RouteOne offers dealers a common
platform for submitting credit application information to the multiple finance
sources with which they do business.

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More information is available at
http:/ /www. As a not-for-profit cooperative, Desert
Schools is dedicated to providing outstanding member service, playing a
positive role in the community, supporting continuous education and endorsing
its philosophy of people helping people. According to information
released by GNYADA and the Alliance of Automobile Manufacturers earlier this
year, it has cost consumers in New York more than $280 million in extra costs
since 2003, and has eroded choice from the market place.

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About RouteOne
Established in April, 2002, RouteOne LLC is a joint venture formed by
DaimlerChrysler Services, Ford Motor Credit Company, General Motors Acceptance
Corporation, and Toyota Financial Services to deliver vastly improved
efficiencies in the credit application process for automobile dealers, their
customers and participating finance institutions. Bush.

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Desert Schools
financing is available to more than 200 dealers who have an existing
relationship with the credit union.com .

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Dealers to benefit from streamlined process

FARMINGTON HILLS, Mich., is
the largest bank purchaser of auto finance contracts within the U. Jointly owned
by DaimlerChrysler Services, Ford Motor Credit Company, General Motors
Acceptance Corporation, and Toyota Financial Services, RouteOne also provides
a single point of access for dealer credit applications to some of the largest
auto lenders and banks in North America. NEW YORK, "Leasing is back in New York ," stated
Bob Fusco, Chairman of the Greater New York Automobile Dealers Association
(GNYADA) at a press conference in Manhattan timed to coincide with the signing
of the highway bill by President George W.


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The system, free to dealers, offers a wide
variety of tools to assist the dealer in managing the day-to-day business,
such as a detailed reporting suite, DSP integration, and credit bureau access,
all within a single desktop application.

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com .

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"We are committed to providing our 20,000+ dealership users a wide variety
of financing options," said Mike Jurecki , RouteOne CEO.5 billion in assets, 312,000
members and 51 branch locations.

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The highway bill includes a ban on vicarious liability - the antiquated
law that holds a leasing company liable for a driver's negligence which has
forced 20 automakers and every major retail bank in New York out of leasing.

The Greater New York Automobile Dealers Association, a not-for-profit
organization represents 650 franchised automobile dealerships in the metro are
of New York, which sells more than 700,000 cars each year.

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through a
nationwide network of 16,000 dealers.


This is a win -win for
consumers and the industry," he remarked.


Sites must be able to establish that they are a licensed lender that originates auto loans to be considered for inclusion here.

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"Chase is a preferred banking partner for many of RouteOne's 18,000-plus
enrolled dealerships, making it an ideal partner for us," said Mike Jurecki,
RouteOne CEO.
The removal of vicarious liability has long been an initiative of GNYADA and
will bring automakers back into the business of leasing vehicles and give
consumers the same choices afforded car buyers in every other State in the
country .

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More information is
available at http://www. FARMINGTON HILLS, Mich.

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"We are eager to
complete the integration process so our dealers can begin reaping the
benefits. The joint venture has
developed a web-based system that will enable dealers and all their finance
sources, including banks and other financial institutions, to manage the
credit application and consumer financing process online.

Arizona -Based Desert Schools Federal Credit Union Now Fully Integrated With RouteOne

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Auto Leasing Is Back in New York

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RouteOne was created in 2002 by DaimlerChrysler Services, Ford Motor Credit
Company , General Motors Acceptance Corporation, and Toyota Finance Services to
streamline the automotive finance process for dealers."
By connecting 18,000 dealerships to more than 30 integrated finance source
partners, the RouteOne system has set record application volumes every month
since its launch in June of 2004., RouteOne LLC announced
today that Desert Schools Federal Credit Union is a fully integrated finance
source on the RouteOne credit application management system.

About RouteOne
RouteOne was formed in 2002 to create a more streamlined credit
application process for automobile dealers and their customers.routeone.

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routeone. "Desert Schools is
dedicated , as we are, to providing their dealers the best auto financing
options available.
"With the signing of this bill into law, all New Yorkers will be able to
again lease vehicles.

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"Chase's competitive rates, depth, and dedication to customer
service make it a premier financing provider for the entire industry and a
major plus for dealers on the RouteOne system. Its members
generate more than $1.2 billion for state and local governments and employ
(directly and indirectly) approximately 54 ,000 individuals in metro New York.

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S."
"Our dealers have told us that RouteOne's business model makes sense for
them," said Joe Scimone, President of Chase Auto Finance.
"The actions of Congress, including New York's Senate and House delegates,
and the signing of the Bill by the President today, have made this historic
event possible," said Fusco. This antiquated law has hurt the retail auto industry,
and we are pleased that Congress has put an end to it. The end of vicarious liability
means that New Yorkers will no longer be treated like second class citizens,"
concluded Fusco .

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, Chase Auto Finance, one
of the nation's largest automotive lenders, has joined the RouteOne credit
application management system, becoming the 50th participating lender.
Chase Auto Finance , the auto finance business of JPMorgan Chase + Co. Desert Schools offers an Indirect
Lending program , which allows loans to be originated and completed via
RouteOne at the dealership, allowing the member to drive away with Desert
Schools financing without ever setting foot in a branch.
RouteOne , a collaborative effort by DaimlerChrysler Services, Ford Motor
Credit Company, General Motors Acceptance Corporation, and Toyota Financial
Services, provides a single point of access for dealer credit applications to
some of the largest auto lenders and banks in North America.

About Desert Schools Federal Credit Union
A leading Arizona financial institution since 1939, Desert Schools is the
state 's largest credit union with more than $2.


DaimlerChrysler, Ford Motor
Company and General Motors each announced that they will return to leasing in
New York at the event hosted by GNYADA and the Alliance of Automobile
Manufacturers because the bill includes a provision to end vicarious
liability.

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The Arizona-based financial institution is the state's largest credit
union , with more than 51 branch locations."
"We are extremely pleased to offer our dealers the increased efficiency of
being on the RouteOne system," said Susi Bennett, Senior Director of Consumer
Lending .

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RouteOne's web-
based system offers dealers the opportunity to exchange credit application and
credit decisions in near real time.
"For many years, New York became an island on which it was impossible for
consumers to lease many popular vehicles.

THIS CATEGORY ISFOR LENDERS ONLY
May/2002
Sites published in this category must be for companies that originate prime auto loans DIRECTLY to consumers.

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Chase Auto Finance Signs Up With RouteOne

Automotive dealers and their finance
sources can exchange credit application and credit decisions in near real-time
using RouteOne's web-based network.
Vicarious liability is a legal concept that holds a leasing company liable
for the actions of the driver of a leased vehicle.


This category is NOT for sites that generate loan applications to lenders or other thitrd party entities.

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