The Florida Association of Mortgage Brokers -FAMB- Applaud 2004 Record Homeownership

famb.org.

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At the same time, modifications to AAA's "accident-free" discount program,
which also take effect on August 15th, were also unveiled.

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Discounts can reach as high as 20 percent,
depending on individual driving records, and are available to anyone whose
auto is insured through AAA Chicago , not just members.

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This action
doubles to 10 percent the discount AAA members receive on AAA's MemberSelect
Insurance Company auto policies, according to Brad Roeber, AAA's regional
president.

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Visit the
FAMB web site at http://www. The FAMB Foundation was formed
in 2000 to offer educational programs to Mortgage Professionals and
Consumers alike.

Wilmington Area Conference for Homeowner Associations

This program is open to members and non-members. It makes
our auto product an extremely attractive alternative for anyone who is looking
to save money on car insurance.

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----The Florida
Association of Mortgage Brokers applaud a recently released report by
the Census Bureau which showed that the U.
Topics for the conference include: Responding to Dangerous or Threatening
Situations: a registered sex offender in the neighborhood, a resident with a
criminal record, a mentally ill individual who poses a threat, how can you,
and should you, respond? Ways to handle Developer Transition, that sometimes
difficult phase in the life of an HOA, will be explored.

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Van Johnson of Deland is the
President and his email is vjohnson@famb.
CAI is a non-profit national organization dedicated to the education of
professional homeowner association managers, and association volunteer
leaders.
The longer a policyholder goes without having an accident, the larger the
premium discount will be. What's more, policyholders who also join AAA
will enjoy a wide range of member benefits and discounts at a variety of
hotels, restaurants, and retail establishments that will more than cover the
annual membership fee.

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Founded in 1960, the Florida Association of Mortgage Brokers is
the nation's oldest and largest professional Mortgage Brokers
Association. In the past year
membership increased by almost 50%. Under this program
that recognizes and rewards safe driving, any qualifying insured who does not
have an auto accident for an extended period of time will be eligible to
receive a premium discount.1 million members in eight states.

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We represent almost 50,000 Mortgage Industry
Professionals and have members all over Florida."
Certain terms and conditions apply .

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Upon hearing
these record-setting statistics, Van Johnson, FAMB State President,
commented, "Florida's mortgage brokers originate 7 out of every 10
mortgages in our State.famb. More information is
available at CAI-NC.
"The new, higher members-only discount will result in major savings for
our policyholders who belong to AAA Chicago in Illinois," Roeber said.

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You may email her at famb@supernet . Some community
associations may need or want to change their governing documents, a
specialist will be on hand to discuss.
Roeber said, "It's a hard to beat combination, when you add the member and
accident-free discounts together, for savings as high as 30 percent.

Curling Associations are organizations that have clubs as its members.

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These percentages mean that there are
now 74,414 ,000 American families who own their own homes. ACG clubs belong to
the national AAA federation, a not-for-profit organization, with more than 48
million members in the United States and Canada .

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WILMINGTON, N.

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The FAMB is very proud to be among the driving
forces that have helped a record number of individuals realize the
great American dream, homeownership.net

, AAA Chicago will give its members who
live in Illinois and insure their autos through AAA an additional 5 percent
discount on their insurance premiums beginning August 15, 2005.

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Business Editors

TALLAHASSEE, Fla.S., The North Carolina Chapter of
Community Association Institute (NC-CAI) is holding an educational conference
in Wrightsville Beach on Friday afternoon on March 24.

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org /foundation/foundation.C. For more information on either of
these discount programs, contact a AAA insurance agent or call 1-866-YOURAAA
(968-7222).
It is part of The Auto Club Group (ACG), the largest affiliation of AAA clubs
in the Midwest, with 4.

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The purpose of the
conference is to address several issues and problems that Homeowner's
Associations often face. A session on developing collaborative
negotiating techniques is scheduled as well.

AAA Announces Additional Auto Insurance Discounts

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homeownership rate for
2004 averaged 69.3%. FAMB members are
dedicated to integrity and service in every transaction.

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html For more information
about FAMB contact Executive Director Karen Wordell-Smith at
800-289-9983.org or by calling the NC Executive Director, Sara Stubbins
at (919) 929-9312. AURORA, Ill.

Although a curling club can be a group of people in one area that may curl on public property, or in a non curling clubhouse.

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0%, which was an increase over 2003's previous
record-setting average of 68.
AAA Chicago offers automotive, travel, insurance and financial services.

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The web site allows you to
search for an FAMB member in your area. Visit the Foundation Web Site at
http://www.
AAA Chicago, which serves more than 830,000 AAA members in most of
Illinois and in Northern Indiana, will celebrate its centennial in 2006 and is
a part of The Auto Club Group, the largest affiliation of AAA clubs in the
Midwest with over 4 million AAA members across eight states.

Clubs are defined as 'curling clubs' or 'curling clubhouses'.

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"Although our auto insurance is available to most Illinois residents, this
discount program applies to AAA Chicago members only and is an excellent
example of the many special benefits we offer them.