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"Insights from a Pioneer in Portfolio Theory and Practice: A Talk with
Nobel Laureate William F. Sharpe, Ph.

----Merrill Lynch (NYSE:MER):

-- Interactive Workshops Stress Importance of Math, Science and
Financial Literacy Presentation by Student Entrepreneur
Organization "Food From the 'Hood"

WHEN:

Thursday, April 28th, 9:00 - 11:45 AM

WHERE:

4 World Financial Center (250 Vesey Street) - 3rd Floor.

WHAT:

Merrill Lynch hosts "Take Our Daughters And Sons To Work" day: Visual,
interactive workshops on math, science, finance and
entrepreneurship for 200 children between the ages of 8 and 12:

-- 9:00 AM - Welcome: Terry Kassel, Merrill Lynch Senior Vice
President

-- 9:10 AM - Presentation: Food From the 'Hood, a Los Angeles-based
organization started and run by student entrepreneurs that sells
produce and salad dressings and uses the proceeds to fund
scholarships.

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DETROIT, Carly Fiorina, Chairman and CEO, Hewlett-
Packard (1999-2005) will speak to Detroit Economic Club (DEC ) members and
guests on Monday, May 23, 2005. Fiorina will share her views on global competitiveness ,
and the strategies and philosophies that businesses and nations must employ in
order to be competitive in today's global economy.

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Journal of Investment Consulting Interviews Nobel Laureate William Sharpe Ph.D.

, has made to the world of financial economics. Sharpe's noted theories, their applicability in today's markets, and
areas of financial economics that need further exploration..

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Editor-in-Chief Edward Baker, CEO of Alliance
Capital Limited, and the JEAB, an editorial board of prominent investment
consultants and scholars, solicit and publish original articles and research
on investment management , capital markets, fiduciary practice, and ethics.

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Sharpe talks about these topics and more in an exclusive interview in the
Journal of Investment Consulting, Volume 7, Number 2, Winter /Spring 2005, just
released by the Investment Management Consultants Association (IMCA(R)). Dr.

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The club has nearly 2,000 members and is recognized as one of the
premier speaking forums in the United States.org .

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Sharpe, Ph.D.

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-- 9:45 AM - Break-out Sessions: Science projects facilitated by the
New York Hall of Science; tours of Merrill Lynch's
state-of-the-art video studio; financial literacy workshops
utilizing Merrill Lynch's acclaimed Investing Pays Off(R)
curriculum.

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A
father of modern portfolio theory.D. IMCA awards the prestigious
Certified Investment Management Analyst (CIMA(R)) designation to qualified
consultants worldwide..

-- 11:45 AM -- Conclusion

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IMCA is the principal professional association of the investment
consulting industry, ensuring quality service to the public by developing and
encouraging the highest of standards , broadening the public's understanding of
investment management consulting, and promoting professional education and
practice standards for investment consultants.

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These are just some of the contributions
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Published twice a year, the Journal of Investment Consulting is the
scholarly publication of IMCA.

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For more information about the DEC, to order tickets, or to become a
member, contact the DEC at (313) 963-8547 or toll-free 1-866-4-ECON-CLUB or
e-mail info@econclub.

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Sharpe also
reminisces about winning the 1990 Nobel Prize in Economic Sciences.
Tickets for the event are $40 for members, $45 for member spouses and
guest of members and $55 for non-members.
Conference Rooms A + B.

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The luncheon, held at The Masonic, located at
500 Temple Boulevard in Detroit, will run from 12:00 to 1:30 p. and will not
be followed by any media gathering.

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DENVER, Architect of the capital asset pricing
model.

Full tables of 10 may also be
reserved.

Business Editors
ADVISORY.

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The DEC was established in 1934, and is recognized worldwide for its
contribution to the discussion and promotion of economic, political and social
issues.