university scholarships and programs geared
towards school children. Doral management has improved their hedging recently to
minimize future impairment to the company's interest-only strips.

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com .

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Ford is key awards dinner sponsor and host for the Althea Gibson/JRF Scholar

NEW YORK, Ford Motor Company Fund, a committed
supporter of educational programs designed to help youth of all ethnicities
achieve their academic potential, renewed its support of the Jackie Robinson
Foundation Annual Awards Dinner at the Waldorf Astoria Hotel. "Coming together with such great minds to celebrate Jackie Robinson's
example is both an honor and a blessing. Ford Motor Company Fund
is committed to creating educational opportunities that stimulate creativity
and promote cultural diversity.

Contact: Edna Sims Bruce Tracy Walker
310-827-9727 313-657-7018
affiniti9@sbcglobal.
USGS, which provided mission-critical data that was used to coordinate
Hurricane Katrina rescue operations, initially deployed 25 Terabytes of
Isilon IQ clustered storage as the primary storage solution for its
geographically referenced digital mapping service. In turn, decision makers at all levels of
government -- and citizens in all walks of life -- have the information
tools they need to address pressing societal issues.
Isilon IQ was designed for unstructured data and for use in data-intensive
markets such as media and entertainment , digital imaging, life sciences,
oil and gas and government.
However, the hedge position at this time was not designed and
therefore ineffective in offsetting the valuation declines resulting
from the increase in rates being primarily focused on the short end of
the curve.06% at Dec.

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net

Business Editors

CHICAGO----Fitch Ratings has
assessed Doral Financial's (Doral ) ongoing effort to more effectively
manage its interest-rate risk position. Despite the hedging performance to this
point, Fitch acknowledges that effective hedging is a complex and
dynamic process that must be continually refined on a regular basis.

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Students are also encouraged to
continue Robinson 's legacy of commitment to social causes and "giving back" to
the community. These files, called Digital
Orthophoto Quadrangles (DOQ), Digital Raster Graphics (DRG), and Digital
Elevation Models (DEM ), are enormous images that include aerial fly-overs,
satellite images, topographical, contour and flood maps.

intelligences acknowledges

The evolution of Doral's balance sheet, including the growth in the
interest -only asset and the somewhat unique characteristics of the
mortgage market in Puerto Rico, has increased the need for Doral to
implement more comprehensive market risk management techniques.

proffered iq

"Ford believes in the power of education and equipping all young adults
with the necessary skills to achieve their full potential," said Sandra E. Recent actions taken by management coupled with
the buffer provided by current strong capitalization, gives Fitch
comfort that the current ratings (rated 'BBB +/F2' by Fitch) remain
appropriate. 31, 2004, loan production volume was $7.

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ford.

U.S. Geological Survey Selects Isilon IQ for its Rapidly Growing Stores of Geo-Referenced Maps and Imagery

The
diversity of scientific expertise enables the USGS to carry out
large-scale, multi-disciplinary investigations that build the base of
knowledge about the Earth.

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The increase in
short-term rates and the flattening of the yield curve has presented
Doral with challenges.

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Ford is a key sponsor of the annual event.
About USGS
The USGS serves the Nation as an independent fact-finding agency that
collects, monitors, analyzes, and provides scientific understanding about
natural resource conditions, issues, and problems.
Profitability metrics will be pressured with the increased cost of
hedging and the potential rising interest-rate environment; however,
Doral's market position should provide consistent origination volume.8
billion, compared with $6.

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Together these
files provide a comprehensive view of areas that can be examined during
times of crisis, applied to scientific studies, or used for commercial
purposes such as verifying property or insurance worthiness. Isilon 's award-winning
family of Isilon IQ products consists of high-performance clustered storage
systems that combine an intelligent distributed file system with modular
industry-standard hardware to deliver unmatched simplicity and scalability. Hedges
in place in late 2004 anticipated an increase in market rates.
Capitalization, measured by equity-to-assets of 13.

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Wright - Class of 2008. Fitch requires a more significant level of capital
against Doral's higher risk assets, such as capitalized mortgage
servicing rights and interest-only securities.

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isilon.
Loan production volume for the fourth-quarter 2004 was a record $2.

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For more information on programs made possible by
Ford Motor Company Fund visit http://www.