The ICE BAR will remain in place until Monday, February 7. We look forward to a
prosperous new venture for all parties.

bodrum friendly

This press release contains forward-looking statements within the
meaning of the Private Securities Litigation Reform Act of 1995.gov).

invites turkey

"
Terrance M.7 million, deposits
of $151.

tournament friendly

"
To mark the opening of the World Allround Speed Skating Championships
2005, the Moscow 2012 Olympic Bid Committee has built a temporary M2012 ICE
BAR next to the Krylatskoye Sports Palace . LOUIS----First Banks, Inc. We look forward to the opportunity to grow
the consumer banking business while continuing the expansion of the
commercial business established by IBOC.

bend griffith

McCarthy, Senior Executive Vice President and Chief
Operating Officer of First Banks, said, "IBOC has predominantly
focused its efforts on serving the commercial banking business,
specifically small and medium sized organizations , in the underlying
communities that it serves.0 million.sec.

istanbul tournament

The following
factors, among others , could cause actual results to differ from those
set forth in the forward-looking statements: the risk the acquisition
will not be integrated successfully; increased competition and its
effect on pricing, spending, third-party relationships and revenues;
and the risk of new and changing regulation .

cup championships

Moscow 2012 Previews Olympic Venue During Speed Skating Championships

Alexander Chernov, General Manager of the Moscow 2012 Bid Committee, said:
"The Krylatskoye Sports Palace is a top-notch international venue playing host
to the world's top athletes, media and several thousand spectators .8 million and stockholders' equity of $18.05
billion and stockholders' equity of $605.

79th usatt

Blake, President and Chief Executive Officer of First
Banks, said, "IBOC's management and staff have built an outstanding
organization dedicated to providing friendly and efficient financial
services to the communities they serve.

turkey championships

friendly bodrum

" He added that "We are excited
about the opportunity to meet the customers of IBOC, and , together
with the employees of IBOC, continuing to address their financial
services needs. At March
31, 2005, First Banks reported consolidated assets of $8.60 billion,
loans, net of unearned discount, of $6.

notre hosts

First Banks Inc. and International Bank of California Announce Signing of Agreement for Acquisition of International Bank Of California

The forward-looking statements in
this press release speak only as of the date of the press release, and
First Banks does not assume any obligation to update the
forward-looking statements or to update the reasons why actual results
could differ from those contained in the forward-looking statements.

bend bodrum

First Banks is committed to
providing the customers of IBOC with an extensive line of consumer and
commercial products in addition to other financial services that
include an extended ATM and branch banking network, telephone and
internet banking, mortgage banking, brokerage services and private
banking and institutional money management services. Tu, President and Chief Executive Officer of
International Bank of California, said, "On behalf of the Executive
Management and Staff, I wish to convey our expectations that First
Banks , a prestigious financial institution, would continue to provide
excellent services to all clients of International Bank of California
through its modern banking system. Additional factors which
may cause First Banks' results to differ materially from those
described in the forward-looking statements may be found in First
Banks' most recent Annual Report on Form 10-K as filed with the
Securities and Exchange Commission ("SEC") and available at the SEC's
internet site (http://www.

turkey tournament

The Krylatskoye Skating Centre has been described by skating industry
insiders as the most advanced center in the world. First Banks
currently operates 170 branch banking offices in Missouri, Illinois,
California and Texas.

gilbert 98

The ICE BAR is 2 meters
high x 20 meters wide x 50 meters long. Together we believe the
employees of IBOC and First Banks can continue the high standards of
services that IBOC has set through a combined banking network of 38
banking offices in Southern California."
Frank C.
At March 31, 2005, IBOC reported consolidated assets of $171.

tennis bend

tennis hosts

Allen H. Cheng, Chairman of the Board of Directors of
International Bank of California, said, "The transaction between First
Banks and International Bank of California will provide our current
and potential customers with wider and more competitive resources and
services. This is also an exciting opportunity for bank management to
continue to grow in their banking careers.
Such statements are based upon the current beliefs and expectations of
First Banks' management and are subject to significant risks and
uncertainties which may cause actual results to differ materially from
those contemplated in the forward-looking statements.

hosts cup

"
Joseph S.L. Management of First Banks and
IBOC expect a smooth transition in this process.0
million, loans, net of unearned discount, of $125.

bend start

The bar will serve drinks in
special glasses made from ice, and traditional Russian "blinis" (pancakes)
with caviar will be cooked and served at the ICE BAR. I view this transaction as an
opportunity for the valued customers of International Bank of
California and to have access to an array of additional banking
products as well as excellent services.16 billion, deposits of $7.2 million.

championships invites

If Moscow hosts the Olympic Games in 2012, all eyes will focus on this venue
as the dramatic backdrop to the Olympic weightlifting and table tennis
competitions ."
The transaction, which is subject to regulatory approvals and the
approval of the IBOC shareholders , is expected to be completed during
the third or fourth quarter of 2005.

98 istanbul

The World
Allround Speed Skating Championships this weekend will be another valuable
experience for us in welcoming the world to enjoy major sporting events in our
city. Construction of the bar began at 10
a.m.

These
statements include, but are not limited to, statements about First
Banks' plans, objectives , estimates or projections with respect to our
future financial condition, expected or anticipated revenues with
respect to our results of operations and our business, expectations
and intentions and other statements that are not historical facts.

tennis 79th

veterans invites

on Sunday, January 30 and will be completed by midnight on Friday,
February 4.

Business Editors

ST. IBOC, a California state chartered bank , is
headquartered in Los Angeles, California, and operates seven branch
offices, including one branch in downtown Los Angeles, four branches
in Los Angeles County, in Alhambra, Arcadia, Artesia and Rowland
Heights, one branch west of downtown Los Angeles, and one branch in
downtown San Francisco .

cup turkish

Krylatskoye Sports Palace Slated to Host Competitions in 2012 Olympic Games

MOSCOW, The premier speed skating event of the
year, the World Allround Speed Skating Championships, will take place February
5-6 in the state-of-the-art Krylatskoye Skating Centre with a capacity of
10,000 .
(NASDAQ: FBNKN) (NASDAQ: FBNKM) (NYSE: FBSPRA) ("First Banks") and
International Bank of California ("IBOC") jointly announce the signing
of an Agreement and Plan of Reorganization that provides for First
Banks to acquire IBOC.

table tennis

It is one of more than 100 World and European Championships we have
successfully organized here in Moscow since 1980.

griffith table

The Championships will be the third major event to be held in
Krylatskoye Sports Palace in Moscow since it was completed in September 2004. Built in 1994, the Centre
exemplifies the architectural, design and functional standards of the Olympic
Games.